Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Connecticut before hiring.
Showing 3 umbrella insurance agents in Putnam, CT
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Gerardi Insurance Services, Inc.
16 Pomfret St, Putnam, CT 06260
(860) 928-7771
gerardionline.com
World Insurance Associates LLC
143 Providence St, Putnam, CT 06260
(860) 928-0811
locations.worldinsurance.com
Chestnut Hill Insurance Group
197 Providence St, Putnam, CT 06260
(860) 315-9494
chestnuthillins.com
What Does a Umbrella Insurance Agent in Putnam Cost?
The cost of umbrella insurance in Connecticut typically ranges from 150 to 400 dollars per year for 1 million dollars in coverage. Premiums may be higher if you have multiple properties, teenage drivers, or a history of claims. Factors like your credit score and location in Putnam also affect pricing. This is general information and not insurance advice. Always consult a licensed agent for a personalized quote.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Putnam do?
An umbrella insurance agent helps you purchase a personal umbrella liability policy that covers claims above your primary insurance limits. They assess your risk factors and recommend appropriate coverage amounts. In Connecticut, agents must be licensed by the state Insurance Department.
How much umbrella coverage do I need in Connecticut?
Most agents recommend at least 1 million dollars in umbrella coverage, but the right amount depends on your assets and risk exposure. Connecticut courts allow large judgments, so higher limits may be wise if you own property or have significant savings. Your agent can help calculate a suitable level based on your net worth.
Does Connecticut law require umbrella insurance?
No, Connecticut does not require umbrella insurance. However, Connecticut law mandates minimum auto liability limits of 25000 dollars per person and 50000 dollars per accident. An umbrella policy provides extra protection above these minimums and can cover certain claims not included in standard policies.