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Find Umbrella Insurance Agents Near You in Durham, CT
Browse umbrella insurance agents serving Durham, Connecticut. Contact information and addresses listed below.
2 agents listed
Updated May 2026
Durham, CT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Connecticut before hiring.
Showing 2 umbrella insurance agents in Durham, CT
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Ruffo Agency Knights of Columbus
16 Main St Ste 103, Durham, CT 06422
(860) 866-8712
Rich Brock, American National Insurance
350 Main St suite 4, Durham, CT 06422
(860) 733-1011
mlagents.americannational.com
An umbrella insurance agent in Durham Connecticut helps you secure a personal liability policy that provides coverage above the limits of your home and auto insurance. Connecticut law requires minimum auto liability limits of 25000 per person and 50000 per accident, but an umbrella policy can add one million dollars or more in extra protection. Working with a local agent ensures you understand how Connecticut liability laws and asset protection rules apply to your situation.
What Does a Umbrella Insurance Agent in Durham Cost?
The cost of an umbrella insurance policy in Connecticut typically ranges from 150 to 400 dollars per year for one million dollars of coverage. Additional millions may cost 50 to 100 dollars each per year. Your actual premium depends on your risk profile, number of vehicles, and claims history. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Durham do?
An umbrella insurance agent helps you purchase a policy that extends liability coverage beyond your existing home and auto insurance limits. The agent reviews your current policies and recommends an appropriate umbrella limit based on your assets and risk exposure.
Do I need umbrella insurance in Connecticut?
Umbrella insurance is not required by Connecticut law, but it is recommended if you have significant assets or face higher liability risks. Connecticut courts can award large judgments in personal injury cases, and an umbrella policy protects your savings and future income.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Connecticut.