The top-rated truck insurance agent in Edmonds, Washington is Cornerstone Insurance Group, rated 5.0 stars across 642 reviews. Other highly rated options include Highstreet Insurance, John Schmick - State Farm Insurance Agent, Matthew Ulrich: Allstate Insurance. This directory lists 13 truck insurance agents serving Edmonds.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Cornerstone Insurance Group | 21920 76th Ave W | (425) 595-5028 |
| 2 | Highstreet Insurance | 600 Main St A | (425) 775-6446 |
| 3 | John Schmick - State Farm Insurance Agent | 100 2nd Ave S Ste 320 | (425) 776-3110 |
| 4 | Matthew Ulrich: Allstate Insurance | 214 Main St | (425) 774-4488 |
| 5 | Salish Insurance Group | 111 Main St Unit 111 | (425) 889-8500 |
| 6 | Farmers Insurance - Mark Weedin | 7500 212th St SW STE 211 | (425) 485-6060 |
| 7 | Johnson Insurance Agency | 300 Admiral Way Ste 209 | (206) 789-5940 |
| 8 | Interstate Insurance Services | 9790 Edmonds Way | (206) 542-3195 |
| 9 | McDonald McGarry Insurance | 630 Main St | (425) 774-3200 |
| 10 | Farmers Insurance - Lily Wang | 23020 Edmonds Way Unit 112 | (425) 218-3432 |
Cornerstone Insurance Group serves the Edmonds, Washington, metro area as a truck insurance agent. The company helps local owner-operators and fleet owners navigate commercial auto policies and liability coverage requirements. Truck insurance agents in this region frequently tailor policies to address specific hauling exposures and regulatory mandates. Cornerstone Insurance Group specifically handles physical damage coverage for trucks and cargo insurance for transported goods in the Edmonds area.
Highstreet Insurance provides truck insurance agent services in Edmonds, WA, offering coverage options for commercial vehicles and related fleets. The company assists clients with policy selection, risk assessment, and claims support to keep operations protected. It helps schedule routine policy reviews and updates coverage as needs change over time. Highstreet Insurance services a variety of properties in the area, including single-family homes, apartments, retail locations, and restaurants.
John Schmick’s agency in Edmonds serves commercial truck owners and independent operators throughout the area, providing tailored coverage for rigs, cargo, and liability risks. As a local truck insurance agent, the office helps clients navigate policy options that match federal and state requirements for commercial vehicles. Transportation businesses and owner-operators can access personalized risk management solutions to protect their assets on the road. The agency also extends its services to nearby communities in Snohomish County, including the Lynnwood and Mountlake Terrace corridors.
Serving Edmonds and the surrounding Puget Sound communities, Matthew Ulrich: Allstate Insurance handles truck insurance coverage for local owner-operators and small fleet businesses in the area. This agency works to address the specific liability, cargo, and equipment needs that commercial truck drivers regularly face on regional routes. A typical job begins with a review of the client's operation to verify correct coverage levels and ensure compliance with Washington state regulations. The agency then applies a straightforward, consultative approach to present clear policy options that match the driver's daily risk exposure.
Unlike some firms offering only one-time policy placements, Salish Insurance Group provides ongoing service alongside initial coverage setup. Operating as a truck insurance agent in Edmonds, WA, they design policies that address liability protection and cargo coverage for commercial vehicles in the region. Service availability determines whether a client receives occasional renewal assistance or continuous support for their evolving fleet needs. They exclusively provide coverage and adjust assistance for trucking clients. This service runs on a scheduled and as-needed basis throughout the policy term.
Farmers Insurance - Mark Weedin in Edmonds, WA, offers specialized truck insurance coverage, including policies tailored for commercial vehicles and long-haul operations. It also handles general personal and business insurance lines for local clients. The agency helps truckers manage unique risks such as cargo damage and liability on the road. For those operating in the Pacific Northwest, it specifically addresses coverage concerns during the rainy winter months when reduced visibility and slick roads increase accident likelihood.
When seasonal rains and road construction slow traffic along the I-5 corridor through Edmonds, local freight operators need reliable coverage to keep their rigs moving. Johnson Insurance Agency provides truck insurance policies tailored for commercial vehicles operating in the region. Their process begins with an evaluation of the driver’s log and safety record to match liability and cargo options appropriately. To start, a representative will inspect the truck and its current insurance documentation to assess the specific policy needs.
Interstate Insurance Services in Edmonds, WA, provides residential truck insurance for owner-operators and local haulers. It also offers commercial coverage for larger fleets operating within the Puget Sound region. Dedicated to the specific risks of trucking, the agency assists clients with policy updates and claims handling throughout the year. The office maintains ongoing follow-up with policyholders between regular service intervals to adjust coverage as driving routes or fleet sizes change.
McDonald McGarry Insurance is a truck insurance agent in Edmonds, WA, known for helping local commercial truck operators secure necessary liability and physical damage coverage. It serves owner-operators and small fleets throughout the Puget Sound region who require policies that meet regulatory mandates and protect valuable assets on the road. The agency offers tailored risk guidance for navigating Washington’s unique cargo requirements. Its specialty service is providing additional coverage for refrigerated cargo and equipment breakdown.
Farmers Insurance - Lily Wang in Edmonds, WA, assists clients with their truck insurance needs, offering policies that protect commercial vehicles and their cargo. The agency provides optional coverage for towing, rental reimbursement, and roadside assistance to help businesses manage unexpected disruptions. It serves a range of commercial sectors, including local delivery offices, warehouses, and food service operations that rely on truck fleets for daily logistics.
What Does a a Truck Insurance Agent in Edmonds Cost?
Typical truck insurance costs in Washington range from $8,000 to $15,000 per year for a single owner-operator with basic liability coverage. Full coverage policies including cargo and physical damage can cost $12,000 to $25,000 annually. Rates vary based on driving history, vehicle type, cargo, and annual mileage. This is general information, not insurance advice.
About truck insurance agents in Edmonds
Truck insurance agents in Edmonds, Washington help owner-operators and fleet owners find coverage that meets state requirements. Washington law requires minimum liability insurance of $750,000 for interstate commercial trucks and $300,000 for intrastate operations. Local agents understand the unique risks of driving in the Puget Sound region, including ferry routes and mountain passes.
Frequently Asked Questions
What are the minimum insurance requirements for a truck in Washington?
Washington requires a minimum of $300,000 in liability coverage for intrastate commercial trucks. For interstate trucks, the federal minimum is $750,000. Agents can help you secure additional coverage for cargo, physical damage, and non-trucking liability.
Do I need a special license to drive a commercial truck in Edmonds?
Yes, you need a valid Commercial Drivers License (CDL) for most trucks over 26,000 pounds. Washington also requires a Medical Examiners Certificate. Your insurance agent will verify your credentials before issuing a policy.
How does Washington state law affect my truck insurance rates?
Washington has a high minimum liability requirement compared to some states, which can raise premiums. The state also has a fault-based insurance system, meaning your rates may increase if you cause an accident. Agents in Edmonds can help you compare quotes from multiple carriers.
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