The top-rated umbrella insurance agent in Fairbanks, Alaska is Shannon Fortune - State Farm Insurance Agent, rated 4.9 stars across 480 reviews. Other highly rated options include Matthew Raymond - State Farm Insurance Agent, Kris Yoder - State Farm Insurance Agent, Dave Mongold: Allstate Insurance. This directory lists 20 umbrella insurance agents serving Fairbanks.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Shannon Fortune - State Farm Insurance Agent | 322 Old Steese Hwy Unit 6 | (907) 452-1385 |
| 2 | Matthew Raymond - State Farm Insurance Agent | 1600 Indiana Ave | (907) 452-6015 |
| 3 | Kris Yoder - State Farm Insurance Agent | 3505 Airport Way | (907) 328-9022 |
| 4 | Dave Mongold: Allstate Insurance | 230 Old Steese Hwy | (907) 452-4260 |
| 5 | Jim Kelly - State Farm Insurance Agent | 1401 S Turner St | (907) 457-3276 |
| 6 | Chris Marok: Allstate Insurance | 59 College Rd Ste 205 | (907) 452-5664 |
| 7 | Ed Randolph - State Farm Insurance Agent | 610 12th Ave | (907) 452-1861 |
| 8 | Loa Carroll-Hubbard: Allstate Insurance | 208 Gaffney Rd | (907) 474-8002 |
| 9 | Laura Brugger - COUNTRY Financial Representative | 751 7th Ave A | (907) 458-7474 |
| 10 | Dunlap Agency, Inc. | 794 University Ave #101 | (907) 456-5202 |
Shannon Fortune - State Farm Insurance Agent serves the Fairbanks, Alaska area. The company provides umbrella insurance policies, which offer additional liability coverage beyond standard homeowners and auto policies. This extra protection safeguards personal assets against costly claims or lawsuits. Umbrella insurance also covers incidents like libel or slander that ordinary policies may exclude. The agency handles these professional liability components and personal catastrophe coverage.
Matthew Raymond - State Farm Insurance Agent in Fairbanks, AK, provides umbrella insurance coverage that offers additional liability protection beyond standard policies. The agency focuses on helping clients assess their existing coverage to determine necessary extra limits, addressing gap risks. Service discussions include tailoring liability increments for broader financial security. The agent supports single-family homes, apartments, retail shops, and restaurants, ensuring various property types receive suitable liability layers.
Kris Yoder - State Farm Insurance Agent serves homeowners, small businesses, and property managers in Fairbanks, Alaska, by offering umbrella insurance coverage that provides extra liability protection beyond standard policies. This additional coverage helps safeguard assets against major claims or lawsuits. The agency guides clients through policy options to ensure they have appropriate financial protection for their needs. Kris Yoder - State Farm Insurance Agent also covers nearby North Pole and the greater Fairbanks North Star Borough area.
Serving Fairbanks and the surrounding Interior Alaska communities, Dave Mongold: Allstate Insurance handles umbrella insurance policies that provide extra liability coverage above standard home and auto limits. This coverage helps protect personal assets from major claims or lawsuits. To manage a typical job, the office reviews each client’s existing policies and risk exposure, then recommends coverage that extends protection for a wide range of unexpected events.
Jim Kelly, a local umbrella insurance agent in Fairbanks, provides both a single policy option for one-time liability coverage and a recurring policy that renews for ongoing protection. Umbrella coverage extends beyond standard insurance limits, offering additional financial security against major claims or lawsuits that might exceed existing policies. Service operates on an as-needed basis, with clients able to request a quote or initiate a policy adjustment whenever their liability needs change.
As an umbrella insurance agent in Fairbanks, Chris Marok at Allstate Insurance provides supplemental liability coverage that extends beyond standard policy limits. This agency serves clients throughout the Fairbanks area, helping residents and businesses secure extra protection against major claims and lawsuits. An umbrella policy can cover accidents like a car collision on the Parks Highway or a dog bite incident during winter months, acting as a safety net when underlying policies are exhausted. This coverage also assists with mounting legal expenses following severe weather events common to the Interior.
Winter in Fairbanks can bring icy roads and deep snow, increasing accident risks for homeowners and drivers. Ed Randolph - State Farm Insurance Agent addresses this need by offering umbrella insurance policies that provide extra liability coverage beyond standard auto or home plans. This added layer can protect savings against lawsuits or major property damage claims common during harsh Alaskan winters. The agent works one-on-one with clients to assess their specific risk exposure. To evaluate your current liability, they schedule a free initial consultation to review existing coverage and identify potential gaps.
Loa Carroll-Hubbard: Allstate Insurance provides general insurance services from its Fairbanks, Alaska location. The company specifically offers umbrella insurance policies, which provide additional liability coverage beyond standard home and auto policies. This specialty protection helps clients manage risks associated with larger claims. In the Fairbanks area, the firm serves diverse commercial sectors, including offices, warehouses, and food service.
Laura Brugger, a COUNTRY Financial Representative in Fairbanks, AK, provides umbrella insurance for residential properties to protect homeowners from major liability claims. Her agency also offers coverage for commercial operations, ensuring businesses are shielded from substantial lawsuit exposures. Serving Fairbanks and the surrounding regions, she helps clients evaluate their liability gaps. During follow-up service, she reviews any personal or business changes to adjust existing policies, providing consistent attention between regular annual visits.
Dunlap Agency, Inc. is a Fairbanks-based firm known for providing umbrella insurance coverage, offering additional liability protection that extends beyond standard auto and homeowners policies. Serving clients across interior Alaska, the agency helps local homeowners and drivers safeguard their assets against major claims and lawsuits. This extra layer of security can cover legal costs and damages exceeding existing policy limits. A specialty add-on available through this office is excess liability coverage for recreational vehicles, ATVs, and snowmachines commonly operated in the region.
What Does an a Umbrella Insurance Agent in Fairbanks Cost?
Umbrella insurance in Alaska typically costs between 150 and 350 dollars per year for 1 million dollars in coverage. Higher limits of 2 to 5 million dollars may cost 300 to 800 dollars annually. Costs vary based on your home value, number of vehicles, and personal risk factors. This is general information and not insurance advice.
About umbrella insurance agents in Fairbanks
Umbrella insurance agents in Fairbanks help you secure extra liability protection beyond standard home and auto policies. Alaska law requires agents to be licensed by the Division of Insurance. Local agents understand risks like wildlife collisions and extreme weather that are unique to the Interior region.
Frequently Asked Questions
What does an umbrella insurance agent do in Fairbanks?
An umbrella insurance agent helps you buy a personal liability policy that covers claims above your primary insurance limits. In Alaska, agents must follow state regulations and explain how umbrella coverage applies to common local risks like snow machine accidents or dog bite incidents.
How much umbrella coverage do I need in Alaska?
Most agents recommend at least 1 million dollars in umbrella coverage due to high medical costs and legal expenses. Alaska courts can award large judgments, and umbrella policies often cover defense costs. Your agent will review your assets and risks to suggest an appropriate limit.
Can I bundle umbrella insurance with my home or auto policy in Fairbanks?
Yes, many agents offer umbrella policies that work with your existing home and auto insurance. Bundling can simplify billing and may reduce your overall premium. Alaska law does not require bundling, but it is a common practice among local agencies.