The top-rated truck insurance agent in Fayetteville, North Carolina is Callahan & Rice Insurance Group Inc, rated 4.9 stars across 419 reviews. Other highly rated options include Dan Heiman Insurance Agency, Inc, The Barge Group, Hurley Insurance Group. This directory lists 19 truck insurance agents serving Fayetteville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Callahan & Rice Insurance Group Inc | 129 Franklin St | (910) 484-6171 |
| 2 | Dan Heiman Insurance Agency, Inc | 505 Owen Dr Suite A | (910) 222-2222 |
| 3 | The Barge Group | 2517 Raeford Rd STE A | (910) 484-1769 |
| 4 | Hurley Insurance Group | 134 N McPherson Church Rd | (910) 868-3500 |
| 5 | Insurance Service Center-Agent Sarah Sanders | 2228 Hope Mills Rd | (910) 977-4559 |
| 6 | Ai insurance | 226 Rowan St | (910) 223-3066 |
| 7 | Darden, Miranda & Associates Insurance | 3007 Fort Bragg Rd | (910) 483-3611 |
| 8 | Insurance of the Carolinas | 2500 Raeford Rd | (910) 483-3027 |
| 9 | Direct Auto Insurance | 4603 Bragg Blvd | (910) 860-2241 |
| 10 | Statewide Insurance | 912 Hope Mills Rd | (910) 484-5738 |
Callahan & Rice Insurance Group Inc serves Fayetteville and the greater Cumberland County area as a dedicated truck insurance agent. The firm helps local owner-operators and fleet businesses secure commercial auto liability and physical damage coverage tailored to over-the-road operations. Navigating the specialized risks of heavy haulage requires policies that address cargo protection, non-trucking liability, and medical payments for drivers. Their team specifically handles Bobtail insurance for when tractor units travel without a trailer attached and motor truck cargo legal liability for goods in transit.
Businesses requiring truck insurance in the Fayetteville, NC area turn to The Barge Group for their coverage needs. The agency assists commercial fleets and owner-operators with securing protections tailored to their specific risks and operational requirements. This local truck insurance agent works to find appropriate policy solutions for hauling and logistics companies. It also serves professional drivers needing individual coverage for their semi-trucks. The Barge Group extends its services to commercial clients in the neighboring community of Hope Mills.
Hurley Insurance Group serves Fayetteville, North Carolina and the surrounding communities. As a truck insurance agent, it handles commercial auto policies for local operators and owner-operators. The business addresses the specific coverage needs of regional trucking, including liability and cargo protection. Each client's risk profile and fleet size are assessed individually. To manage a typical job, the agency evaluates the driving routes and cargo type to match the client with an appropriate policy from its available carriers.
Insurance Service Center-Agent Sarah Sanders distinguishes between one-time policy placements for single hauls and recurring coverage plans for fleets that need ongoing protection. For trucking operations in the Fayetteville area, the agency crafts liability, cargo, and physical damage insurance to match each client’s route and cargo profile. Policies address mandatory minimums as well as higher limits for specialized loads. Service runs on a one-time, scheduled, or as-needed basis, depending on whether the client manages occasional trips or maintains a regular delivery schedule.
Ai Insurance specializes in providing tailored coverage for commercial trucks, including long-haul and local delivery vehicles. The agency works closely with owner-operators and small fleets across the Fayetteville area, helping them navigate policy options for liability, cargo, and physical damage. These services support businesses in maintaining regulatory compliance and financial protection. With seasonal weather shifts and the high traffic volume around Fort Bragg, the agency assists drivers in adjusting their coverage to address increased accident risks during peak shipping periods.
As the peak shipping season approaches in Fayetteville, NC, Darden, Miranda & Associates Insurance helps local trucking operators secure proper liability and cargo coverage. Serving independent drivers and fleet owners across the region, the agency simplifies the complexities of commercial auto policies. They work closely with clients to evaluate risk factors specific to long-haul routes and local deliveries. After discussing your operational needs, a representative will schedule a comprehensive review of your current vehicles and driving records to begin an initial risk assessment.
Insurance of the Carolinas provides commercial coverage for trucking operations in Fayetteville and the surrounding region. As an agency focused on truck insurance, it assists owner-operators and small fleets with their basic liability and physical damage needs. The agency can provide specialty add-ons such as cargo coverage for transported goods, non-trucking liability for personal use of vehicles, and medical payments coverage. Its policies can serve the insurance requirements of local commercial sectors, including offices, warehouses, and food service operations.
With the busy harvest and shipping seasons adding constant traffic to Fayetteville roads, truckers in the region require coverage that addresses both commercial liability and cargo protection. Direct Auto Insurance serves as a dedicated agent for this niche, helping local operators find policies that match their specific hauling needs and vehicle types. Their process begins with a review of each truck’s usage and mileage, followed by a straightforward inspection to verify equipment condition before a policy is finalized.
Statewide Insurance serves Fayetteville, North Carolina, and the surrounding region. Residential clients can secure reliable truck insurance to protect personal vehicles used for light commercial purposes. The company also offers coverage policies tailored for local commercial trucking operations, addressing specific needs of small fleet owners and independent drivers in the area. Their services focus on providing straightforward policy options with no unnecessary extras. Clients can return for follow-up consultations or repeat business between their regular insurance renewal visits.
What Does a a Truck Insurance Agent in Fayetteville Cost?
Typical annual premiums for a single truck in North Carolina range from 8,000 to 15,000 dollars for basic liability coverage. Full coverage including cargo and physical damage can cost 12,000 to 25,000 dollars per year. Rates vary based on your specific operation, driving history, and the insurance carrier. This is general information and not insurance advice.
About truck insurance agents in Fayetteville
Truck insurance agents in Fayetteville help owner-operators and fleets meet North Carolina minimum liability requirements. North Carolina law mandates at least 30,000 dollars in bodily injury coverage per person and 25,000 dollars in property damage coverage for commercial trucks. Local agents can also advise on additional coverages like non-trucking liability and physical damage protection.
Frequently Asked Questions
What are the minimum insurance requirements for trucks in North Carolina?
North Carolina requires commercial trucks to carry at least 30,000 dollars in bodily injury coverage per person, 60,000 dollars per accident, and 25,000 dollars in property damage liability. Higher limits are often needed for interstate hauling or when carrying hazardous materials.
How does a truck insurance agent in Fayetteville help with North Carolina regulations?
An agent can explain North Carolina specific rules such as the requirement for uninsured motorist coverage and the state filing of proof of insurance with the DMV. They also help you comply with federal motor carrier safety administration requirements if you operate across state lines.
What factors affect truck insurance costs in Fayetteville?
Costs depend on your driving record, cargo type, annual mileage, and the value of your truck. North Carolina rates also consider local weather risks and traffic density along major routes like I-95 and I-40.
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