The top-rated truck insurance agent in Harrisburg, Pennsylvania is Acceptance Insurance, rated 4.8 stars across 206 reviews. Other highly rated options include Reilly Insurance LLC, AAA Central Penn, Dave Punt - State Farm Insurance Agent. This directory lists 28 truck insurance agents serving Harrisburg.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Acceptance Insurance | 101 S 25th St #11-B | (717) 260-5158 |
| 2 | Reilly Insurance LLC | 2704 Commerce Dr ste c | (717) 234-1200 |
| 3 | AAA Central Penn | 2301 Paxton Church Rd | (717) 657-2244 |
| 4 | Dave Punt - State Farm Insurance Agent | 4911 Derry St | (717) 561-8894 |
| 5 | Looker Wolfe & Gephart Insurance Agency Inc. | 44 Oak Park Rd | (717) 657-9944 |
| 6 | Brenda Wagner - State Farm Insurance Agent | 4701 Locust Ln | (717) 540-1103 |
| 7 | Grove Financial & Associates | 6230 Derry St | (717) 238-6000 |
| 8 | Dale Wagner Insurance | 2642 Walnut St | (717) 236-0866 |
| 9 | Tonia Anderson: Allstate Insurance | 845 Sir Thomas Ct #3 | (717) 558-8828 |
| 10 | CIC Insurance Agency | 4221 Derry St | (717) 558-0315 |
Acceptance Insurance offers residential truck insurance services in York, working with local drivers to protect their personal vehicles. The company also handles commercial coverage for operators who run their trucks as a business in the York area. Their service extends to client meetings and policy adjustments throughout the region. After an initial policy is written, they provide follow-up support to modify plans or handle new claims between regular office visits.
Reilly Insurance LLC in Harrisburg, PA offers a full range of commercial trucking coverage options for local and regional operators. Its service plans include customized policy reviews to ensure fleets meet current regulatory requirements and liability needs. The company also provides routine policy maintenance and swift claims assistance to minimize client downtime. Reilly Insurance services independent owner-operators, small fleet companies, and businesses managing multiple commercial vehicles. Its commercial property clients include single-family homes used for home offices, multi-unit apartment buildings, retail storefronts, and full-service restaurants.
AAA Central Penn serves the Harrisburg metro area and surrounding counties as a truck insurance agent. The company assists commercial trucking operations with essential coverage to meet industry requirements. Local policies often address physical damage protection for vehicles and cargo. Liability insurance is arranged to cover accidents on the road. Workers' compensation and general liability are also common needs for trucking businesses. This agent regularly handles fleet insurance for multiple trucks and specialized policies for owner-operators.
Dave Punt - State Farm Insurance Agent in Harrisburg, Pennsylvania provides truck insurance coverage for independent owner-operators and small fleet owners throughout the region. Policies address commercial vehicle liability, cargo protection, and physical damage for dump trucks, box trucks, and other work vehicles. Agency staff help clients understand their coverage needs while managing risk on the road. In addition to serving Harrisburg, the office extends its services to surrounding communities such as Mechanicsburg to the west.
Looker Wolfe & Gephart Insurance Agency Inc. serves Harrisburg, Pennsylvania, and the surrounding communities, handling truck insurance for local and regional operators. It covers liability, cargo, and physical damage coverage for commercial vehicles. The agency works closely with each client to assess their specific fleet size and operational risks, then matches those needs with appropriate policies from its carrier partners. To handle a typical job, it reviews the driver’s log and route history to ensure the coverage aligns with the actual miles and cargo carried.
For trucking operations in the Harrisburg, PA area, one-time policy setups are available when a single rig needs temporary insurance, while recurring full-coverage plans protect an ongoing fleet. Brenda Wagner - State Farm Insurance Agent offers both commercial auto liability and physical damage coverage tailored to local cargo and route needs. Each policy addresses Pennsylvanias mandatory trucking requirements. Service is available on either a one-time, scheduled, or as-needed basis, depending on the client’s current operational schedule and seasonal hauling volume.
Grove Financial & Associates in Harrisburg, PA specializes in providing tailored truck insurance policies that address the unique operational risks of commercial freight transportation. The agency handles a full spectrum of coverage needs for local and regional trucking operations, from liability and cargo protection to physical damage and non-trucking use coverage. When winter weather or unexpected vehicle breakdowns threaten to halt deliveries, Grove Financial helps truckers secure the necessary endorsements to keep their claims processes moving efficiently.
Dale Wagner Insurance assists trucking clients with their commercial coverage needs in Harrisburg, PA. The agency focuses on providing essential liability and physical damage policies, while also offering specialized endorsements for cargo protection, non-trucking liability, and hired auto coverage. It works with owner-operators, small fleets, and logistics companies to address their specific risk exposure. Additionally, the agency serves various commercial sectors including offices, warehouses, and food service operations.
As a local agent in Harrisburg, Pennsylvania, Tonia Anderson: Allstate Insurance provides residential auto insurance services to area drivers. Commercial truck insurance coverage is also available for local owner-operators and small fleets operating throughout the region. The agency helps clients in and around Harrisburg navigate coverage options to match their driving needs. Policyholders can expect follow-up support and service reminders between regular annual reviews to maintain appropriate coverage levels.
What Does a a Truck Insurance Agent in Harrisburg Cost?
Truck insurance costs in Pennsylvania vary by vehicle type, driving history, and cargo. Owner-operators may pay between 8,000 and 15,000 dollars per year for basic liability. Full coverage with physical damage can range from 12,000 to 25,000 dollars annually. Fleet policies often have lower per-truck rates. This is general information and not insurance advice.
About truck insurance agents in Harrisburg
Truck insurance agents in Harrisburg help owner-operators and fleet managers meet Pennsylvania insurance requirements. Pennsylvania law mandates minimum liability coverage of 75,000 dollars per person and 150,000 dollars per accident for commercial trucks. Agents also assist with cargo insurance and physical damage coverage to protect assets on local roads and interstates like I-81 and I-83.
Frequently Asked Questions
What are the minimum insurance requirements for a truck in Pennsylvania?
Pennsylvania requires commercial trucks to carry bodily injury liability of 75,000 dollars per person and 150,000 dollars per accident. Property damage liability must be at least 25,000 dollars. Higher limits are needed for hazardous materials or larger vehicles.
Do I need a special license to sell truck insurance in Harrisburg?
Yes, agents must hold a Pennsylvania insurance producer license with property and casualty authority. They must also complete continuing education credits every two years to maintain their license.
Can a truck insurance agent help with Pennsylvania DOT compliance?
Many agents can advise on insurance documents needed for Pennsylvania DOT registration and federal motor carrier authority. They do not handle compliance audits but can help you find the right coverage to meet filing requirements.
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