ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.

Find Truck Insurance Agents Near You in Charleston, WV

Browse truck insurance agents serving Charleston, West Virginia. Updated 2026-07-14.

The top-rated truck insurance agent in Charleston, West Virginia is Capital Insurance Group LLC, rated 4.8 stars across 321 reviews. Other highly rated options include Smith Family Insurance LLC, Frank Yeigh - State Farm Insurance Agent, AAA Charleston. This directory lists 21 truck insurance agents serving Charleston.

Showing 21 truck insurance agents in Charleston, WVListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Capital Insurance Group LLC607 Pennsylvania Ave(304) 606-2969
2Smith Family Insurance LLC447 Call Rd Ste 105(304) 756-8999
3Frank Yeigh - State Farm Insurance Agent1201 Jefferson Rd S(304) 744-7700
4AAA Charleston1000 Parkway Boulevard Unit A(304) 925-6681
5Ellis Insurance Agency5949 Sissonville Dr(304) 984-3004
6David Smyer - State Farm Insurance Agent1532 Kanawha Blvd W(304) 342-2111
7Elizabeth Carmichael - State Farm Insurance Agent1198 Fledderjohn Rd(304) 344-3554
8Lisa Godwin - State Farm Insurance Agent6434 Sissonville Dr(304) 984-0000
9Mountain State Insurance Agency1206 Kanawha Blvd E(304) 720-2000
10White Insurance & Associates3512 Staunton Ave SE(304) 926-6662
CI
607 Pennsylvania Ave
Capital Insurance Group LLC
Truck Insurance Agent · Charleston, WV

Capital Insurance Group LLC offers comprehensive coverage options tailored to the demands of commercial trucking operations in Charleston, WV. Its service plans include liability protection, cargo insurance, and physical damage coverage for fleet vehicles. The agency assists clients in managing policy renewals and navigating compliance requirements for interstate hauling. It provides service options that address the needs of individual owner-operators as well as larger commercial fleets. The company serves properties such as single-family homes, apartments, retail stores, and restaurants.

SF
447 Call Rd Ste 105
Smith Family Insurance LLC
Truck Insurance Agent · Charleston, WV

Clients may choose between a single policy for one-time coverage or an ongoing commercial auto plan for repeat needs. Smith Family Insurance LLC of Charleston, WV structures each truck insurance policy to address liability, physical damage, and cargo protection. This agent guides local owner-operators and fleet managers through available deductible options and coverage limits. Service can be arranged on a one-time basis for a singular transaction, yet most enrolled operators select scheduled policy reviews to maintain proper protection throughout changing hauling seasons.

FY
1201 Jefferson Rd S
Frank Yeigh - State Farm Insurance Agent
Truck Insurance Agent · Charleston, WV

Frank Yeigh - State Farm Insurance Agent offers specialized coverage solutions for commercial trucking operations, addressing liability, cargo, and physical damage needs in the Charleston area. The agency also provides standard personal and business insurance services to local residents and small enterprises. Its truck insurance work involves helping owner-operators and fleet managers navigate the regulatory requirements unique to West Virginia’s transportation industry. During winter months, this expertise becomes particularly valuable when icy mountain routes increase claims risks for local delivery and long-haul drivers.

AC
1000 Parkway Boulevard Unit A
AAA Charleston
Truck Insurance Agent · Charleston, WV

AAA Charleston serves clients in Charleston, West Virginia and its surrounding communities across the Kanawha Valley, handling commercial truck insurance needs for local owner-operators and regional fleets. They manage coverage for liability, cargo, and physical damage protection on heavy-duty vehicles. The company navigates regulatory requirements and route-specific risks to align policies with each operation’s daily reality. A typical job begins with assessing a client’s driving territory and equipment value, then systematically quoting options from multiple carriers to match appropriate protection levels to the business's exposure.

EI
5949 Sissonville Dr
Ellis Insurance Agency
Truck Insurance Agent · Charleston, WV

Ellis Insurance Agency operates as a truck insurance agent in Charleston, WV, working to arrange coverage for commercial vehicles involved in local and regional hauling. The agency focuses on specialty add-ons such as cargo protection and roadside assistance, tailoring policies to the needs of fleet operators. Their services can support various commercial sectors, including offices that manage logistics, warehouses storing goods, and food service businesses requiring refrigerated transport.

DS
1532 Kanawha Blvd W
David Smyer - State Farm Insurance Agent
Truck Insurance Agent · Charleston, WV

David Smyer - State Farm Insurance Agent in Charleston, WV, is known for providing truck insurance coverage. Its service range includes helping local truck operators manage liability and cargo needs. The company assists with understanding policy terms specific to commercial vehicles operating in West Virginia. It also advises on risk management for short-haul and regional routes. A specialty service it can add on is coverage for non-trucking liability when the vehicle is used for personal trips.

EC
1198 Fledderjohn Rd
Elizabeth Carmichael - State Farm Insurance Agent
Truck Insurance Agent · Charleston, WV

Elizabeth Carmichael operates as a State Farm Insurance Agent in Charleston, West Virginia, specializing in commercial truck insurance policies. It provides coverage for various trucking operations, addressing liability and cargo protection needs. The agency also serves local businesses and residents with general personal insurance solutions. During winter months, it helps truckers adjust coverage for hazardous road conditions and potential weather-related delays in the region.

LG
6434 Sissonville Dr
Lisa Godwin - State Farm Insurance Agent
Truck Insurance Agent · Charleston, WV

As winter approaches in Charleston, Truck Insurance Agent Lisa Godwin of State Farm helps local fleet operators prepare their vehicles for hazardous mountain roads and unpredictable weather across West Virginia. Her office specializes in commercial policies that cover cargo liability and physical damage for trucks navigating the narrow highways along the Kanawha River valley. The initial assessment for a new policy begins with a review of the driver’s safety record and a detailed inspection of the truck’s braking systems and load-securing equipment.

MS
1206 Kanawha Blvd E
Mountain State Insurance Agency
Truck Insurance Agent · Charleston, WV

Serving residential clients in Charleston, Mountain State Insurance Agency helps protect personal vehicles used for daily errands and commuting. For commercial operators, the agency offers tailored coverage for trucks and fleets operating throughout West Virginia. Policies are designed to address the specific risks that trucking companies and independent drivers encounter on local highways and routes. A dedicated account representative typically reaches out to confirm coverage is still appropriate before each scheduled renewal or policy review.

WI
3512 Staunton Ave SE
White Insurance & Associates
Truck Insurance Agent · Charleston, WV
SI
1618 Bigley Ave
Swor Insurance Agency
Truck Insurance Agent · Charleston, WV
(304) 926-0200
sworinsurance.com
DI
509 50th St SE
Dorsey Insurance Group
Truck Insurance Agent · Charleston, WV
(304) 925-1912
dorseyinsurancewv.com
II
16 Capitol St
Integrity Insurance Group
Truck Insurance Agent · Charleston, WV
(304) 346-9181
iigwv.com
HM
607 Ohio Ave #2228
Horace Mann - Sharp Agency
Truck Insurance Agent · Charleston, WV
(304) 427-6338
agents.horacemann.com/JamesSharp
DN
1 Cantley Dr
Donovan Neeley at Comparion Insurance Agency
Truck Insurance Agent · Charleston, WV
(681) 233-6014
comparioninsurance.com/insurance-agent/west-virginia/charleston-0819/donovan-neeley
LI
4500 MacCorkle Ave SE
Legacy Insurance - Charleston
Truck Insurance Agent · Charleston, WV
(304) 925-7488
legacywv.com
HG
3601 MacCorkle Ave SE
Hilb Group of West Virginia
Truck Insurance Agent · Charleston, WV
(304) 926-7400
hilbgroup.com
WI
4715A MacCorkle Ave SE
Williams Insurance Agency
Truck Insurance Agent · Charleston, WV
(304) 926-8801
williamsinsuranceagencywv.com
US
300 Kanawha Blvd E #300
USI
Truck Insurance Agent · Charleston, WV
(304) 347-0611
usi.com
MC
300 Summers St 1st floor
McGriff
Truck Insurance Agent · Charleston, WV
(304) 346-0806
mcgriff.com
AI
4430 Kanawha Turnpike Access
Asseff Insurance
Truck Insurance Agent · Charleston, WV
(304) 205-7926
asseffinsurance.com

What Does a a Truck Insurance Agent in Charleston Cost?

Typical annual premiums for a truck insurance policy in West Virginia range from 8000 to 15000 dollars for a single tractor-trailer. Factors include driving record cargo type and annual mileage. Rates may be higher for new drivers or those with violations. This is general information not insurance advice.

About truck insurance agents in Charleston

Truck insurance agents in Charleston West Virginia help owner-operators and fleet managers secure coverage that meets state and federal requirements. West Virginia law mandates minimum liability insurance of 75000 dollars for commercial trucks. Local agents understand the unique risks of hauling on interstates like I-64 and I-77 through the Appalachian region.

Frequently Asked Questions

What are the minimum insurance requirements for a truck in West Virginia?

West Virginia requires commercial trucks to have at least 75000 dollars in bodily injury liability per person and 150000 dollars per accident. Property damage liability must be at least 25000 dollars. Higher limits may be needed for interstate hauling.

Do I need a special license to sell truck insurance in Charleston?

Yes agents must hold a valid West Virginia insurance producer license. They must also complete continuing education courses approved by the West Virginia Offices of the Insurance Commissioner.

How does West Virginia law affect truck insurance rates?

West Virginia is a tort state meaning fault determines liability. This can increase rates compared to no-fault states. Local factors like road conditions and accident statistics in Kanawha County also influence premiums.

Truck Insurance Agents in Other West Virginia Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each truck insurance agent's credentials and current standing with your state Department of Insurance.