The top-rated truck insurance agent in Midlothian, Texas is Ryan Mason - State Farm Insurance Agent, rated 5.0 stars across 424 reviews. Other highly rated options include Jon Essary - State Farm Insurance Agent, Jeffrey Honeycutt Insurance Agency, Texas All 4 You Insurance Agency | Auto Insurance Texas. This directory lists 18 truck insurance agents serving Midlothian.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Ryan Mason - State Farm Insurance Agent | 1741 Hwy 67 Suite 500 | (469) 537-7057 |
| 2 | Jon Essary - State Farm Insurance Agent | 450 Hawkins Run Ste 2 | (214) 948-6000 |
| 3 | Jeffrey Honeycutt Insurance Agency | 1501 Hwy 67 | (972) 723-9080 |
| 4 | Texas All 4 You Insurance Agency | Auto Insurance Texas | 319 S 9th St | (972) 723-3200 |
| 5 | Graciela Berumen: Allstate Insurance | 420 Hawkins Run Ste 300 | (972) 987-6018 |
| 6 | Jason Loftis: Allstate Insurance | 404 W Avenue F | (972) 775-8801 |
| 7 | ESQUIVEL INSURANCE & TAX SERVICES | 418 W Main St | (469) 672-6656 |
| 8 | Amy Tounget Insurance Agency | 641 Highlander Suite 108 | (214) 476-2544 |
| 9 | Tim Tobey - State Farm Insurance Agent | 423 E Main St Ste 2 | (972) 723-8880 |
| 10 | TWFG Harrell Insurance | 717 W Main St Suite 2 | (817) 839-2848 |
Ryan Mason - State Farm Insurance Agent serves the Midlothian, Texas area, offering commercial truck insurance policies to local owner-operators and small fleets. This agency helps drivers comply with state liability requirements and secure coverage for their vehicles and cargo. Policies typically address physical damage protection and roadside assistance needs. Additional insurance services include tailored plans for long-haul operators and local delivery trucks.
Jon Essary - State Farm Insurance Agent in Midlothian, TX, provides commercial truck insurance coverage, including liability, physical damage, and cargo protection for local operators. Its service plans focus on customizing policies to meet the specific needs of fleet owners and independent drivers, offering ongoing support for policy adjustments. The agency maintains flexible maintenance plans to help clients update their coverage as their business changes. It services properties such as single-family homes with attached businesses, small apartment complexes, retail storefronts, and casual restaurants that own delivery trucks.
Jeffrey Honeycutt Insurance Agency serves trucking businesses and independent owner-operators in the Midlothian, Texas area by providing coverage tailored to commercial vehicle operations. Their services include liability protection, physical damage insurance, and cargo coverage to help mitigate the unique risks faced by professional drivers on local and regional routes. They assist clients in navigating policy options and compliance requirements common to the trucking industry. This agency also extends its support to commercial fleets and individual operators throughout the southern Dallas-Fort Worth metroplex, including nearby Waxahachie.
Based in Midlothian, Texas All 4 You Insurance Agency | Auto Insurance Texas serves the local area and surrounding communities, specializing in truck insurance for commercial operators. It handles the specific liability and cargo coverage needs unique to local and long-haul trucking work. To manage a typical job, it focuses on matching coverage with the operational risks each driver or fleet faces on the road, rather than offering standardized options.
As summer shipping demands climb, trucking fleets in and around Midlothian rely on Graciela Berumen: Allstate Insurance for commercial coverage tailored to vehicles and cargo. This agency works within the complexities of Texas trucking regulations to help operators manage risk and meet state-mandated requirements, including liability and physical damage policies. A thorough initial consultation begins the process. The agent inspects the vehicles and driver documentation before outlining specific coverage limits.
For businesses in Midlothian, TX, a key distinction exists between a single-vehicle policy for occasional use and a comprehensive fleet plan for regular operations. Jason Loftis: Allstate Insurance provides truck insurance coverage that addresses liability, physical damage, and cargo protection for local and regional hauls. Policies are used route or delivery frequency to match exposure. Service for new and existing clients runs on an as-needed basis.
ESQUIVEL INSURANCE & TAX SERVICES offers specialized coverage for commercial trucks, including liability and cargo protection. The firm also provides general business insurance and tax preparation services to local clients in Midlothian, Texas. This combination allows independent owner-operators and fleet managers to address both their insurance needs and financial filings under one roof. With the upcoming winter freezes that can cause unexpected road hazards and idling damage, the agency helps truckers adjust their policies to cover seasonal breakdown risks.
Amy Tounget Insurance Agency provides residential truck insurance services to clients in Midlothian, Texas. The company also offers commercial coverage designed for local owner-operators and small trucking fleets. Their service area encompasses Midlothian and surrounding communities within Ellis County. Understanding the specific insurance requirements for different truck classifications, the agent tailors policies to fit individual operational needs. Coverage details are explained clearly to help clients make informed decisions. Between regular visits, customers can follow up with the agency for adjustments or renewal assistance.
In Midlothian, TX, Tim Tobey – State Farm Insurance Agent provides general liability and commercial auto protection for businesses operating trucks. This agency specializes in adjusting coverage to accommodate different fleet sizes and cargo types, including hazardous materials. Both owner-operators and larger logistics firms can receive tailored policy guidance to meet compliance needs. The agency can serve a selection of commercial sectors, including offices, warehouses, and food service establishments.
TWFG Harrell Insurance is known for specializing in truck insurance coverage for operators based in Midlothian, TX. The agency helps commercial drivers secure policies that address the unique liabilities of long-haul and local freight operations. Services typically include protection for cargo, physical damage, and liability risks on the road. Beyond standard plans, the agent can add on coverage for non-trucking liability while a vehicle is used for personal trips.
What Does a a Truck Insurance Agent in Midlothian Cost?
Truck insurance costs in Texas vary widely. A single owner-operator might pay 8000 to 15000 dollars per year for basic liability and physical damage. Fleet policies can range from 20000 to 50000 dollars annually depending on number of trucks cargo value and driving history. Rates also depend on vehicle weight radius of operation and safety record. This is general information not insurance advice.
About truck insurance agents in Midlothian
Truck insurance agents in Midlothian Texas help owner-operators and fleet managers secure liability physical damage and cargo coverage. Texas law requires minimum liability limits of 30/60/25 for commercial trucks. Local agents can also advise on Texas Department of Motor Vehicles filing requirements for intrastate and interstate operations.
Frequently Asked Questions
What minimum liability coverage is required for trucks in Texas?
Texas requires commercial trucks to carry at least 30/60/25 liability coverage. This means 30000 dollars per person 60000 dollars per accident for bodily injury and 25000 dollars for property damage. Higher limits are often needed for interstate hauling.
Do I need a specific type of insurance for hauling freight in Midlothian?
Yes if you haul freight for hire you likely need motor carrier liability coverage and cargo insurance. Texas requires a minimum of 750000 dollars in liability coverage for intrastate hauling. Your agent can help you meet Texas DMV and federal FMCSA requirements.
How does my driving record affect truck insurance rates in Texas?
Your driving record directly impacts your premium. Texas law allows insurers to use moving violations at-fault accidents and DUI convictions to set rates. A clean record can lower costs while major violations may increase premiums significantly.
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