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Looking for a truck insurance agent in Midland? Review the directory below to compare your options.
20 agents listed
Updated May 2026
Midland, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Texas before hiring.
Showing 20 truck insurance agents in Midland, TX
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Truck insurance agents in Midland Texas help owner-operators and fleets meet Texas minimum liability requirements. Texas law requires at least 30000 dollars in bodily injury coverage per person and 25000 dollars for property damage for commercial trucks. Local agents understand the unique risks of Permian Basin oil field routes and interstate hauling.
What Does a Truck Insurance Agent in Midland Cost?
Typical annual premiums for a single commercial truck in Texas range from 8000 to 15000 dollars for basic liability coverage. Full coverage with physical damage and cargo insurance can cost 15000 to 30000 dollars per year. Rates vary based on driving record cargo type and annual mileage. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the minimum insurance requirements for a truck in Texas?
Texas requires commercial trucks to have at least 30000 dollars in bodily injury coverage per person and 25000 dollars for property damage. However most brokers and shippers require much higher limits like 1 million dollars in liability coverage.
Do I need a specific type of insurance for hauling oil field equipment in Midland?
Yes. Hauling oil field equipment often requires specialized coverage like pollution liability and cargo insurance for hazardous materials. Many Midland agents offer policies tailored to oil field operations.
How do Texas insurance laws affect my truck insurance rates?
Texas is a fault state meaning the at-fault driver pays for damages. This can increase rates for drivers with accidents. Also Texas requires proof of insurance at all times and penalties for driving without it include fines and license suspension.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Texas.