The top-rated truck insurance agent in Denison, Texas is Jake Shockley - State Farm Insurance Agent, rated 5.0 stars across 285 reviews. Other highly rated options include Oden Insurance, Larry Landrum - State Farm Insurance Agent, David Means: Allstate Insurance. This directory lists 12 truck insurance agents serving Denison.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jake Shockley - State Farm Insurance Agent | 5101 Gateway Blvd Suite 107 | (903) 462-0152 |
| 2 | Oden Insurance | 618 W Woodard St | (903) 465-0620 |
| 3 | Larry Landrum - State Farm Insurance Agent | 1100 W Main St | (903) 463-4620 |
| 4 | David Means: Allstate Insurance | 120 S Austin Ave #102 | (903) 463-6751 |
| 5 | Jim McClure - State Farm Insurance Agent | 2220 W Morton St | (903) 465-1103 |
| 6 | Charles Holder Insurance Agency, Inc. | 601 W Main St | (903) 296-3829 |
| 7 | Sandra Phillips - State Farm Insurance Agent | 2521 W Morton St | (903) 463-3740 |
| 8 | Phillips Insurance Agency | 212 W Main St | (903) 465-3167 |
| 9 | Bayless-Hall Insurance Inc | 501 W Woodard St | (903) 465-8383 |
| 10 | Hempkins Insurance | 431 W Crawford St | (903) 463-6251 |
Jake Shockley - State Farm Insurance Agent serves Denison, Texas, and the surrounding Grayson County area, specializing in providing truck insurance coverage for local owner-operators and fleet businesses. The agency understands the unique needs of the regional transportation industry, offering policies designed to protect vehicles and cargo during long-haul deliveries across the metroplex. This office handles liability coverage to assist with accident claims and physical damage protection for trucks used in regional freight operations.
Oden Insurance provides professional truck insurance agency services to commercial vehicle operators in the Denison, TX area. The agency works with clients to structure appropriate coverage policies for their specific fleet needs. Service plans include regular policy reviews and claims assistance to help maintain continuous protection for trucking operations. Maintenance plans focus on updating coverage as vehicles are added or removed from service. The agency also assists with adjusting policies to meet changing regulatory requirements. It provides these insurance solutions for single-family homes, apartments, retail locations, and restaurants.
Larry Landrum - State Farm Insurance Agent serves trucking companies, independent owner-operators, and local fleet owners in Denison, Texas, offering coverage for commercial vehicles, cargo liability, and physical damage. The agency helps clients assess their risk exposure and tailor insurance plans to meet operational needs. Policies may include roadside assistance and loss prevention guidance to keep trucks on the road. This agent also extends its services to surrounding areas such as Sherman, Texas, ensuring nearby truck operators receive the same attention.
David Means: Allstate Insurance serves Denison, Texas, and surrounding communities, handling commercial truck insurance for owner-operators and local fleets. As an agent, the office manages the specific coverage needs of trucking operations, including liability, physical damage, and cargo protection. Policies are structured to meet common industry requirements for vehicles operating in the region. Each account is reviewed by assessing the unique nature of the hauling routes and the equipment being insured to align coverage with individual risk profiles.
Jim McClure - State Farm Insurance Agent in Denison, TX provides specialized truck insurance coverage tailored to the needs of commercial drivers and fleet operators. The agency also offers general personal and business insurance services to the local community. Whether protecting a single rig or a full fleet, this office allows truckers to carry the required liability and physical damage policies. As winter road conditions affect North Texas, the agency assists with adjusting commercial auto coverage to address seasonal tire and weather-related claims.
A trucking company may require a one-time policy for a single haul or a recurring plan for ongoing operations; Charles Holder Insurance Agency, Inc., in Denison, TX, offers coverage options meeting either need. Their service addresses the specific liability and cargo risks common to local freight routes. For client appointments, availability runs on an as-needed basis, allowing drivers to schedule visits when their specific policy questions or coverage changes arise.
As winter weather and fluctuating fuel costs alter hauling schedules across the Grayson County region, local truck operators require consistent coverage to manage shifting operational risks. Sandra Phillips, serving the Denison area, works with commercial trucking clients to adjust policies for seasonal freight fluctuations and liability concerns. This agency evaluates individual fleet sizes and typical cargo routes before recommending tailored liability or physical damage options. An initial assessment of current driving records and vehicle specifications starts the process.
Phillips Insurance Agency in Denison, TX provides general liability and commercial auto coverage for trucking operations. Its specialty policies address cargo protection, physical damage, and non-trucking liability. The agency helps independent owner-operators and small fleets manage unique risks on local and regional routes. It also serves commercial sectors that rely on truck transport, including warehouses needing fleet policies, distribution centers with cargo requirements, and food service businesses requiring reefer and spoilage endorsements.
Bayless-Hall Insurance Inc offers residential service for truck insurance in Denison, TX, addressing personal coverage needs for local drivers. The company also provides commercial coverage tailored for trucking operations throughout the surrounding area. Agents assist clients with policy selection and claims support to maintain compliance on the road. Follow-up service is provided between regular visits to review coverage changes, ensuring policies remain aligned with evolving operations or updated equipment.
Hempkins Insurance assists trucking professionals in and around Denison, Texas with their commercial vehicle coverage needs. As a local truck insurance agent, the company helps owner-operators and small fleets find policies that meet state and federal operating requirements. Understanding the demands of long-haul and regional routes, it works to tailor liability and cargo protection to individual operations. Clients can also inquire about specialized coverage for terminal risks or hired and non-owned trailer attachments through this firm.
What Does a a Truck Insurance Agent in Denison Cost?
Typical truck insurance costs in Texas range from $8,000 to $15,000 per year for a single owner-operator with basic liability coverage. Full coverage including physical damage and cargo can run $12,000 to $25,000 annually. Rates vary based on driving history, vehicle value, and coverage limits. This is general information and not insurance advice.
About truck insurance agents in Denison
Truck insurance agents in Denison Texas help owner-operators and fleets meet Texas minimum liability requirements. Texas law requires at least $300,000 in combined single limit liability for commercial trucks. Local agents can also advise on cargo insurance and physical damage coverage for routes through Grayson County.
Frequently Asked Questions
What are the minimum insurance requirements for a truck in Denison Texas?
Texas requires commercial trucks to carry at least $300,000 in combined single limit liability insurance. For trucks carrying hazardous materials or operating interstate, federal minimums may be higher. An agent can explain the specific limits for your vehicle type.
How do Texas truck insurance rates compare to other states?
Texas truck insurance rates are generally higher than the national average due to the states large size and high traffic volumes. Rates in Denison may be slightly lower than in major metro areas like Dallas. Factors like driving record and cargo type also affect the premium.
Can I get a temporary or short-term truck insurance policy in Denison?
Yes, many agents in Denison offer short-term policies for seasonal work or temporary fleet additions. These policies must still meet Texas minimum liability requirements. Short-term coverage typically costs more per day than an annual policy.
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