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Compare Truck Insurance Agents in Ontario, OH

Directory of truck insurance agents in Ontario, Ohio. Verify credentials with the state department of insurance before hiring.

2 agents listed
Updated May 2026
Ontario, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Ohio before hiring.
Showing 2 truck insurance agents in Ontario, OH Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Acceptance Insurance
2026 August Dr, Ontario, OH 44906
(567) 333-9514 locations.acceptance.com
AAA Mansfield
2114 Park Ave W, Ontario, OH 44906
(419) 529-8500 cluballiance.aaa.com

Truck insurance agents in Ontario Ohio help owner-operators and fleet managers meet Ohio commercial auto insurance requirements. Ohio law requires minimum liability coverage of 25/50/25 for most commercial vehicles. A local agent can also advise on cargo insurance and physical damage coverage specific to regional routes.

What Does a Truck Insurance Agent in Ontario Cost?

Typical annual premiums for a single truck in Ontario Ohio range from 5000 to 15000 for basic liability and physical damage coverage. Full coverage with cargo insurance can exceed 20000 per year. Costs depend on driving record vehicle value cargo type and annual mileage. This is general information not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the minimum insurance requirements for trucks in Ohio?
Ohio requires commercial auto liability of at least 25/50/25 meaning 25000 per person for bodily injury 50000 per accident and 25000 for property damage. Higher limits are often needed for interstate trucking or hauling hazardous materials.
Do I need a special license to sell truck insurance in Ontario Ohio?
Yes agents must hold an Ohio insurance license with a property and casualty line of authority. They must also complete continuing education credits every two years to maintain their license.
How does Ohio law affect truck insurance rates in Ontario?
Ohio is a tort state so at-fault drivers are responsible for damages. This can increase premiums compared to no-fault states. Local factors like Ontario traffic patterns and proximity to major highways also influence rates.