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Directory of truck insurance agents in Wading River, New York. Verify credentials with the state department of insurance before hiring.
2 agents listed
Updated May 2026
Wading River, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 2 truck insurance agents in Wading River, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Michael Petrozzella: Allstate Insurance
6278 NY-25A Ste 14, Wading River, NY 11792
(631) 970-6000
agents.allstate.com
C.H. Edwards, Inc.
1530 N Country Rd, Wading River, NY 11792
(516) 249-5200
chedwards.net
Truck insurance agents in Wading River, New York help owner-operators and fleet owners find coverage that meets state and federal requirements. New York law mandates minimum liability insurance of $750,000 for interstate commercial trucks, and local agents can guide you through these rules. They also assist with cargo insurance, physical damage coverage, and general liability policies tailored to your operation.
What Does a Truck Insurance Agent in Wading River Cost?
Truck insurance costs in New York typically range from $8,000 to $15,000 per year for a single truck with basic liability coverage. Policies with higher limits or cargo insurance can cost $20,000 or more annually. Your exact premium depends on factors like your safety record, truck age, and coverage choices. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What types of truck insurance are required in New York?
New York requires all commercial trucks to carry liability insurance, with minimum limits of $750,000 for interstate operations. You also need no-fault personal injury protection and uninsured motorist coverage. Local agents in Wading River can explain additional requirements like cargo or physical damage insurance.
How do I find a truck insurance agent in Wading River?
You can search online directories or ask for referrals from other trucking businesses in the area. Many agents in Wading River specialize in commercial auto and trucking policies. Make sure the agent is licensed in New York and has experience with the specific type of trucking you do.
What factors affect truck insurance costs in New York?
Costs depend on your driving record, the type of cargo, miles driven annually, and the value of your truck. New York has higher minimum coverage requirements than some states, which can raise premiums. Agents in Wading River can help you compare quotes from multiple insurers.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New York.