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Compare umbrella insurance agents in Richmond. Review contact information and insurance categorys before you decide.
9 agents listed
Updated May 2026
Richmond, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 9 umbrella insurance agents in Richmond, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Fiesta Auto Insurance & Tax Service
12816 San Pablo Ave, Richmond, CA 94805
(510) 860-4939
fiestainsurance.com
Futuro Insurance Services Richmond
12553 San Pablo Ave B, Richmond, CA 94805
(510) 403-4333
futuroins.com
Farmers Insurance - Aline Marcadier
635 23rd St A, Richmond, CA 94804
(510) 215-9288
agents.farmers.com
Guillermo Jimenez Insurance Agency
242 Marina Way Suite A, Richmond, CA 94801
(415) 515-0297
Farmers Insurance - Maria Jaimedesaran
652 23rd St, Richmond, CA 94804
(510) 215-7885
agents.farmers.com
Farmers Insurance - Sandra Valdivia
874 23rd St, Richmond, CA 94804
(510) 233-2100
agents.farmers.com
M.A. Hays Insurance Brokers
232 Broadway, Richmond, CA 94804
(510) 235-0353
mahays.com
Uren & Myers Insurance Agency
3211 Auto Plaza, Richmond, CA 94806
(510) 243-2410
urenmyers.com
Ken Block & Associates
232 Broadway, Richmond, CA 94804
(707) 644-0235
kenblockinsurance.com
An umbrella insurance agent in Richmond, California helps you secure additional liability coverage that goes beyond the limits of your auto or homeowners policy. This extra layer of protection is important in California, where state law requires minimum auto liability limits that may not cover a serious accident. A local agent can assess your assets and recommend appropriate coverage amounts.
What Does a Umbrella Insurance Agent in Richmond Cost?
The cost of an umbrella insurance policy in California typically ranges from 150 to 350 dollars per year for 1 million dollars in coverage. Additional coverage increments of 1 million dollars may cost 75 to 150 dollars each. Your actual premium depends on your risk profile, number of vehicles, and property owned. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent do in Richmond?
An umbrella insurance agent helps you purchase a personal liability umbrella policy that provides coverage above your existing home and auto insurance limits. They review your current policies and assets to determine the right amount of extra protection for your situation.
How much umbrella coverage do I need in California?
Most agents recommend at least 1 million dollars in umbrella coverage, but the exact amount depends on your net worth and risk factors. California courts can award large judgments, so higher limits may be wise if you own a home or have significant savings.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.