Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Rhode Island before hiring.
Showing 6 truck insurance agents in Lincoln, RI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
The Lawrence Agency
872 Smithfield Ave, Lincoln, RI 02865
(401) 726-3210
lawrenceagencyinc.com
Amica Mutual Insurance Company
10 Amica Center Blvd, Lincoln, RI 02865
(800) 622-6422
amica.com
Amica Mutual Insurance Company
100 Amica Way, Lincoln, RI 02865
(800) 242-6422
amica.com
Blais Insurance
1 Walker St, Lincoln, RI 02865
(401) 725-0070
blaisinsurance.com
Farmers Insurance - Matthew Gilson
132 Old River Rd STE 203, Lincoln, RI 02865
(401) 270-2247
agents.farmers.com
MetLife Auto & Home, part of Farmers Insurance Group
132 Old River Rd Suite 203, Lincoln, RI 02865
(401) 270-2247
facebook.com
What Does a Truck Insurance Agent in Lincoln Cost?
Typical truck insurance costs in Rhode Island range from 800 to 2000 dollars per year for basic liability coverage on a single truck. Full coverage with cargo and physical damage can cost 3000 to 6000 dollars annually. Rates vary based on driving history, truck value, and cargo type. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the minimum insurance requirements for trucks in Rhode Island?
Rhode Island requires commercial trucks to carry at least 25 thousand dollars in bodily injury liability per person, 50 thousand dollars per accident, and 25 thousand dollars in property damage liability. Higher limits may be needed for interstate hauling.
Do I need special insurance for a truck used for business in Lincoln?
Yes, personal auto policies do not cover commercial truck use. You need a commercial truck insurance policy that covers liability, physical damage, and cargo. Agents in Lincoln can tailor a policy to your specific business needs.
How does Rhode Island law affect truck insurance costs?
Rhode Island is a fault state, meaning the at-fault driver pays damages. This can increase premiums for high-risk drivers. Local factors like traffic on I-295 and weather conditions also influence rates.