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Find Truck Insurance Agents Near You in Surfside Beach, SC

Directory of truck insurance agents in Surfside Beach, South Carolina. Verify credentials with the state department of insurance before hiring.

3 agents listed
Updated May 2026
Surfside Beach, SC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of South Carolina before hiring.
Showing 3 truck insurance agents in Surfside Beach, SC Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Perry Insurance Group
720-B US-17 BUS, Surfside Beach, SC 29575
(843) 699-2965 perryinsurancegroup.com
Inlet View Insurance
600 Azalea Dr N #105, Surfside Beach, SC 29575
(843) 839-3398 inletviewinsurance.com
Choice Insurance Agency
1565 Glenns Bay Rd, Surfside Beach, SC 29575
(843) 650-6408 choiceins.com

Truck insurance agents in Surfside Beach South Carolina help owner-operators and fleets find coverage that meets state requirements. South Carolina law mandates minimum liability insurance of at least $25,000 per person and $50,000 per accident for bodily injury. Local agents understand the unique risks of coastal routes and can guide you to proper cargo and physical damage coverage.

What Does a Truck Insurance Agent in Surfside Beach Cost?

Truck insurance costs in South Carolina vary widely based on coverage limits and driving history. A basic liability policy for a single truck may start around $3,000 to $5,000 per year. Full coverage with cargo and physical damage can range from $8,000 to $15,000 annually. Higher risk operations or poor driving records may see premiums above $20,000. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the minimum insurance requirements for trucks in South Carolina?
South Carolina requires commercial trucks to carry at least $25,000 in bodily injury liability per person and $50,000 per accident. Property damage liability must be at least $25,000. Higher limits are often needed for interstate hauling or leased vehicles.
Do I need a specific license to sell truck insurance in South Carolina?
Yes, truck insurance agents in South Carolina must hold a valid property and casualty insurance license issued by the South Carolina Department of Insurance. They must also complete continuing education credits to maintain their license.
How does South Carolina law affect truck insurance rates in Surfside Beach?
Rates are influenced by South Carolina's tort system which allows lawsuits for damages. Coastal location also increases risk of weather-related claims. Agents consider your driving record, cargo type, and annual mileage when quoting premiums.