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Find Truck Insurance Agents Near You in Fargo, ND

Compare truck insurance agents in Fargo. Review contact information and insurance categorys before you decide.

15 agents listed
Updated May 2026
Fargo, ND
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of North Dakota before hiring.
Showing 15 truck insurance agents in Fargo, ND Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Far North Insurance
3357 39th St S # 1, Fargo, ND 58104
(701) 237-6651 farnorthinsurance.com
Grand Slam Insurance
1205 16th Ave S, Fargo, ND 58103
(701) 356-3265 grandslamagency.com
FM Insurance
428 25th St S, Fargo, ND 58103
(701) 271-8110 fargomoorheadinsurance.com
Dixon Insurance
3101 39th St S suite a, Fargo, ND 58104
(701) 281-8200 dixoninsurance.com
Superior Insurance
1002 28th St S, Fargo, ND 58103
(701) 356-3256 superiorinsuranceagency.com
Summit Insurance Agency
5302 51st Ave S Unit C, Fargo, ND 58104
(701) 390-1994 summitinsurance.net
OnPoint Insurance Services
3575 45th St S Suite #100, Fargo, ND 58104
(701) 353-2592 onpointins.com
Dawson Insurance Agency
505 Broadway N Suite 100, Fargo, ND 58102
(701) 237-3311
Yahnke Insurance Agency
1704 Main Ave, Fargo, ND 58103
(701) 232-5722 yahnke.com
RJ Bailey Insurance Center
3611 Lincoln St S Ste C, Fargo, ND 58104
(701) 356-7001 fargoinsurance123.com
Progressive
3611 Lincoln St S Ste C, Fargo, ND 58104
(701) 356-7001 progressive.com
American West Insurance Company
1101 1st Ave N, Fargo, ND 58102
(800) 668-4340 yourawi.com
Capital Insurance Services, LLC
3137 32nd Ave S, Fargo, ND 58103
(701) 271-6922 capitalins.org
Bell Insurance
15 Broadway N, Fargo, ND 58102
(701) 237-6414 bell.bank
Nodak Insurance Company
1101 1st Ave N, Fargo, ND 58102
(701) 298-4200 nodakins.com

Truck insurance agents in Fargo, North Dakota help owner-operators and fleet managers meet state and federal insurance requirements. North Dakota law requires minimum liability coverage of $750,000 for interstate carriers and $300,000 for intrastate operations. Local agents understand the specific risks of hauling agricultural goods and equipment across the Red River Valley.

What Does a Truck Insurance Agent in Fargo Cost?

Truck insurance costs in North Dakota vary widely based on driving record, cargo type, and annual mileage. A basic liability policy for a local dry van truck may cost $5,000 to $10,000 per year. Full coverage with physical damage and cargo insurance can range from $12,000 to $25,000 annually. High-risk cargo or poor driving history can increase costs further. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the minimum insurance requirements for a truck in Fargo?
For intrastate trucks operating only in North Dakota, the minimum liability is $300,000. For interstate trucks, federal rules require at least $750,000. Agents in Fargo can help you choose the right limits based on your cargo and routes.
Does North Dakota require uninsured motorist coverage for trucks?
Yes, North Dakota law requires uninsured motorist coverage for all motor vehicle policies, including trucks. This coverage protects you if an at-fault driver has no insurance. Your agent can explain the minimum limits and optional higher amounts.
How does truck insurance cost differ for local vs long-haul drivers in Fargo?
Local drivers operating within 150 miles of Fargo typically pay lower premiums than long-haul drivers crossing state lines. Long-haul policies cost more due to higher risk and federal compliance requirements. Your agent will review your operating radius to find suitable coverage.