The top-rated truck insurance agent in Fargo, North Dakota is Far North Insurance, rated 4.9 stars across 204 reviews. Other highly rated options include Grand Slam Insurance, Dixon Insurance, Superior Insurance. This directory lists 15 truck insurance agents serving Fargo.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Far North Insurance | 3357 39th St S # 1 | (701) 237-6651 |
| 2 | Grand Slam Insurance | 1205 16th Ave S | (701) 356-3265 |
| 3 | Dixon Insurance | 3101 39th St S suite a | (701) 281-8200 |
| 4 | Superior Insurance | 1002 28th St S | (701) 356-3256 |
| 5 | Summit Insurance Agency | 5302 51st Ave S Unit C | (701) 390-1994 |
| 6 | OnPoint Insurance Services | 3575 45th St S Suite #100 | (701) 353-2592 |
| 7 | FM Insurance | 428 25th St S | (701) 271-8110 |
| 8 | Dawson Insurance Agency | 505 Broadway N Suite 100 | (701) 237-3311 |
| 9 | RJ Bailey Insurance Center | 3611 Lincoln St S Ste C | (701) 356-7001 |
| 10 | Yahnke Insurance Agency | 1704 Main Ave | (701) 232-5722 |
Far North Insurance serves the Fargo, North Dakota, metro area and surrounding Cass County as a local truck insurance agent. The agency assists commercial trucking operators in finding and maintaining coverage for their vehicles and business liabilities. Operating across the northern plains, the company helps clients navigate the specific insurance needs of long-haul and regional freight routes. Clients rely on Far North Insurance for securing liability coverage for their fleets and physical damage protection for individual semi-trucks and trailers.
Grand Slam Insurance provides a range of commercial truck insurance services for operators in the Fargo, North Dakota area. The agency assists with coverage needs for over-the-road fleets and local delivery vehicles. Service plans include help with policy renewals and claims management support for clients. They also maintain available plans that help owner-operators meet state and federal insurance requirements for their trucks. Their services cover properties such as apartments, single-family homes, retail locations, and restaurants.
Dixon Insurance offers its truck insurance services to Fargo, North Dakota, and its surrounding communities. The agency handles policies for commercial trucking operations, covering vehicles with heavy-duty requirements. When managing a client's typical truck insurance job, it reviews fleet needs and regulatory requirements specific to the region. It then compares available coverage options to address liability and cargo concerns. This approach involves consulting directly with the driver or owner to finalize a policy that matches their specific route and freight conditions.
Superior Insurance in Fargo, ND serves local truck operators by distinguishing between one-time policies for temporary hauls and recurring service agreements covering frequent routes. Their professional guidance helps clients select appropriate liability, cargo, and physical damage coverage based on individual fleet needs and regional driving conditions across the Midwest. The agency adjusts its availability to the demands of the trucking industry, offering its services on an as-needed basis to accommodate varying schedules and sudden insurance requirements.
Summit Insurance Agency specializes in truck insurance policies designed for commercial vehicle operators in the Fargo area. It provides coverage for long-haul trucks, local delivery fleets, and owner-operators. The agency assists clients in navigating complex insurance requirements, helping protect against liability, cargo damage, and physical losses common to the transportation industry. During North Dakota’s harsh winter months, it addresses challenges such as weather-related claims and extended downtime risks for over-the-road truckers.
Winter conditions across North Dakota's highways can challenge even the most experienced commercial drivers. OnPoint Insurance Services in Fargo helps trucking operators assess their liability and cargo protection needs as seasonal weather shifts approach. They review policy details to ensure coverage aligns with the specific routes and freight types a business handles. After discussing operational risks with the carrier, the agent schedules an in-person inspection of the vehicles and a review of current driver logs before submitting a tailored quote.
FM Insurance serves trucking businesses and independent owner-operators in Fargo, North Dakota, helping them secure coverage tailored to the unique risks of commercial freight and local delivery operations. As a truck insurance agent, the company assists clients with policies addressing liability, cargo protection, and physical damage for their vehicles. It also offers guidance on regulatory requirements that affect regional transportation companies. FM Insurance extends its support to nearby communities within the greater Fargo metro, including West Fargo and surrounding Cass County areas.
Dawson Insurance Agency serves clients in Fargo, ND, by helping them secure commercial auto policies for their fleets. The agency specializes in policies tailored for long-haul operations, such as cargo coverage and liability protection for heavy trucks. It also assists clientele by assessing risk on local delivery routes and offering physical damage endorsements. This agency can provide coverage solutions for businesses operating offices, maintaining warehouses, and managing food service distribution.
RJ Bailey Insurance Center in Fargo, ND, is known for providing truck insurance agent services to local commercial fleets and independent owner-operators. The agency helps regional drivers and long-haul operators secure essential liability and physical damage coverage. It understands the unique regulatory requirements of the trucking industry in the upper Midwest. As a specialty add-on, it can assist clients with filing claims for cargo loss or damage during transport.
Yahnke Insurance Agency serves the local area with residential insurance policies for homeowners, addressing everyday property protection needs with tailored solutions. The agency also provides commercial coverage specifically designed for truck operators in Fargo, ND, managing risks associated with freight and vehicle liabilities. Business clients benefit from policy guidance that aligns with regional driving regulations and cargo requirements. Yahnke Insurance Agency assists customers with claim follow-up and schedule adjustments during the policy period, ensuring continued support between regular coverage reviews.
What Does a a Truck Insurance Agent in Fargo Cost?
Truck insurance costs in North Dakota vary widely based on driving record, cargo type, and annual mileage. A basic liability policy for a local dry van truck may cost $5,000 to $10,000 per year. Full coverage with physical damage and cargo insurance can range from $12,000 to $25,000 annually. High-risk cargo or poor driving history can increase costs further. This is general information, not insurance advice.
About truck insurance agents in Fargo
Truck insurance agents in Fargo, North Dakota help owner-operators and fleet managers meet state and federal insurance requirements. North Dakota law requires minimum liability coverage of $750,000 for interstate carriers and $300,000 for intrastate operations. Local agents understand the specific risks of hauling agricultural goods and equipment across the Red River Valley.
Frequently Asked Questions
What are the minimum insurance requirements for a truck in Fargo?
For intrastate trucks operating only in North Dakota, the minimum liability is $300,000. For interstate trucks, federal rules require at least $750,000. Agents in Fargo can help you choose the right limits based on your cargo and routes.
Does North Dakota require uninsured motorist coverage for trucks?
Yes, North Dakota law requires uninsured motorist coverage for all motor vehicle policies, including trucks. This coverage protects you if an at-fault driver has no insurance. Your agent can explain the minimum limits and optional higher amounts.
How does truck insurance cost differ for local vs long-haul drivers in Fargo?
Local drivers operating within 150 miles of Fargo typically pay lower premiums than long-haul drivers crossing state lines. Long-haul policies cost more due to higher risk and federal compliance requirements. Your agent will review your operating radius to find suitable coverage.
Truck Insurance Agents in Other North Dakota Cities
Bismarck · Grand Forks · Minot · Williston