ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency or broker. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. No agent listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Directory of umbrella insurance agents in Ridgecrest, California. Verify credentials with the state department of insurance before hiring.
8 agents listed
Updated May 2026
Ridgecrest, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 8 umbrella insurance agents in Ridgecrest, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Gary Charlon - State Farm Insurance Agent
995 N Norma St suite a, Ridgecrest, CA 93555
(760) 446-4279
myridgecrestagent.com
IWV Insurance Agency
1310 N Norma St, Ridgecrest, CA 93555
(760) 446-3544
iwvins.com
Burnette Financial and Insurance Service: Allstate Insurance
105 Grande Way, Ridgecrest, CA 93555
(760) 371-1099
agents.allstate.com
Farmers Insurance - Mariela Rubio
643 N China Lake Blvd c, Ridgecrest, CA 93555
(760) 446-4560
agents.farmers.com
Bowles Desert Insurance
123 W Ridgecrest Blvd, Ridgecrest, CA 93555
(760) 371-1017
State Farm Insurance
459 S China Lake Blvd # G, Ridgecrest, CA 93555
(760) 375-7731
statefarm.com
Gary Charlon - State Farm Insurance Agent
459 S China Lake Blvd # G, Ridgecrest, CA 93555
(760) 375-7731
myridgecrestagent.net
Health Insurance Made Easy for Everyone
1281 N Norma St B, Ridgecrest, CA 93555
(760) 608-9265
An umbrella insurance agent in Ridgecrest California helps you secure extra liability coverage that goes beyond your auto and homeowners policies. This type of policy is important in California because state law requires high minimum liability limits for drivers and property owners. A local agent can explain how an umbrella policy protects your assets from large claims or lawsuits.
What Does a Umbrella Insurance Agent in Ridgecrest Cost?
In California, a one million dollar umbrella policy typically costs between 150 and 300 dollars per year. Higher coverage amounts, such as two million dollars, may cost 250 to 500 dollars annually. Costs vary based on your personal risk factors, the number of underlying policies, and the insurance carrier. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Ridgecrest do?
An umbrella insurance agent helps you purchase a personal liability umbrella policy that provides coverage above your existing auto and home insurance limits. They assess your risk profile and recommend a policy amount that fits your needs and budget.
How much umbrella coverage do I need in California?
Most California agents suggest at least one million dollars in umbrella coverage, but the right amount depends on your assets and income. High net worth individuals or those with rental properties may need two to five million dollars in coverage.
Free • No Obligation
Compare Umbrella Insurance Agents
Get matched with agents in Ridgecrest who handle your type of coverage.
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party insurance marketing service. BeforeInsuranceUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any agent. Your information is collected and handled by the form provider according to their privacy policy.
Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.