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Compare Truck Insurance Agents in Shirley, NY

Looking for a truck insurance agent in Shirley? Review the directory below to compare your options.

7 agents listed
Updated May 2026
Shirley, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 7 truck insurance agents in Shirley, NY Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Island Wide Insurance Agency (formerly Stop Agency, Inc.)
878 Montauk Hwy, Shirley, NY 11967
(631) 395-1000 islandwideins.com
Lighthouse Insurance Shirley
960-B Montauk Hwy, Shirley, NY 11967
(631) 399-0300 lighthouseinsurance.com
Marlin Insurance Agency Inc
1138 William Floyd Pkwy, Shirley, NY 11967
(631) 281-6200 marlinagency.com
Essential Insurance New York
2 Coraci Blvd, Shirley, NY 11967
(332) 378-1898
Esquire Agency
396 William Floyd Pkwy 2nd Floor, Shirley, NY 11967
(631) 873-3825 esquireagency.net
Insurance Trust
501 William Floyd Pkwy, Shirley, NY 11967
(631) 395-1700 local342.org
Shirley Mastic Insurance Agency
18 Ryerson Ave, Shirley, NY 11967
(631) 399-1000

Truck insurance agents in Shirley, New York help owner-operators and fleet managers meet state minimum liability requirements. New York law mandates at least $750,000 in combined single limit coverage for most commercial trucks. Local agents can also assist with cargo insurance and physical damage coverage tailored to Long Island routes.

What Does a Truck Insurance Agent in Shirley Cost?

Typical annual premiums for truck insurance in Shirley range from $8,000 to $15,000 for basic liability coverage on a single straight truck. Full coverage including physical damage and cargo can cost $12,000 to $25,000 per year. Factors like driving history, vehicle value, and annual mileage affect the final price. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the minimum insurance requirements for a truck in Shirley New York?
New York requires commercial trucks to carry at least $750,000 in combined single limit liability insurance. For trucks carrying hazardous materials, the minimum is $5 million. Agents in Shirley can help you meet these state mandates.
Do I need a specific type of insurance for a dump truck in Shirley?
Yes, dump trucks often require higher liability limits and may need special endorsements for off-road use. New York law also requires proof of insurance for registration, so an agent can ensure your policy meets DMV requirements.
How does my driving record affect truck insurance costs in Shirley?
A clean driving record typically lowers your premium, while violations or accidents can increase rates. New York allows insurers to use your history from the past three years when setting prices. An agent can help you find a policy that fits your record.