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Browse truck insurance agents serving Chepachet, Rhode Island. Contact information and addresses listed below.
4 agents listed
Updated May 2026
Chepachet, RI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Rhode Island before hiring.
Showing 4 truck insurance agents in Chepachet, RI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Zelano Insurance Agency Inc
15 Money Hill Rd, Chepachet, RI 02814
(401) 568-3051
zelanoinsurance.com
Chestnut Hill Insurance Group
2 Chestnut Hill Rd, Chepachet, RI 02814
(401) 568-7888
chestnuthillins.com
Finest Insurance RI
168 Gold Mine Rd, Chepachet, RI 02814
(401) 859-2875
Nationwide Insurance: Ann M. Horton
57 Gold Mine Rd, Chepachet, RI 02814
(401) 349-4116
agency.nationwide.com
Truck insurance agents in Chepachet, Rhode Island help local truckers meet state and federal insurance requirements. Rhode Island law mandates minimum liability coverage of 25,000 dollars per person and 50,000 dollars per accident for bodily injury, plus 25,000 dollars for property damage. Agents can also assist with physical damage coverage and cargo insurance tailored to your specific trucking operation.
What Does a Truck Insurance Agent in Chepachet Cost?
Truck insurance costs in Rhode Island vary widely based on factors like driving history, cargo type, and annual mileage. Typical annual premiums for a single truck range from 5,000 to 15,000 dollars for basic liability coverage. Full coverage including physical damage and cargo can cost 10,000 to 25,000 dollars per year. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the minimum insurance requirements for a truck in Rhode Island?
Rhode Island requires commercial trucks to carry at least 25,000 dollars per person and 50,000 dollars per accident for bodily injury liability, plus 25,000 dollars for property damage. Higher limits are often required for interstate trucking or when hauling certain types of cargo.
Do I need cargo insurance for my truck in Chepachet?
Cargo insurance is not required by Rhode Island state law but is often required by shippers or brokers. It covers the value of goods you transport and is highly recommended for owner-operators.
Can a truck insurance agent help with Rhode Island DOT compliance?
Yes, many truck insurance agents in Chepachet are familiar with Rhode Island Department of Transportation requirements. They can help you find coverage that meets both state and federal motor carrier safety regulations.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Rhode Island.