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Compare umbrella insurance agents in Cheshire. Review contact information and insurance categorys before you decide.
12 agents listed
Updated May 2026
Cheshire, CT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Connecticut before hiring.
Showing 12 umbrella insurance agents in Cheshire, CT
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Derek Gromko - State Farm Insurance Agent
366 S Main St, Cheshire, CT 06410
(203) 439-2386
derekgromko.com
Relation Insurance Services
55 Realty Dr # 305, Cheshire, CT 06410
(203) 250-1006
relationinsurance.com
HUB International
1520 Highland Ave, Cheshire, CT 06410
(203) 439-2815
hubinternational.com
Arisco Insurance Group
55 Elm St Suite 2, Cheshire, CT 06410
(203) 379-7852
ariscoinsurancegroup.com
IronHawk Financial
1781 Highland Ave Suite 202, Cheshire, CT 06410
(866) 476-4295
ironhawkfinancial.com
HAI Group
189 Commerce Ct, Cheshire, CT 06410
(203) 272-8220
haigroup.com
Ellisar Insurance Associates, Inc.
1781 Highland Ave # 204, Cheshire, CT 06410
(203) 465-8965
ellisarins.com
Cheshire Insurance and Travels
1065 S Main St c, Cheshire, CT 06410
(203) 439-8994
SEEC Financial
3 Cedar Ln, Cheshire, CT 06410
(203) 272-0274
seecfinancial.com
New England Insurance Group/ David J. Isenstadt, CIC
365 Highland Ave STE 101, Cheshire, CT 06410
(203) 250-1135
neinsurancegroup.com
A Zagar Insurance
1157 Highland Ave # 110, Cheshire, CT 06410
(203) 272-8112
Alliant Insurance Services, Inc.
55 Realty Dr #200, Cheshire, CT 06410
(203) 756-8061
alliant.com
An umbrella insurance agent in Cheshire Connecticut helps you obtain personal liability coverage that goes beyond the limits of your home and auto policies. Connecticut law requires minimum liability limits for auto insurance, but an umbrella policy can provide an additional layer of protection for major claims or lawsuits. Working with a local agent ensures you understand how Connecticut liability laws affect your coverage needs.
What Does a Umbrella Insurance Agent in Cheshire Cost?
The cost of an umbrella insurance policy in Connecticut typically ranges from 150 to 300 dollars per year for one million dollars in coverage. Higher limits, such as two to five million dollars, may cost 200 to 600 dollars annually. Factors like your driving record, number of properties, and risk profile affect the premium. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Cheshire do?
An umbrella insurance agent helps you find a personal liability policy that covers claims above your standard home and auto insurance limits. They assess your assets and risk factors to recommend appropriate coverage amounts. The agent also explains how Connecticut laws, such as the two-year statute of limitations for personal injury claims, affect your liability exposure.
How much umbrella coverage do I need in Connecticut?
Most agents recommend at least one million dollars in umbrella coverage, especially if you own a home or have significant savings. Connecticut courts can award large judgments in liability cases, so higher limits may be wise for high-net-worth individuals. Your agent can help you calculate a suitable amount based on your assets and income.
Does an umbrella policy cover legal defense costs in Connecticut?
Yes, umbrella policies typically cover legal defense costs even if the lawsuit is groundless. Connecticut courts handle liability cases in state Superior Court, and defense costs can be substantial. An umbrella policy helps pay for your attorney and court fees once the underlying insurance limits are exhausted.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Connecticut.