The top-rated umbrella insurance agent in Newark, Delaware is Tavis Navarro: Allstate Insurance, rated 4.9 stars across 312 reviews. Other highly rated options include Heather Broujos - State Farm Insurance Agent, Poland & Sullivan Insurance, Kitty Lyons at Comparion Insurance Agency. This directory lists 22 umbrella insurance agents serving Newark.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Tavis Navarro: Allstate Insurance | 1400 Peoples Plaza #228 | (302) 832-7700 |
| 2 | Heather Broujos - State Farm Insurance Agent | 700 Capitol Tr Unit 33 | (302) 368-8080 |
| 3 | Poland & Sullivan Insurance | 680 S College Ave | (302) 738-3535 |
| 4 | Kitty Lyons at Comparion Insurance Agency | Executive Cam, 131 Continental Dr Ste 108 Christiana | (302) 444-9108 |
| 5 | Comparion Insurance Agency | Executive Cam, 131 Continental Dr Ste 108 Christiana | (302) 369-9904 |
| 6 | AAA Christiana/Newark | 1201 Churchmans Rd | (302) 292-6360 |
| 7 | Sara Kemp at Comparion Insurance Agency | Executive Cam, 131 Continental Dr Ste 108 Christiana | (302) 444-9123 |
| 8 | Mike Broujos - State Farm Insurance Agent | 700 Capitol Tr #33 | (302) 731-2722 |
| 9 | Lisa Broadbent Insurance Inc | 20 Polly Drummond Hill Rd | (302) 731-0044 |
| 10 | Martin Direct Insurance | 298 E Cleveland Ave | (302) 452-2700 |
Tavis Navarro: Allstate Insurance serves the Newark, Delaware, area as an umbrella insurance agent. Its main services include helping clients secure additional liability coverage that extends beyond the limits of standard home and auto policies. This type of insurance offers broad protection for major claims and lawsuits. The agency assists households in safeguarding their assets from unforeseen financial risks. An umbrella policy here can cover legal defense costs and claims not fully handled by underlying insurance. The agency handles personal umbrella policies and excess coverage solutions.
Heather Broujos - State Farm Insurance Agent in Newark, DE, offers comprehensive umbrella insurance to provide additional liability coverage beyond standard policies. This service helps protect clients against major claims and lawsuits, supplementing existing home and auto insurance plans. The agency focuses on customizing coverage limits to match individual risk profiles and asset values. Its diligent support includes regular policy reviews to ensure adequate protection as circumstances change. Heather Broujos serves a variety of property owners in the area, including those with single-family homes, apartments, retail spaces, and restaurants.
Poland & Sullivan Insurance serves Newark, Delaware, and the surrounding communities in New Castle County. As an umbrella insurance agent, it handles supplemental liability coverage that extends beyond the limits of standard auto, home, or watercraft policies. The agency guides clients through the process of assessing potential personal liability risks and determining appropriate coverage levels. It begins each job by reviewing existing primary policies, then identifies gaps in protection, and recommends an umbrella policy limit tailored to the client's specific asset exposure.
Homeowners, property managers, and local businesses in Newark, Delaware seek out AAA Christiana/Newark for umbrella insurance agent services. The company helps clients evaluate their existing liability coverage and find excess policies that provide added protection against major claims or lawsuits. They assist with tailoring these supplementary plans to cover gaps for rental properties and vehicle-related risks. Their services also extend to clients in the greater Christiana area and surrounding New Castle County communities.
Mike Broujos - State Farm Insurance Agent in Newark, DE provides general insurance services to local clients, with a specialty in umbrella insurance coverage. This type of policy offers additional liability protection beyond standard home and auto limits. The agency helps residents and businesses secure extra financial safeguards against major claims or lawsuits. Its commercial umbrella insurance can serve small to medium-sized operations, including offices, warehouses, and food service establishments.
Lisa Broadbent Insurance Inc serves residential clients in Newark, Delaware, by structuring umbrella insurance policies that extend liability protection beyond standard home coverage. The agency also provides commercial umbrella coverage for local businesses, with its service area encompassing Newark and the surrounding region. Policies protect assets and future earnings against major claims or lawsuits. Clients often follow up for policy adjustments as their circumstances change, and the agency accommodates repeat service between regular visits to maintain updated coverage.
Martin Direct Insurance, based in Newark, DE, is known for providing personal umbrella insurance coverage that extends liability protection beyond standard home and auto policies. The company serves local residents by offering policies that safeguard assets against major claims and lawsuits. Coverage typically applies after underlying policy limits are exhausted, covering legal costs and settlements. Adding an umbrella policy can protect future earnings and savings. The company can also add coverage for personal injury claims such as libel or slander.
What Does an a Umbrella Insurance Agent in Newark Cost?
Umbrella insurance in Delaware typically costs between 150 and 350 dollars per year for 1 million dollars in coverage. Higher limits of 2 to 5 million dollars may cost 300 to 700 dollars annually. Costs vary by your age driving record and the number of properties you own. This is general information not insurance advice.
About umbrella insurance agents in Newark
An umbrella insurance agent in Newark Delaware helps you secure extra liability coverage beyond standard auto and home policies. Delaware law does not require umbrella insurance but it can protect your assets in lawsuits. Agents in Newark understand local risks and can tailor a policy to your needs.
Frequently Asked Questions
What does an umbrella insurance agent in Newark do?
An umbrella insurance agent helps you purchase a personal liability umbrella policy. This policy provides additional coverage limits above your existing auto and homeowners insurance. The agent assesses your assets and recommends a coverage amount.
How much umbrella coverage do I need in Delaware?
Most agents recommend at least 1 million dollars in umbrella coverage. Your specific needs depend on your assets and risk factors. Delaware courts allow large judgments so higher limits may be wise.
Can I buy umbrella insurance from any agent in Newark?
Yes many independent and captive agents in Newark offer umbrella policies. You must first have a base auto or homeowners policy with minimum liability limits. The agent will check your existing coverage before adding the umbrella.