Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Rhode Island before hiring.
Showing 3 truck insurance agents in Portsmouth, RI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Paul St Laurent: Allstate Insurance
202B Clock Tower Square, Portsmouth, RI 02871
(401) 732-1001
agents.allstate.com
Bessette Insurance
3056 E Main Rd, Portsmouth, RI 02871
(401) 683-0177
bessetteinsurance.com
Embrace Benefits
300 High Point Ave 2nd Floor, Portsmouth, RI 02871
(401) 239-0006
embracebenefits.com
What Does a Truck Insurance Agent in Portsmouth Cost?
Truck insurance costs in Rhode Island vary widely based on truck type, driving history, and coverage limits. A typical policy for a single truck can range from 4,000 to 12,000 per year for basic liability. Full coverage with cargo and physical damage can cost 10,000 to 25,000 or more annually. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the minimum liability limits for a truck in Rhode Island?
For most trucks under 10,000 pounds, Rhode Island requires 25/50/25 coverage. For heavier commercial trucks, federal regulations often require 750,000 or more in liability coverage. An agent in Portsmouth can explain the exact limits for your vehicle type.
Do I need cargo insurance for my truck in Portsmouth?
Cargo insurance is not required by Rhode Island state law but is often required by shippers and brokers. It covers the goods you transport. Many local agents recommend it for trucks carrying valuable freight through Portsmouth.
How do I find a truck insurance agent in Portsmouth Rhode Island?
You can search online for commercial insurance agencies in Newport County or ask other trucking companies in the Portsmouth area for referrals. Local agents often have better knowledge of Rhode Island specific regulations and regional risks.