The top-rated truck insurance agent in Cedar City, Utah is Seth Porter - State Farm Insurance Agent, rated 5.0 stars across 515 reviews. Other highly rated options include Dixie Leavitt Agency, Farmers Insurance - Jesse Robinson, Wahweap Insurance and Financial. This directory lists 20 truck insurance agents serving Cedar City.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Seth Porter - State Farm Insurance Agent | 118 W 200 S | (435) 586-4467 |
| 2 | Dixie Leavitt Agency | 115 N Main St | (435) 586-9463 |
| 3 | Farmers Insurance - Jesse Robinson | 210 N 300 W #203 | (435) 865-1160 |
| 4 | Wahweap Insurance and Financial | 1233 Sage Dr c | (435) 586-5904 |
| 5 | JRI Insurance | 1233 Sage Dr c | (435) 586-1399 |
| 6 | Leavitt Group Enterprises | 136 W University Blvd | (435) 586-6553 |
| 7 | Landon Eldredge: Financial Professional | 1233 Sage Dr c | (435) 586-5904 |
| 8 | Iron Desert Insurance | 2460 UT-56 STE 3 | (435) 267-2040 |
| 9 | Creamer Insurance Inc | 51 E 400 N | (435) 586-4377 |
| 10 | Aaron Bonham Agency | 337 S Main St #220 | (435) 865-2761 |
Serving Cedar City trucking clients, Seth Porter's agency administers coverage for long-haul fleets and owner-operators operating in Utah. Specializing in commercial auto liability, physical damage, and cargo insurance, it also develops personalized home, renters, and life policies for local families. During Cedar City's winter months, the agency frequently consults on load securement and cold-weather road risk annexes to truck policies.
Dixie Leavitt Agency assists residential clients in protecting their personal vehicles in Cedar City, Utah. They also offer commercial coverage for trucks, addressing the needs of local businesses that rely on freight and transport operations throughout the region. Their services include help with policy selection and handling claims. The agency works with clients to ensure coverage stays current, and they encourage clients to return for policy updates or additional needs between regular visits.
For trucking businesses seeking insurance, a clear difference exists between securing a single trip policy for a one-time haul and establishing an annual term that renews on a scheduled basis. At Farmers Insurance - Jesse Robinson in Cedar City, Utah, clients can arrange continuous protection that rolls over automatically for drivers operating regularly. Coverage is tailored to meet local and interstate liability requirements for commercial vehicles. This independent insurance service runs on either a one-time or a scheduled as-needed basis to match each fleet’s operational rhythm.
In southern Utah, fluctuating weather and mountain passes create unique risks for trucking fleets. Wahweap Insurance and Financial in Cedar City addresses these local demands through tailored policies for over-the-road operators and regional haulers. The agency works to match coverage with typical concerns like cargo security and liability for large commercial vehicles. As a local Truck Insurance Agent, they focus on reading clients’ typical routes and equipment values. Any inquiry begins with a careful assessment of the driver’s current operating radius and cargo type.
JRI Insurance specializes in providing coverage for truck operators with policies tailored to commercial vehicle requirements. It serves clients in Cedar City, Utah, offering general insurance brokerage services for the local transportation industry. The company addresses key concerns such as liability protection and cargo coverage. For truckers navigating seasonal weather hazards along regional mountain routes, it helps adjust policy terms to match winter driving conditions.
Serving Cedar City and the surrounding region, this agency connects commercial vehicle operators with appropriate truck insurance policies. These offerings typically include liability coverage, physical damage protection, and specialized add-ons such as cargo insurance or roadside assistance. Coverage is designed to address the varied risks faced by trucking businesses on the road. The agency can assist clients operating across several commercial sectors, including offices, warehouses, and food service operations.
Landon Eldredge: Financial Professional provides residential truck insurance services in Cedar City, Utah, helping local owner-operators protect their personal assets. The company also offers commercial coverage for long-haul and regional trucking operations throughout the surrounding area. Policies are tailored to meet regulatory requirements and individual risk profiles. After an initial policy setup, clients receive prompt follow-up support and service between regular visits to adjust coverage as their business needs evolve.
Iron Desert Insurance specializes in providing coverage for commercial trucking operations in Cedar City, Utah. The agency offers policies tailored to local and regional truckers, addressing liability, physical damage, and cargo protection. Its services support independent owner-operators and small fleets requiring flexible plans that adapt to shifting hauling demands. This Truck Insurance Agent helps clients comply with interstate and intrastate insurance requirements. An additional specialty includes offering occupational accident coverage for non‑trucking liability during personal use of commercial vehicles.
Creamer Insurance Inc provides truck insurance services for owner-operators and fleet businesses in Cedar City, Utah, covering liability, physical damage, and cargo coverage. Its service plans include policy reviews and claims assistance tailored to local trucking operations. The agency also offers guidance on adjusting coverage for seasonal freight fluctuations and route changes. Creamer Insurance services commercial properties used by single-family homes, apartments, retail stores, and restaurants.
What Does a a Truck Insurance Agent in Cedar City Cost?
Truck insurance costs in Utah vary widely based on driving history, cargo type, and annual mileage. A typical policy for a single semi-truck can range from 8,000 to 15,000 dollars per year for basic liability and physical damage. Higher risk loads or poor safety scores can increase premiums. This is general information, not insurance advice.
About truck insurance agents in Cedar City
Truck insurance agents in Cedar City Utah help owner-operators and fleet managers secure liability and physical damage coverage. Utah requires minimum liability limits of 25/65/15 for commercial trucks. Local agents can also advise on cargo insurance and non-trucking liability options specific to Utah highways.
Frequently Asked Questions
What are Utah minimum liability requirements for a commercial truck?
Utah requires commercial trucks to carry at least 25,000 dollars per person for bodily injury, 65,000 dollars per accident, and 15,000 dollars for property damage. Higher limits are often needed for interstate operations.
Do I need a separate policy for non-trucking liability in Utah?
Yes, if you lease your truck to a carrier, a non-trucking liability policy covers you when the truck is not under dispatch. This is not required by Utah law but is commonly recommended by agents.
How does Utah handle uninsured motorist coverage for trucks?
Utah requires uninsured motorist coverage in all commercial policies unless you reject it in writing. This coverage protects you if an uninsured driver hits your truck.
Truck Insurance Agents in Other Utah Cities
American Fork · Bountiful · Clearfield · Cottonwood Heights · Draper · Farmington · Kaysville · Layton · Lehi · Logan · Ogden · Orem · Pleasant Grove · Provo · Riverton