The top-rated truck insurance agent in Little Elm, Texas is Ryan Dunn - State Farm Insurance Agent, rated 5.0 stars across 410 reviews. Other highly rated options include Ricardo Sempertegui - State Farm Insurance Agent, Justin Bigby - State Farm Insurance Agent, Michel Hambrick Agency. This directory lists 11 truck insurance agents serving Little Elm.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Ryan Dunn - State Farm Insurance Agent | 800 W Eldorado Pkwy Ste 116 | (469) 238-0912 |
| 2 | Ricardo Sempertegui - State Farm Insurance Agent | 1000 E Eldorado Pkwy Suite 60 | (469) 777-4377 |
| 3 | Justin Bigby - State Farm Insurance Agent | 2601 Little Elm Pkwy Ste 1004 | (972) 395-1581 |
| 4 | Michel Hambrick Agency | 2601 Little Elm Pkwy Suite 202 | (469) 294-1944 |
| 5 | Nexum Insurance | 407 W Eldorado Pkwy #320 | (972) 292-9752 |
| 6 | Bob Parker - State Farm Insurance Agent | 2763 E Eldorado Pkwy #135 | (972) 292-1900 |
| 7 | Kristian Schwitzer Insurance Agency | 309 W Eldorado Pkwy #210 | (469) 935-7066 |
| 8 | Leissner Agency LLC | 2103 E Eldorado Pkwy #200 | (469) 850-0860 |
| 9 | Melliand Insurance | 700 Lake Meadow Ln | (972) 346-4666 |
| 10 | K & C Insurance Agency, Inc. | 901 E Eldorado Pkwy Ste C | (469) 362-0081 |
Ryan Dunn - State Farm Insurance Agent serves Little Elm and surrounding areas in Denton County, providing truck insurance solutions for local operators and fleet owners. This agency assists commercial drivers with policy options that address liability, cargo coverage, and physical damage protection. Truck insurance agents in this region help clients navigate coverage requirements for both short-haul and long-haul routes. The firm handles commercial auto policies and offers specialized liability coverage for heavy trucks.
Ricardo Sempertegui - State Farm Insurance Agent in Little Elm, TX, provides a range of truck insurance coverage tailored to commercial and personal needs. The agency offers customized liability, cargo, and physical damage policies to protect vehicles and freight. Service plans include regular policy reviews and claims support to ensure compliance with state regulations. This agent serves various property types requiring fleet coverage, including single-family homes with small trucks, apartment complexes, retail delivery vehicles, and restaurants with commercial food trucks.
Justin Bigby’s State Farm agency in Little Elm, TX serves local businesses that operate commercial trucks, including delivery fleets and owner-operators requiring liability and cargo coverage. The agency also assists independent truckers with policies that protect their vehicles and income against accident-related downtime. For each client, policies can be tailored to address regional hauling needs and regulatory requirements. Beyond Little Elm, coverage and advice are extended to neighboring communities in the Frisco area within the northern Dallas-Fort Worth metroplex.
Serving Little Elm and the surrounding communities of North Texas, Michel Hambrick Agency handles commercial truck insurance for local and regional operators. The agency manages coverage for heavy-duty trucks and other commercial vehicles, addressing the specific risks of freight and logistics work. By assessing each fleet’s operational routes and cargo types, it builds policies that address liability, physical damage, and cargo protection. For a typical hauling job, the agency reviews driver safety records and vehicle specifications to determine appropriate coverage limits.
For one-time service, a local truck insurance agent provides a single policy purchase to meet immediate needs, while recurring service establishes an ongoing relationship for periodic reviews and renewals. Nexum Insurance in Little Elm, TX serves commercial truck operators by offering coverage that protects vehicles and cargo during transit. This agent helps clients understand policy terms and ensures compliance with regulatory requirements in the area. Service runs on an as-needed basis, with appointments available when clients require assistance.
Bob Parker of State Farm Insurance in Little Elm, TX provides comprehensive truck insurance coverage, including liability, cargo protection, and physical damage policies. The agency also handles general commercial and personal insurance needs for local residents and businesses. For trucking professionals, regular policy reviews help ensure adequate coverage limits under current operating conditions. The agency often assists drivers in adjusting their policies during seasonal weather changes, such as when winter storms create higher accident risks on area highways and bridges.
As the spring construction season accelerates across Little Elm, TX, contractors and delivery operators often need coverage that keeps pace with their growing fleets. Kristian Schwitzer Insurance Agency provides truck insurance tailored to the unique risks of local commercial driving, from liability protection to cargo coverage on busy regional highways. Understanding that each policyholder faces different exposure, the team works to match coverage to specific vehicle types and hauling schedules. Every new account begins with a thorough assessment of equipment and driver history to determine the appropriate initial policy limits.
Leissner Agency LLC works with commercial vehicle operators to secure proper coverage for their trucks. The agency also focuses on specialty add-ons such as cargo protection and roadside assistance, which are vital for long-haul drivers and regional fleets in the Little Elm area. By tailoring policies to individual risk profiles, the agency helps local businesses manage liability concerns and regulatory requirements. The commercial sectors it can serve include offices that operate delivery vehicles, warehouses with shipping fleets, and food service companies requiring refrigerated transport.
Residential truck owners in the Little Elm, TX region turn to Melliand Insurance for custom coverage that protects their commercial vehicles from daily road risks. This truck insurance agent specializes in policies for individual operators and small fleets performing local and regional hauls. Service focuses on the immediate Little Elm area and surrounding North Texas communities. Each policy is reviewed carefully to match specific liability and cargo needs. Customers contact the office again when their coverage requires adjustment between regular renewal visits.
K & C Insurance Agency, Inc. of Little Elm, TX, is known for specializing in commercial truck insurance coverage for local operators. The agency serves independent owner-operators and smaller fleets navigating the specific risk profiles of regional and long-haul routes. Its core service range includes primary liability, physical damage protection, and cargo coverage tailored to different commodities. Agents help clients align their policies with state and federal requirements. A specialty service K & C can add on is non-trucking liability coverage for times when a vehicle is used for personal trips.
What Does a a Truck Insurance Agent in Little Elm Cost?
Typical truck insurance costs in Texas range from 800 to 2,500 dollars per month for a single truck with basic liability coverage. Full coverage with physical damage and cargo insurance can cost 3,000 to 6,000 dollars per month or more. Costs vary based on driving history, truck value, and coverage limits. This is general information, not insurance advice.
About truck insurance agents in Little Elm
Truck insurance agents in Little Elm Texas help owner-operators and fleet managers find the right coverage for their commercial vehicles. Texas law requires minimum liability limits of 30/60/25 for most trucks, but many agents recommend higher limits to protect against accident costs. Local agents understand the specific needs of trucks operating on highways like US 380 and FM 423.
Frequently Asked Questions
What are the minimum insurance requirements for a truck in Texas?
Texas requires commercial trucks to carry at least 30/60/25 liability coverage. This means 30,000 dollars per person for bodily injury, 60,000 dollars total per accident, and 25,000 dollars for property damage. Many agents suggest higher limits for better protection.
How do I find a truck insurance agent in Little Elm Texas?
You can search online for local independent agents who specialize in commercial truck insurance. Many agents in the Denton County area offer free quotes and can explain coverage options for your specific truck type and cargo.
What factors affect truck insurance costs in Texas?
Costs depend on your driving record, the type of truck, cargo carried, annual mileage, and coverage limits. Texas weather and accident rates in the Dallas-Fort Worth area also influence premiums. Each case is different.
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