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Find Truck Insurance Agents in West Fargo, ND

Directory of truck insurance agents in West Fargo, North Dakota. Verify credentials with the state department of insurance before hiring.

9 agents listed
Updated May 2026
West Fargo, ND
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of North Dakota before hiring.
Showing 9 truck insurance agents in West Fargo, ND Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Ryan Kill - State Farm Insurance Agent
540 Oak Ridge Way E, West Fargo, ND 58078
(701) 893-3000 ryankillinsurance.com
Renee Forde - State Farm Insurance Agent
3139 Bluestem Dr Ste 104, West Fargo, ND 58078
(701) 280-2811 reneeforde.com
HUB International
3220 4th St E #201, West Fargo, ND 58078
(701) 239-4647 hubinternational.com
Farmers Union Insurance - Justin Heisler Agency
623 East Main, West Fargo, ND 58078
(701) 318-7228 westfargoagency.com
Absolute Insurance Agency, LLC
1241 Prairie Pkwy Suite 120, West Fargo, ND 58078
(701) 365-0515 absoluteinsure.com
Greater Midwest Transportation Insurance
405 Main Ave W # 1C, West Fargo, ND 58078
(701) 433-1813 gmtins.com
Ihry Insurance Agency, Inc.
1291 13th Ave E, West Fargo, ND 58078
(701) 557-1727 ihryins.com
Tci Insurance Agency, Inc.
158 W Beaton Dr #100, West Fargo, ND 58078
(701) 277-1710 tciteam.com
Optima Insurance Solutions
634 1st Ave E, West Fargo, ND 58078
(701) 773-4080 sr22westfargo.com

Truck insurance agents in West Fargo, North Dakota help owner-operators and fleet managers find coverage that meets state requirements. North Dakota law mandates minimum liability insurance of $750,000 for interstate carriers and $300,000 for intrastate operations. Local agents understand the specific risks of hauling agricultural goods and equipment across the Red River Valley.

What Does a Truck Insurance Agent in West Fargo Cost?

Typical truck insurance premiums in North Dakota range from $8,000 to $15,000 per year for a single owner-operator, depending on coverage limits and driving record. Fleet policies can cost $3,000 to $6,000 per truck annually. Factors like cargo value, radius of operation, and claims history affect pricing. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What types of truck insurance coverage are required in West Fargo?
North Dakota requires liability insurance for bodily injury and property damage. Interstate carriers need at least $750,000 in liability coverage, while intrastate carriers need $300,000. Agents also recommend cargo insurance and physical damage coverage for full protection.
How does North Dakota law affect truck insurance costs?
North Dakota follows a comparative fault rule, which can impact claim payouts. Insurance costs also depend on driving history, cargo type, and annual mileage. Local agents can explain how state regulations influence premium calculations.
Can a West Fargo agent help with seasonal trucking insurance?
Yes, many agents offer flexible policies for seasonal operations common in North Dakota agriculture. You can adjust coverage during harvest months and reduce it during off-peak periods. This helps manage costs while staying compliant with state law.