The top-rated umbrella insurance agent in Prescott, Arizona is Angela Smith at Comparion Insurance Agency, rated 5.0 stars across 285 reviews. Other highly rated options include Shepherd Insurance, Formerly Lori Sell Insurance, Lucas Flood Agency, Moll Insurance Agency Inc.. This directory lists 15 umbrella insurance agents serving Prescott.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Angela Smith at Comparion Insurance Agency | 141 S McCormick St # 215 | (928) 227-9014 |
| 2 | Shepherd Insurance, Formerly Lori Sell Insurance | 400 White Spar Rd | (928) 778-0892 |
| 3 | Lucas Flood Agency | 141 S McCormick St #113 | (928) 800-5630 |
| 4 | Moll Insurance Agency Inc. | 410 W Gurley St | (928) 443-0493 |
| 5 | Trailstone Insurance Independent Agency - Phone and Online Only | AZ-69 | (720) 504-0220 |
| 6 | Daniel Martinez - Goosehead Insurance | 1555 Plz W Dr Suite B | (602) 641-6110 |
| 7 | Farmers Insurance - Jeffrey Champ | 140 N Montezuma St Suite #105 | (928) 778-5854 |
| 8 | Prescott Health & Life | 1963 Commerce Center Cir suite c | (928) 445-6466 |
| 9 | Shepherd Insurance | 400 White Spar Rd | (928) 445-4600 |
| 10 | Golden Insurance Services | 605 E Gurley St D | (928) 776-1028 |
Angela Smith at Comparion Insurance Agency serves Prescott and Yavapai County as a local provider of excess liability coverage. This type of policy offers an additional layer of financial protection beyond standard home and auto policies, guarding against major claims or lawsuits. In the Prescott area, the agency assists clients in evaluating their personal risk exposure and selecting appropriate coverage limits. Typical services include reviewing existing insurance portfolios and providing tailored umbrella policies to secure overall peace of mind for homeowners and auto owners.
Shepherd Insurance, formerly Lori Sell Insurance, provides umbrella insurance services for clients in Prescott, Arizona. It offers coverage that extends liability protection beyond standard home or auto policies, helping safeguard assets against major claims and lawsuits. The agency works with policyholders to design appropriate coverage limits and adjust them as life circumstances change. Shepherd Insurance serves a range of property owners, including single-family homes, apartments, retail establishments, and restaurants.
Homeowners, businesses, and property managers in Prescott, AZ turn to Lucas Flood Agency for personalized umbrella insurance coverage. This agent helps clients secure an extra layer of liability protection that extends beyond the limits of standard home or auto policies. Umbrella insurance is often essential for those with significant assets or rental properties to safeguard against large claims and lawsuits. Lucas Flood Agency also works with clients in the neighboring community of Chino Valley to provide the same comprehensive risk management solutions for their financial protection.
Serving Prescott and the surrounding Yavapai County communities, Moll Insurance Agency Inc. handles umbrella liability policies designed to provide an extra layer of protection beyond standard auto and homeowners coverage. The agency helps clients defend their assets from major claims or lawsuits that could otherwise exceed their existing policy limits. For a typical job, it assesses a client’s total asset exposure and recommends a policy amount that bridges potential gaps, ensuring adequate coverage for unforeseen events.
Trailstone Insurance Independent Agency offers both one-time and recurring service options for umbrella insurance, depending on a client’s need for temporary or ongoing excess liability coverage. As an agency serving the Prescott, Arizona area, it helps individuals and businesses secure additional protection beyond standard auto or homeowners policies. Claims for catastrophic events, such as major accidents or lawsuits, are covered through such policies. Service coordination runs on a one-time or scheduled renewal basis, tailored to each client’s chosen policy term length.
As monsoon season brings sudden, intense storms to Prescott, property owners face increased risks from flood damage or liability issues beyond standard policies. Daniel Martinez - Goosehead Insurance provides umbrella insurance coverage that extends protection above home and auto policies, offering additional security against costly claims. This extra layer of liability coverage is particularly valuable given the area's varied terrain and wildfire recovery periods. To determine the appropriate coverage limit for your situation, the company will review your current policies and assets during an initial consultation.
Serving the Prescott area, this agency provides specialized umbrella insurance policies designed to offer additional liability coverage beyond standard home and auto limits. It also works with clients to coordinate broader personal lines of insurance protection for everyday needs. Its agents assist with risk assessment and policy option explanations to help residents secure adequate financial safeguards. When autumn storms bring falling branches or winter snow causes a visitor’s slip on an icy walkway, this agency can help address the substantial legal and medical expenses that may result.
Prescott Health & Life provides individual and commercial umbrella insurance policies from its base in Prescott, Arizona. This involves offering coverage layers that extend beyond standard general liability or auto policy limits, protecting clients from catastrophic claims and lawsuits. The agency addresses the unique property and liability exposures common to the region, including wildfire risk and seasonal tourism. It serves a variety of local commercial sectors, such as professional offices, warehouses, and food service operations.
Shepherd Insurance provides residential umbrella liability coverage for homes in and around Prescott, Arizona. Commercial policies are also written for local businesses needing excess liability protection. Their agents serve clients throughout Yavapai County, tailoring policies to individual risk profiles. Standard coverage extends beyond basic auto and homeowners limits. Follow-up consultations are offered between regular policy reviews to adjust coverage as community circumstances change.
Golden Insurance Services in Prescott, AZ is known for providing umbrella insurance policies that offer additional liability coverage beyond standard home and auto plans. Its service range helps protect clients from large claims or lawsuits that could otherwise threaten personal assets, including savings and future earnings. The company works with individuals to understand risk exposure and determine appropriate coverage limits. As a specialty service, it can extend liability protection to cover rental properties owned by the policyholder.
What Does an a Umbrella Insurance Agent in Prescott Cost?
The cost of an umbrella insurance policy in Arizona typically ranges from 150 to 300 dollars per year for one million dollars in coverage. Factors like your driving record, number of properties, and claims history can affect the premium. This is general information and not insurance advice.
About umbrella insurance agents in Prescott
Umbrella insurance agents in Prescott, Arizona help you secure an extra layer of liability coverage that goes beyond your auto and homeowners policies. This protection is especially valuable in Arizona due to the state's community property laws, which can expose shared assets in a lawsuit. An agent can review your specific risks and recommend an appropriate policy limit.
Frequently Asked Questions
What does an umbrella insurance agent do in Prescott?
An umbrella insurance agent in Prescott helps you purchase a personal liability umbrella policy. This policy provides additional coverage above the limits of your existing auto and home insurance. The agent assesses your assets and potential risks to determine the right amount of coverage for your situation.
How much umbrella insurance do I need in Arizona?
The amount of umbrella insurance you need depends on your total assets and future earnings. In Arizona, a common starting point is one million dollars in coverage. An agent can help you calculate a suitable limit based on your net worth and liability exposure.
Is umbrella insurance required by law in Arizona?
No, umbrella insurance is not required by Arizona law. However, it is strongly recommended for individuals with significant assets or high liability risks. Arizona does not have a specific statute requiring this coverage, but it can protect you from financial loss in a lawsuit.
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