The top-rated truck insurance agent in Aberdeen, South Dakota is Linda Shoup - State Farm Insurance Agent, rated 5.0 stars across 81 reviews. Other highly rated options include Rob Stiehl - State Farm Insurance Agent, Mark Mehlhoff Insurance, Inc., Sieh John Agency Inc. This directory lists 20 truck insurance agents serving Aberdeen.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Linda Shoup - State Farm Insurance Agent | 913 6th Ave SE | (605) 262-1230 |
| 2 | Rob Stiehl - State Farm Insurance Agent | 522 S Arch St A | (605) 824-3372 |
| 3 | Mark Mehlhoff Insurance, Inc. | 408 Moccasin Dr | (605) 229-4886 |
| 4 | Sieh John Agency Inc | 702 S Main St | (605) 229-1760 |
| 5 | Squire Agency | 902 S Main St | (605) 225-6350 |
| 6 | Brian Jorgensen Agency, Inc American Family Insurance | 923 6th Ave SE | (605) 622-7777 |
| 7 | Isaak Insurance Agency | 419 S Roosevelt St | (605) 725-4500 |
| 8 | CJ Huber Agency, LLC American Family Insurance | 1923 6th Ave SE #108 | (605) 824-3279 |
| 9 | Jency Insurance | 1708 8th Ave NE suite 3 | (605) 215-1912 |
| 10 | SR Drivers Insurance Solutions | 3311 6th Ave SE | (605) 205-8020 |
Linda Shoup - State Farm Insurance Agent serves the Aberdeen, South Dakota metro area, offering truck insurance for local and regional operators. The agency provides standard liability coverage for commercial vehicles and can tailor policies for owner-operators. It also assists with physical damage coverage to protect trucks and trailers on the road. For Aberdeen’s trucking businesses, the agent handles policies for cargo insurance and non-trucking liability.
Rob Stiehl - State Farm Insurance Agent in Aberdeen, SD, provides truck insurance coverage designed to protect commercial vehicles and their operators. Its service plans include regular policy reviews to address changing cargo, mileage, and route risks. Annual maintenance plan consultations ensure clients understand coverage updates and local regulatory requirements. The agency also offers loss prevention guidance to help minimize accident exposure. It services single-family homes, apartments, retail, and restaurants.
Serving Aberdeen, South Dakota, and the surrounding communities, Mark Mehlhoff Insurance, Inc. handles truck insurance policies for local owner-operators and small fleet owners. It addresses the unique coverage needs of commercial vehicles operating on regional highways and rural roads. Clients can expect a focus on liability, physical damage, and cargo coverage tailored to the area’s specific freight and weather conditions. The agency typically begins with a thorough assessment of each client’s annual mileage, routes, and cargo type to identify appropriate policy limits.
Sieh John Agency Inc in Aberdeen, SD offers tailored truck insurance coverage including liability, physical damage, and cargo protection for local and over-the-road operators. It works closely with owner-operators and small fleets to assess individual risk profiles and secure appropriate policies from regional carriers. The agency helps clients stay compliant with both state and federal regulations that govern commercial motor vehicle operations. During winter months, it assists with adjusting coverage limits to account for increased accident risk on icy highways and black ice conditions.
Clients of Squire Agency in Aberdeen, SD can choose between obtaining a one-time truck insurance policy or establishing an ongoing service relationship for continuous coverage adjustments. Their work focuses on offering protection tailored to commercial trucking needs, including liability and cargo coverage. Local policies must address South Dakota’s rural road conditions and federal compliance requirements. Service operates on an as-needed basis, with clients contacting the agency when their coverage requires a quote, renewal, or modification.
When winter snow and ice create hazardous road conditions for local fleets, the Brian Jorgensen Agency, Inc American Family Insurance in Aberdeen, SD provides customized truck insurance coverage for regional and long-haul operators. The company understands the particular risks facing commercial vehicles on South Dakota highways. Their policies are designed to address liability, cargo, and physical damage exposures. A new client relationship typically begins with a thorough review of vehicle classifications and operational routes during a policy assessment appointment.
Located in Aberdeen, SD, Isaak Insurance Agency provides general coverage needs for commercial clients. The agency specializes in tailored truck insurance policies that address specific operational risks. These add-ons can protect cargo, equipment, and liability exposures unique to transportation. Serving local commercial sectors, the company offers policies for industries such as office spaces, warehouses, and food service enterprises.
CJ Huber Agency, LLC American Family Insurance provides residential truck insurance services for local operators. Commercial coverage options are tailored to small fleet and owner-operator needs in Aberdeen, SD. Policies address cargo liability and physical damage claims common on regional routes. The agency also assists with comprehensive protection for seasonal equipment storage. Regular review meetings allow policy adjustments as trucking schedules shift. Follow-up is offered between visits to manage endorsements for new delivery contracts or change in operating radius.
Jency Insurance, based in Aberdeen, SD, specializes in providing truck insurance agents for local and regional commercial vehicle operators. Its service range covers liability, physical damage, and cargo coverage for owner-operators and small fleets. The agency helps clients manage the unique risks of hauling freight across the northern plains. For an added specialty, Jency Insurance can include roadside assistance and towing coverage within a single policy.
SR Drivers Insurance Solutions provides a full range of truck insurance services tailored for owner-operators and fleet owners in Aberdeen, South Dakota. Their service plans assist clients in maintaining proper liability and cargo coverage while helping to keep policies aligned with changing federal and state requirements. They offer regular policy reviews and adjustments to support compliance and risk management. The firm services single-family homes, apartments, retail, and restaurants in the local area.
What Does a a Truck Insurance Agent in Aberdeen Cost?
Truck insurance costs in South Dakota vary widely based on driving record, cargo type, and annual mileage. A typical policy for a single owner-operator can range from 8 thousand to 15 thousand dollars per year. Fleet policies for multiple trucks may cost more or less per vehicle. This is general information and not insurance advice.
About truck insurance agents in Aberdeen
Truck insurance agents in Aberdeen South Dakota help owner-operators and fleet managers meet state and federal insurance requirements. South Dakota law mandates minimum liability coverage of 25 thousand dollars per person and 50 thousand dollars per accident for bodily injury. Local agents understand the specific needs of agricultural and long-haul trucking in the Aberdeen area.
Frequently Asked Questions
What are the minimum insurance requirements for a truck in South Dakota?
South Dakota requires commercial trucks to carry liability insurance with minimum limits of 25 thousand dollars per person and 50 thousand dollars per accident for bodily injury. For property damage the minimum is 25 thousand dollars. Higher limits are often needed for interstate hauling.
Do I need a specific type of insurance for hauling grain or livestock in Aberdeen?
Yes, many Aberdeen trucking operations haul agricultural products. Standard commercial auto policies may not cover livestock or grain loads. Your agent can help you add cargo insurance or inland marine coverage to protect your freight.
How does South Dakota law affect my truck insurance rates?
South Dakota is a fault state for auto accidents. This means your insurance may need to cover legal defense costs if you are sued. Local factors like winter road conditions and rural routes can also influence your premium.