The top-rated truck insurance agent in Jacksonville, North Carolina is Compass Insurance Agency, rated 4.8 stars across 294 reviews. Other highly rated options include Direct Auto Insurance, SIA Group, Kolstad Insurance Services, LLC. This directory lists 20 truck insurance agents serving Jacksonville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Compass Insurance Agency | 116 Center St | (910) 353-2160 |
| 2 | Direct Auto Insurance | 230 Wilmington Hwy | (910) 938-4668 |
| 3 | SIA Group | 827 Gum Branch Rd | (800) 682-7741 |
| 4 | Kolstad Insurance Services, LLC | 200 Valencia Dr #124 | (910) 378-1378 |
| 5 | Foy's Insurance Agency | 218 Wilmington Hwy | (910) 455-4115 |
| 6 | Sheally Insurance Group, formerly Lawson-Wagner Agency - Nationwide Insurance | 207 Western Blvd Suite A | (910) 455-0785 |
| 7 | Great America Insurance LLC | 238 New Bridge St | (910) 333-8281 |
| 8 | Advantage Insurance Agency | 1201 C Hargett St | (910) 347-3100 |
| 9 | Carolina Insurance Agency | 127-A Henderson Dr | (910) 347-7040 |
| 10 | Nationwide Insurance: Ashlie Fortune Insurance | 445 Western Blvd H | (910) 455-5582 |
Compass Insurance Agency serves the Jacksonville, North Carolina, metro area as a dependable truck insurance agent for local commercial operators. The firm partners with carriers to offer policies that address liability, cargo, and physical damage coverage. It understands the unique fleet risks involved in regional shipping and long-haul transportation along major corridors. Agents work to structure coverage that meets regulatory requirements while protecting business assets on the road. The agency handles comprehensive truck insurance policies and specialized non-trucking liability coverage for owner-operators.
Direct Auto Insurance provides a range of truck insurance coverage, including liability, cargo, and physical damage protection for commercial vehicles in the Jacksonville, North Carolina area. Its service plans help fleet owners manage policy renewals and claims filings efficiently. The agency handles permits and compliance documentation for local trucking operations. It services properties such as single-family homes, apartments, retail stores, and restaurants.
SIA Group offers a full range of truck insurance services in Jacksonville, North Carolina, including policy consultation, risk assessment, and claims assistance. Its service plans involve regular policy reviews to ensure coverage keeps pace with changing operational needs. Maintenance plans help clients stay compliant with local and federal transportation regulations. The agency works closely with commercial clients, covering properties such as single-family homes, apartments, retail spaces, and restaurants.
Commercial trucking companies and owner-operators in Jacksonville, North Carolina, turn to Kolstad Insurance Services, LLC for tailored coverage that protects their fleets and livelihoods. This truck insurance agent specializes in helping local businesses secure policies that address the unique risks of hauling goods across regional highways. From liability and physical damage to cargo protection, the agency works to match each client with appropriate plans that support steady operations. Its service area also extends into nearby Sneads Ferry and the surrounding Onslow County communities.
Serving Jacksonville, North Carolina, and the surrounding trucking corridors, Foy's Insurance Agency handles commercial auto policies tailored for owner-operators and small fleets. The agency addresses typical coverage needs including liability, cargo, and physical damage for local and regional routes. When managing a client's risk profile, Foy's Insurance Agency first reviews driving records, vehicle usage, and cargo types to recommend appropriate coverage limits aligned with regulatory requirements and the client's specific hauling operations.
Sheally Insurance Group, formerly Lawson-Wagner Agency through Nationwide Insurance, serves Jacksonville, NC, with truck insurance that distinguishes between one-time trip policies for single hauls and recurring commercial auto plans for ongoing fleets. Coverage typically addresses liability, cargo, and physical damage to protect long-haul operations. The agency assists local independent drivers and small trucking businesses in matching policy types to specific operational needs. Service for both new and existing policies is available on a scheduled basis by appointment.
As local trucking operations in Jacksonville adapt to seasonal freight shifts and fluctuating capacity needs, maintaining proper commercial insurance coverage becomes essential. Great America Insurance LLC works with area owner-operators and small fleets to secure policies that align with their specific cargo and operational requirements. Handling both primary liability and physical damage coverage, the agency acknowledges the regulatory demands truck drivers encounter along eastern North Carolina routes. Each proposal typically begins with an inspection of the vehicle and an initial assessment of the driver’s safety record and hauling radius.
Advantage Insurance Agency in Jacksonville, NC, specializes in helping local truckers secure tailored commercial auto and liability coverage for their fleets. It assists owner-operators and larger transportation companies with matching policies to their specific operational needs. Navigating the complex documentation required for interstate hauling permits is a common task the agency handles. During hurricane season on the Carolina coast, the agency provides guidance on supplemental coverage for storm-related cargo damage and route delays.
Carolina Insurance Agency helps clients manage commercial vehicle risk in the Jacksonville area. It specializes in adding tailored coverage options to standard truck insurance policies, such as cargo protection and liability extensions for long-haul operations. The agency arranges policies that allow local transport businesses to meet regulatory requirements while securing appropriate protection for fleets of varying sizes. Its services can benefit companies with logistical needs, including offices that manage dispatch operations, warehouses that coordinate freight storage, and food service establishments relying on temperature-controlled delivery.
Nationwide Insurance: Ashlie Fortune Insurance provides residential insurance services to drivers in Jacksonville. The agency also offers commercial coverage tailored for truck operators navigating local routes and regional freight demands. Serving Onslow County and surrounding areas, the office addresses both personal auto needs and the specialized risk management required for commercial trucks. Policyholders receive ongoing support designed to adjust coverage as their driving circumstances change, with follow-up discussions and repeat service occurring between annual policy reviews to keep protection aligned with current operations.
What Does a a Truck Insurance Agent in Jacksonville Cost?
Typical truck insurance costs in North Carolina range from 8,000 to 15,000 dollars per year for a single owner-operator with basic liability and cargo coverage. Fleet policies can cost 30,000 to 100,000 dollars annually depending on the number of trucks and types of cargo. Rates vary based on driving record, vehicle value, and coverage limits. This is general information and not insurance advice.
About truck insurance agents in Jacksonville
Truck insurance agents in Jacksonville, North Carolina help owner-operators and fleet owners meet state and federal insurance requirements. North Carolina law requires minimum liability coverage of 30/60/25 for commercial vehicles, but many trucking companies need higher limits to comply with FMCSA regulations. Local agents understand the specific risks of driving on highways like US-17 and NC-24 near Camp Lejeune.
Frequently Asked Questions
What are the minimum insurance requirements for trucks in North Carolina?
North Carolina requires at least 30/60/25 liability coverage for commercial trucks. This means 30,000 dollars for injury per person, 60,000 dollars total per accident, and 25,000 dollars for property damage. Many trucking companies must carry higher limits to meet federal requirements.
Do I need cargo insurance for my truck in Jacksonville NC?
Cargo insurance is not required by North Carolina state law but is often required by shippers and brokers. It covers the value of the goods you transport. Many Jacksonville truck insurance agents offer cargo policies for local and long-haul operations.
How does North Carolina law affect truck insurance rates?
North Carolina is a fault state for auto accidents, so your insurance rates can increase if you cause a crash. The state also has a minimum liability requirement that can raise base premiums. Your driving history, cargo type, and annual mileage all affect your final cost.
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