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Looking for a truck insurance agent in Niskayuna? Review the directory below to compare your options.
3 agents listed
Updated May 2026
Niskayuna, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 3 truck insurance agents in Niskayuna, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
The Heritage Group
2331 Troy-Schenectady Rd, Niskayuna, NY 12309
(518) 782-0001
heritagegrp.com
Dave Hesler - State Farm Insurance Agent
1521 Balltown Rd Suite 2, Niskayuna, NY 12309
(518) 346-3035
daveheslerinsurance.com
Denofio Insurance Agency
1317 Regent St, Niskayuna, NY 12309
(518) 248-2499
denofioinsurance.com
Truck insurance agents in Niskayuna New York help owner operators and fleet managers secure the right coverage for their commercial vehicles. New York requires minimum liability limits of 50,000 per person and 100,000 per accident for most trucks. A local agent can guide you through state specific requirements like the New York Commercial Auto Insurance Plan for high risk drivers.
What Does a Truck Insurance Agent in Niskayuna Cost?
Truck insurance costs in New York vary widely based on driving record vehicle type and coverage limits. A basic policy for a single truck might range from 8,000 to 15,000 per year. Full coverage with cargo and physical damage can exceed 20,000 annually. Premiums are higher in New York due to dense traffic and higher claim costs. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the minimum insurance requirements for a truck in Niskayuna New York?
New York state requires at least 50,000 in bodily injury liability per person and 100,000 per accident. For property damage you need 25,000. Trucks carrying hazardous materials or operating interstate may need higher limits under federal law.
How does New York no fault insurance apply to truck drivers?
New York is a no fault state for personal injury protection or PIP. This means your own insurance pays for medical bills up to 50,000 regardless of fault. Truck drivers should confirm their policy includes PIP as required by New York Vehicle and Traffic Law Section 5103.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New York.