Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Rhode Island before hiring.
Showing 5 truck insurance agents in Bristol, RI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
John Andrade Insurance Agency, Inc.
559 Hope St, Bristol, RI 02809
(401) 253-6542
johnandradeins.com
A N Nunes Agency, Inc
549 Hope St, Bristol, RI 02809
(401) 253-5300
nunesagency.com
Toste Insurance Services
495 Hope St, Bristol, RI 02809
(401) 297-0580
tosteins.com
Nationwide Insurance: Blaeser Insurance Agency, LLC
72 Tupelo St, Bristol, RI 02809
(401) 253-1900
blaeserinsurance.com
Oliver Insurance Agency Inc
645 Metacom Ave, Bristol, RI 02809
(401) 253-4900
oliverinsurancebristol.com
What Does a Truck Insurance Agent in Bristol Cost?
Typical annual premiums for truck insurance in Rhode Island range from 3,000 to 8,000 dollars for a single truck, depending on driving record, cargo type, and coverage limits. A dump truck policy may cost 4,000 to 10,000 dollars per year. Factors like mileage, radius of operation, and claims history also affect price. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the minimum insurance requirements for a truck in Rhode Island?
Rhode Island requires commercial trucks to carry at least 25/50/25 liability coverage. This means 25,000 dollars per person for bodily injury, 50,000 dollars per accident, and 25,000 dollars for property damage. Higher limits are often needed for interstate trucking.
Do I need special insurance for a dump truck or delivery van in Bristol?
Yes. Dump trucks and delivery vans are considered commercial vehicles in Rhode Island. You need a commercial auto policy that covers cargo, physical damage, and liability. An agent can tailor coverage to your specific vehicle use.
How does Rhode Island law affect my truck insurance rates?
Rhode Island is a fault state, meaning the at-fault driver's insurance pays claims. This can increase rates for drivers with accidents. Also, the state requires uninsured motorist coverage, which adds to your premium. An agent can explain how local factors impact your costs.