The top-rated truck insurance agent in Sherman, Texas is Cory Hernandez - State Farm Insurance Agent, rated 5.0 stars across 767 reviews. Other highly rated options include Spencer Marks - State Farm Insurance Agent, McCullough & Pierson Insurance, Ed Meacham - State Farm Insurance Agent. This directory lists 20 truck insurance agents serving Sherman.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Cory Hernandez - State Farm Insurance Agent | 2114 Texoma Pkwy #700 | (903) 893-8400 |
| 2 | Spencer Marks - State Farm Insurance Agent | 226 E Houston St | (903) 487-0303 |
| 3 | McCullough & Pierson Insurance | 229 W Washington St | (903) 868-1200 |
| 4 | Ed Meacham - State Farm Insurance Agent | 1303 N Sam Rayburn Fwy #200 | (903) 892-3923 |
| 5 | Terry Jones Insurance Agency | 1711 N Heritage Pkwy #200 | (903) 893-7200 |
| 6 | David Vogel: Allstate Insurance | 5621 Texoma Pkwy | (903) 892-0380 |
| 7 | Garland Insurance & Financial Services | 600 N Walnut St | (903) 893-1633 |
| 8 | Goosehead Insurance - Blaine Brawley | 714 N Travis St Unit 2U | (903) 289-1487 |
| 9 | Turner Insurance Solutions | 200 N Travis St Suite 408 | (214) 274-8094 |
| 10 | My Family Agency Insurance Services | 119 E Lamar St | (972) 468-0003 |
Cory Hernandez - State Farm Insurance Agent serves the Sherman, TX area as a local truck insurance agent for commercial vehicle operators. The business provides specialized insurance policies that cover liability, physical damage, and cargo protection for trucking fleets and independent owner-operators. Agents in this region help carriers meet federal and state financial responsibility requirements while managing risks unique to transporting freight across long distances. Cory Hernandez - State Farm Insurance Agent handles semi-truck coverage and commercial auto liability to keep local trucking operations compliant and protected.
Spencer Marks - State Farm Insurance Agent in Sherman, TX provides a full range of truck insurance policies, covering liability, physical damage, and cargo protection for commercial vehicles. Service and maintenance plans are available to assist clients with policy adjustments and claim support as their driving needs evolve. Ongoing risk assessments help identify coverage gaps, ensuring protections keep pace with fleet or owner-operator operations. The agency services both single-family homes involving owner-operator rigs and local businesses like retail shops and restaurants that rely on delivery trucks.
Commercial trucking businesses in Sherman and the surrounding area rely on McCullough & Pierson Insurance for tailored coverage solutions. This truck insurance agent assists owner-operators and fleet managers with policies designed to address the unique risks of hauling cargo and navigating regional highways. Services often include liability protection, physical damage coverage, and cargo insurance to help keep operations moving smoothly. Beyond Sherman, the agency also serves clients in the broader Grayson County area, including the nearby communities of Denison and Whitesboro.
Serving Sherman, Texas, and the surrounding Texoma communities, Ed Meacham - State Farm Insurance Agent provides truck insurance coverage for both local and long-haul commercial vehicles. It handles policies that address cargo protection, liability, and physical damage for various trucking operations. The agency takes a consultative approach, assessing each client's unique routes and fleet size to tailor coverage options that meet specific operational needs. A typical job is managed by thoroughly reviewing a driver’s exposure and then aligning available protection with their daily business requirements.
Some clients require a one-time policy to cover a single haul, while recurring operations necessitate ongoing coverage tailored to fleet size and cargo type. Terry Jones Insurance Agency in Sherman, TX, helps trucking businesses navigate these distinct needs, addressing liability, physical damage, and cargo protection for local and regional routes. The property-casualty agency structures all insurance services to operate on a scheduled basis, with regular policy reviews aligned to each client’s operational calendar and renewal cycles.
As trucking routes in North Texas face increasing weather volatility and shifting safety regulations, David Vogel: Allstate Insurance in Sherman provides commercial vehicle coverage tailored to these demands. The agency assists local owner-operators and small fleets with liability and physical damage policies. Each client’s business schedule and cargo type are reviewed to find appropriate protection. Plans typically include towing and roadside reimbursement. The process begins with a drive-by appraisal to assess equipment condition and confirm load capacities.
Garland Insurance & Financial Services in Sherman, TX, specializes in structuring truck insurance policies that address the unique liability and cargo coverage needs of commercial fleet operators and independent owner-operators. The agency also offers general financial services to help clients manage their business risks with appropriate protection plans. As winter weather in North Texas creates hazardous road conditions for heavy trucks, the firm assists local drivers in adjusting their coverage to manage the increased accident risk during icy months.
Goosehead Insurance - Blaine Brawley provides commercial truck insurance coverage and offers specialty add-ons such as cargo protection and physical damage coverage tailored to operators in Sherman, TX. The agency works with drivers to meet compliance requirements and helps structure policies that address common regional routes and hazards. Its truck insurance services can serve a variety of commercial sectors in the area, including local offices, warehouses, and food service operations that rely on fleet vehicles for daily deliveries.
My Family Agency Insurance Services provides residential coverage options for truck drivers in Sherman, Texas, addressing their personal auto and home needs alongside their commercial truck insurance accounts. The agency specializes in helping local owner-operators and small fleets secure liability, cargo, and physical damage policies tailored for regional routes. Sherman customers receive dedicated support throughout the policy life cycle, with the agency handling inquiries and adjustments between regular scheduled coverage reviews for continued protection.
What Does a a Truck Insurance Agent in Sherman Cost?
Truck insurance costs in Texas vary widely. A basic liability policy for a single owner-operator may range from 3000 to 6000 dollars per year. Full coverage including physical damage and cargo can cost 8000 to 15000 dollars annually. Factors like driving history cargo type and annual mileage affect the premium. This is general information not insurance advice.
About truck insurance agents in Sherman
Truck insurance agents in Sherman Texas help owner-operators and fleet companies meet state minimum liability requirements. Texas law mandates at least 75000 dollars in bodily injury coverage per person for commercial trucks. Local agents also advise on cargo insurance and physical damage coverage tailored to North Texas routes.
Frequently Asked Questions
What are the minimum insurance requirements for a truck in Texas?
Texas requires commercial trucks to carry at least 75000 dollars in bodily injury coverage per person 150000 dollars per accident and 25000 dollars in property damage liability. Higher limits are often needed for interstate hauling.
Do I need a specific type of agent for truck insurance in Sherman?
Yes you need an agent licensed in Texas who specializes in commercial auto or trucking insurance. These agents understand Texas Department of Motor Vehicle rules and can help with filings like Form 507C.
How does Texas law affect truck insurance claims?
Texas follows a fault-based system meaning the at-fault drivers insurer pays damages. The statute of limitations for filing a truck accident lawsuit in Texas is two years from the date of the crash.
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