The top-rated umbrella insurance agent in North Little Rock, Arkansas is McGhee Insurance Agency, rated 5.0 stars across 566 reviews. Other highly rated options include NLR Insurance aseguranza, Treat Insurance Agency, Berryhill Insurance Group. This directory lists 15 umbrella insurance agents serving North Little Rock.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | McGhee Insurance Agency | 5219 John F Kennedy Blvd | (501) 392-0300 |
| 2 | NLR Insurance aseguranza | 3421A Pike Ave | (501) 791-3600 |
| 3 | Treat Insurance Agency | 5401 John F Kennedy Blvd e2 | (501) 246-5169 |
| 4 | Berryhill Insurance Group | 5519 John F Kennedy Blvd | (501) 812-5333 |
| 5 | All-American Insurance of NLR | 2121 Main St | (501) 758-2228 |
| 6 | Big I Arkansas- Independent Insurance Agents of Arkansas | 5000 Northshore Dr | (501) 221-2444 |
| 7 | Shelter Insurance - Dan Cook | 4505 John F Kennedy Blvd | (501) 753-5300 |
| 8 | Morris-Cox Insurance | 4720 MacArthur Dr | (501) 758-9100 |
| 9 | Shelter Insurance - Taylor Patterson | 5401 John F Kennedy Blvd Ste C1B | (501) 753-8822 |
| 10 | Shelter Insurance - Monica Reiners | 3804 John F Kennedy Blvd | (501) 791-0003 |
McGhee Insurance Agency in North Little Rock, Arkansas provides personal and commercial coverage to help clients manage everyday liability risks. As an Umbrella Insurance Agent, the firm offers specialty excess liability policies that extend protection beyond standard home and auto limits. These additional layers of coverage can safeguard savings and future earnings from major lawsuits or claims. The agency is equipped to serve a variety of commercial sectors, including small offices, warehouses, and local food service businesses that require broader liability protection for their daily operations.
NLR Insurance aseguranza serves the North Little Rock, Arkansas area and the surrounding Pulaski County region as an umbrella insurance agent. The company helps clients obtain additional liability coverage that extends beyond the limits of standard home and auto policies. This extra layer of protection is designed to safeguard personal assets from major claims or lawsuits. Services include assessing individual coverage needs to recommend appropriate policy limits. NLR Insurance aseguranza specifically assists with personal umbrella insurance policies and coverage consultations for local residents.
Treat Insurance Agency in North Little Rock, Arkansas provides umbrella insurance coverage that extends liability protection beyond standard policy limits. Its service includes assessing client risk exposure and offering tailored policies that shield against large claims or lawsuits. Ongoing support involves reviewing coverage limits periodically and adjusting as personal or business assets change. This agency helps safeguard assets for single-family homes, apartments, retail spaces, and restaurants.
Berryhill Insurance Group provides homeowners in North Little Rock with personal umbrella insurance to protect against large liability claims that exceed standard policy limits. The agency also serves local business owners by offering commercial umbrella coverage that addresses risks from property operations in Arkansas. Their service area extends throughout central Arkansas, helping clients evaluate their overall liability exposure. The team follows up with policyholders after a claim or a significant life change, ensuring continued protection between regular policy review visits.
All-American Insurance of NLR serves homeowners, businesses, and property managers in North Little Rock who need personalized umbrella insurance protection. This local agency specializes in providing extra liability coverage that extends beyond standard policy limits, helping clients shield their assets from major claims and lawsuits. The firm works closely with each customer to identify individual risks and secure appropriate coverage. Its service area includes the surrounding communities throughout the Pulaski County metro region, including Sherwood and Jacksonville.
Big I Arkansas- Independent Insurance Agents of Arkansas serves North Little Rock and the surrounding communities with umbrella insurance policies. The company handles excess liability coverage that extends beyond standard home and auto policies, offering additional protection for clients’ assets. For a typical job, the agent reviews the client’s existing policies and potential risks. It then identifies appropriate coverage limits, comparing options from multiple carriers to find suitable terms. The general approach it uses involves clear explanation of policy specifics and exclusions before a final selection is made.
Shelter Insurance - Dan Cook in North Little Rock, AR offers personalized umbrella insurance policies that extend liability coverage beyond standard auto and homeowners limits. The agency guides clients in selecting appropriate levels of protection to guard against major claims and lawsuits. This service is essential for homeowners, drivers, and renters seeking to shield personal assets from unforeseen financial losses. During severe weather seasons, the agent helps local residents review their coverage to ensure adequate protection against storm-related liability incidents that common policies may not fully address.
For homeowners and vehicle owners in North Little Rock, Morris-Cox Insurance provides both one-time liability policies and recurring annual coverage options. Umbrella insurance agents here typically offer protection that extends beyond standard auto or homeowner policy limits, covering large claims and certain lawsuit expenses. Additional layers of security can address incidents involving rental properties or boat use. Service appointments and policy updates for umbrella insurance are available on an as-needed basis to accommodate individual client schedules.
Spring storms in central Arkansas often bring flash flooding and wind damage, making additional liability protection a key concern for property owners. Shelter Insurance - Taylor Patterson in North Little Rock helps clients evaluate those risks through focused umbrella insurance coverage for homes and vehicles. The agency reviews existing policy limits to identify gaps that could expose assets in a lawsuit. For each new client, the process begins with a thorough inspection of the property and a careful assessment of current liability exposures to determine appropriate coverage levels.
What Does an a Umbrella Insurance Agent in North Little Rock Cost?
Umbrella insurance costs in Arkansas typically range from 150 to 300 dollars per year for one million dollars of coverage. Higher limits, such as two million or five million, may cost 200 to 500 dollars annually. Premiums vary based on your risk profile, number of properties, and driving record. This is general information and not insurance advice.
About umbrella insurance agents in North Little Rock
An umbrella insurance agent in North Little Rock Arkansas can help you secure additional liability coverage that goes beyond your home and auto policies. Arkansas law does not set specific minimums for umbrella coverage, but agents often recommend limits starting at one million dollars. This extra layer protects your assets from large claims or lawsuits common in the local community.
Frequently Asked Questions
What does an umbrella insurance agent in North Little Rock do?
An umbrella insurance agent helps you buy a personal liability policy that kicks in after your auto or home insurance limits are used up. They assess your assets and risk factors to recommend appropriate coverage amounts. In Arkansas, umbrella policies typically cover legal defense costs and judgments up to the policy limit.
How much umbrella coverage do I need in Arkansas?
Most Arkansas agents suggest at least one million dollars in umbrella coverage, but the right amount depends on your net worth and potential risks. For example, if you own rental property or have a swimming pool in North Little Rock, higher limits may be wise. Your agent can run a personal liability analysis to determine a suitable figure.
Does umbrella insurance cover dog bites or accidents in Arkansas?
Yes, umbrella insurance often covers dog bite claims and other personal liability incidents that occur on your property. Arkansas follows a one-bite rule for dog owners, meaning you may be liable if your dog has shown aggressive behavior before. Umbrella coverage can pay for medical bills and legal fees if a claim exceeds your homeowners limit.
Umbrella Insurance Agents in Other Arkansas Cities
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