The top-rated truck insurance agent in Herndon, Virginia is Griffin Owens Insurance Group, rated 4.8 stars across 410 reviews. Other highly rated options include Matt Martin - State Farm Insurance Agent, Synergy Insurance Agency, LLC, HRI Associates. This directory lists 15 truck insurance agents serving Herndon.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Griffin Owens Insurance Group | 847 Station St | (703) 471-0050 |
| 2 | Matt Martin - State Farm Insurance Agent | 610 Herndon Pkwy Ste 750 | (703) 435-9592 |
| 3 | Synergy Insurance Agency, LLC | 459 Herndon Pkwy STE 3 | (703) 483-8510 |
| 4 | HRI Associates | 718 Pine St | (703) 435-3500 |
| 5 | Thomas Ntuk - State Farm Insurance Agent | 150 Elden St #275 | (703) 481-2211 |
| 6 | Ali Tavakoli - State Farm Insurance Agent | 297 Herndon Pkwy Ste 202 | (703) 430-2091 |
| 7 | Spiro Souliotis: Allstate Insurance | 1020 Elden St Ste 201 | (703) 481-1095 |
| 8 | Wally Lim Arcayan: Allstate Insurance | suite 10, 459 Herndon Pkwy | (703) 787-0087 |
| 9 | Vicinity Insurance Agency Corp | 1020 Elden St STE 204 | (703) 435-4322 |
| 10 | Universal Insurance Company Virginia | 12020 Rosiers Branch Dr | (804) 299-5162 |
Griffin Owens Insurance Group serves the Herndon, Virginia, metro area as a specialized truck insurance agent. The company provides commercial trucking policies tailored for local and regional operations. Coverage options typically address liability, physical damage, and cargo protection for owner-operators and small fleets. These policies help manage the unique risks of the trucking industry, including accident liability and equipment loss. Specific services the agency handles in this area include long-haul truck insurance and non-trucking liability coverage for owner-operators.
Matt Martin - State Farm Insurance Agent in Herndon, VA, provides commercial truck insurance coverage along with related policy options. The agency offers assistance with policy management, including reviewing coverage limits and processing claims. Service plans involve regular policy check-ins to ensure trucks and fleet operations are protected against liability and physical damage risks. This truck insurance agent serves a variety of commercial properties, including small retail locations, restaurants, and apartment complexes.
Synergy Insurance Agency, LLC serves local businesses and commercial property owners seeking coverage for their fleets in Herndon, Virginia. The agency arranges liability, physical damage, and cargo protection policies tailored to the unique risks of transporting goods across regional highways. It works with trucking companies, owner-operators, and independent haulers to meet state insurance requirements and lender mandates. Synergy Insurance Agency, LLC also extends its services to operators based in Reston and the broader Fairfax County area.
Serving Herndon, Virginia, and the surrounding Northern Virginia communities, HRI Associates is a truck insurance agent. The company handles commercial policies for owner-operators and fleet owners, covering aspects like liability, cargo, and physical damage. To manage client needs, it begins with a careful assessment of coverage requirements, then compares available plans, and finally presents a clear explanation of each option.
Thomas Ntuk - State Farm Insurance Agent offers specialized truck insurance coverage in the Herndon area, addressing the unique liability and cargo needs of local commercial drivers. It also provides general personal and business insurance services to surrounding clients. The agency works to secure policies that comply with Virginia’s regulatory requirements for commercial vehicles. During the winter months, it helps truck operators adjust their coverage to account for increased hazards from icy road conditions and seasonal freight delays.
Ali Tavakoli - State Farm Insurance Agent in Herndon, Virginia, provides a range of truck insurance services, including liability, physical damage, and cargo coverage. It offers plans that help protect commercial vehicles against road risks and unexpected breakdowns. Routine policy reviews are available to ensure coverage remains appropriate as business needs change. The agent also assists with claims filing and adjustments to simplify the process after an incident. Its services cover single-family homes, apartments, retail, and restaurants.
Spiro Souliotis: Allstate Insurance in Herndon, VA handles truck insurance agents with distinctions between one‑time policies for short‑hauls and recurring annual or monthly plans for ongoing fleet operations. Their coverage often includes liability, cargo, and physical damage protection for commercial vehicles. Service is provided either on a one‑time basis for individual trips or set up as a scheduled policy that renews automatically. Common plans also run as‑needed for intermittent hauling jobs without a fixed schedule.
When the changing seasons in Herndon bring fluctuating traffic patterns and increased delivery demand, local commercial drivers require reliable protection for their vehicles. Wally Lim Arcayan: Allstate Insurance specializes in coverage for trucks, addressing the unique liability and cargo risks that operators face throughout the year. The agency evaluates each client’s fleet size and typical routes to recommend appropriate policies tailored to regional requirements. A thorough initial assessment of driving history and vehicle usage always precedes any formal coverage proposal.
Vicinity Insurance Agency Corp in Herndon, VA helps local trucking businesses secure essential coverage for their commercial vehicles. Its services typically include liability protection and physical damage insurance tailored to fleet operations. Physical damage policies help repair or replace trucks after accidents, while cargo insurance safeguards transported goods. Vicinity Insurance Agency Corp can serve commercial sectors such as local distribution offices that manage freight dispatch, warehouses storing goods between shipments, and food service establishments requiring refrigerated transport coverage.
What Does a a Truck Insurance Agent in Herndon Cost?
Annual premiums for truck insurance in Virginia typically range from $8,000 to $15,000 for a single owner-operator with basic liability and physical damage. Fleet policies can cost $20,000 to $50,000 or more depending on number of trucks, cargo type, and driving history. Costs vary significantly by case. This is general information, not insurance advice.
About truck insurance agents in Herndon
Truck insurance agents in Herndon, Virginia help owner-operators and fleet owners meet state and federal insurance requirements. Virginia law requires minimum liability coverage of $750,000 for interstate trucking and $300,000 for intrastate operations. Local agents can also advise on physical damage, cargo, and non-trucking liability coverage tailored to the Herndon area.
Frequently Asked Questions
What are Virginia minimum insurance requirements for a truck?
For interstate trucking, Virginia requires at least $750,000 in liability insurance. For intrastate operations, the minimum is $300,000. Higher limits may be needed for hazardous materials or certain cargo types.
Do I need a local Herndon agent for truck insurance?
A local Herndon agent can help you understand Virginia-specific regulations and local risk factors. They can also assist with filing SR-22 forms if needed and provide faster claims service.
Can I get truck insurance with a poor driving record in Virginia?
Yes, many agents in Herndon work with insurers that accept drivers with violations or accidents. Premiums will be higher, and an agent can help you find the most affordable option for your situation.
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