Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 7 umbrella insurance agents in Oakley, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Mark Murray - State Farm Insurance Agent
2051 Main St, Oakley, CA 94561
(925) 679-1500
markmurray.org
Allstate: Jeff MacDonald
3775 Main St, Oakley, CA 94561
(925) 625-3820
Confianza insurance
3903 Main St, Oakley, CA 94561
(925) 420-6541
Farmers Insurance - Maribel Ruvalcaba
200 W Cypress Rd Ste A, Oakley, CA 94561
(925) 392-8243
agents.farmers.com
Farmers Insurance - Tom Stephens
3775 Main St Ste C, Oakley, CA 94561
(925) 625-7720
agents.farmers.com
State Farm Insurance
2051 Main St, Oakley, CA 94561
(925) 679-1500
Agers Insurance Services
994 Almaden Cir, Oakley, CA 94561
(925) 625-9061
What Does a Umbrella Insurance Agent in Oakley Cost?
The cost of an umbrella insurance policy in California typically ranges from 150 to 500 dollars per year for 1 million dollars in coverage. Higher limits, such as 2 million or 5 million dollars, can cost more. Factors like your driving record, number of properties, and claims history affect the premium. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance policy cover in California?
An umbrella policy provides additional liability coverage once your underlying policy limits are exhausted. It typically covers bodily injury, property damage, and personal liability claims such as libel or slander. In California, it can also cover legal defense costs for covered claims.
How much umbrella insurance do I need in Oakley?
The amount you need depends on your assets and potential risks. Many agents recommend at least 1 million dollars in coverage, especially if you own a home, have significant savings, or engage in activities like hosting guests or owning a pool. Your agent can help assess your specific situation.
Do I need umbrella insurance if I already have homeowners and auto insurance?
Yes, because standard homeowners and auto policies have liability limits that may not be enough to cover a major accident or lawsuit. An umbrella policy provides an extra layer of protection. In California, where medical costs and legal judgments can be high, this additional coverage is often recommended.