The top-rated umbrella insurance agent in Washington, District Of Columbia is Jon Laskin - State Farm Insurance Agent, rated 4.9 stars across 184 reviews. Other highly rated options include Tyler Sweigart - State Farm Insurance Agent, Capital Insurance Partners, Max James - State Farm Insurance Agent. This directory lists 17 umbrella insurance agents serving Washington.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jon Laskin - State Farm Insurance Agent | 5600 Connecticut Ave NW #400 | (202) 364-7400 |
| 2 | Tyler Sweigart - State Farm Insurance Agent | 1763 Columbia Rd NW Suite 100 | (202) 462-1061 |
| 3 | Capital Insurance Partners | 5028 Wisconsin Ave #103 | (202) 362-4500 |
| 4 | Max James - State Farm Insurance Agent | STATE FARM AGENCY, 1713 7th St NW | (202) 319-0005 |
| 5 | Crystal Insurance Group, Inc. | 1801 Belmont Rd NW #201 | (202) 387-9162 |
| 6 | Lashawn Hayes - GEICO Insurance Agent | 3115 14th St NW | (202) 920-8600 |
| 7 | CB Chambers Insurance Agency | 4315 50th St NW # 100 | (202) 681-6168 |
| 8 | All Insured | 1415 Elliot Pl NW | (202) 804-1234 |
| 9 | HWP Insurance | 80 M St SE #350 | (202) 331-9200 |
| 10 | Lockhart's Insurance Services | 3907 Georgia Ave NW | (202) 829-6222 |
Jon Laskin - State Farm Insurance Agent serves the Washington, DC metro area, providing umbrella insurance policies to local residents. This type of insurance offers supplementary liability coverage that extends beyond the limits of standard homeowners and auto policies. It helps protect personal assets against major claims and lawsuits, offering added financial security for policyholders. The company handles umbrella liability coverage for clients who require higher protection limits. It manages both personal and commercial umbrella insurance policies in this area.
Tyler Sweigart - State Farm Insurance Agent provides umbrella liability insurance coverage, offering a range of personal and commercial protection policies. These policies help safeguard clients against major claims and lawsuits that exceed standard policy limits. Standard service includes personalized policy reviews and claims assistance to ensure adequate coverage over time. The company serves clients managing various asset types, including single-family homes, apartments, retail spaces, and restaurants.
Capital Insurance Partners serves the Washington, DC area and its surrounding communities, handling comprehensive umbrella insurance policies for local residents and businesses. The agency provides an extra layer of liability protection that extends beyond standard home and auto coverage limits. It assists clients in safeguarding their assets against major claims and lawsuits. For each policy, it conducts a thorough review of underlying coverage to identify potential gaps. It then sources appropriate umbrella limits from multiple carriers to match each client’s personal risk exposure.
Max James - State Farm Insurance Agent provides umbrella liability coverage primarily for homeowners, business owners, and property managers in Washington, DC. This type of policy extends additional protection above the limits of standard auto, home, or renters insurance, helping clients safeguard their assets against major claims. The agency offers personalized service to evaluate each client’s individual risk profile, ensuring appropriate coverage levels are selected. Their client base includes residents and commercial operators across Northwest DC, with service also extending to nearby Arlington neighborhoods in Northern Virginia.
Crystal Insurance Group, Inc. specializes in providing umbrella insurance policies that extend liability coverage beyond standard home and auto limits. Based in Washington, DC, it serves clients throughout the local area, offering protection against large claims and lawsuits. With increased exposure from seasonal travel or hosting winter holiday gatherings, this coverage can shield assets and future earnings from unexpected financial burdens.
Lashawn Hayes - GEICO Insurance Agent in Washington, DC offers both one-time policies that protect against a single liability event and recurring coverages that safeguard property and assets over an extended period. Umbrella insurance agents in this area provide an extra layer of liability protection that goes beyond the limits of standard homeowners or auto policies, helping to cover large claims or lawsuits. Service runs on a one-time, scheduled, or as-needed basis depending on the specific policy arrangement.
When unexpected liability claims arise from winter ice or summer crowds in Washington, DC, residents often seek broader protection beneath their standard policies. CB Chambers Insurance Agency serves as an umbrella insurance agent, offering policies that extend coverage limits for serious incidents like major auto accidents or injuries on personal property. These policies activate only after underlying home or auto coverage is exhausted, providing crucial financial safeguards against large lawsuits. The process typically begins with a thorough assessment of existing coverage, completed during an initial consultation to determine appropriate additional protection.
All Insured provides umbrella insurance for residential properties in Washington, DC, ensuring personal liability protection beyond standard homeowners policies. The agency also serves commercial clients, covering businesses and landlords throughout the District of Columbia. Their service area includes the entire capital region for both individual and corporate policyholders. Regular policyholders often schedule annual reviews to adjust coverage limits for new assets or changing liability needs, and the agency frequently receives follow-up inquiries for policy endorsements between scheduled visits.
HWP Insurance provides general insurance agency services in the Washington, DC area, with a focus on offering umbrella liability policies that extend coverage limits for both personal and business clients. Umbrella insurance helps protect policyholders from substantial claims and lawsuits beyond the limits of their standard home, auto, or commercial policies. The company can serve a range of commercial sectors, including offices, warehouses, and food service establishments.
Lockhart's Insurance Services in Washington, DC is known for providing personalized umbrella insurance policies that extend liability protection across multiple existing coverage lines. These policies offer an additional layer of security against major claims or lawsuits, helping to safeguard personal assets and future earnings. By serving clients throughout the local area, the firm evaluates individual risk exposures to tailor appropriate coverage limits. A common add-on service for clients is excess liability protection for high-value rental properties or waterfront homes.
What Does an a Umbrella Insurance Agent in Washington Cost?
Typical costs for an umbrella insurance policy in the District of Columbia range from 150 to 300 dollars per year for one million dollars in coverage. Higher limits of two to five million dollars may cost between 300 and 800 dollars annually. Your actual premium depends on factors such as your home value, number of vehicles, and claims history. This is general information, not insurance advice.
About umbrella insurance agents in Washington
Umbrella insurance agents in Washington, District of Columbia help clients secure additional liability coverage that goes beyond standard auto and homeowners policies. In the District, local regulations require agents to be licensed by the Department of Insurance, Securities and Banking. This extra layer of protection can be especially valuable for residents with assets to safeguard or those who face higher liability risks in an urban environment.
Frequently Asked Questions
What does an umbrella insurance agent do in Washington DC?
An umbrella insurance agent helps you obtain a personal liability policy that provides coverage above the limits of your existing home and auto insurance. They assess your risk profile and recommend appropriate coverage amounts. In DC, agents must follow local insurance laws and disclose policy terms clearly.
How much umbrella coverage do I need in the District of Columbia?
The amount of umbrella coverage you need depends on your assets and potential liability exposure. Many DC agents recommend at least one million dollars in coverage for homeowners with significant equity or rental properties. Your agent can help calculate a suitable limit based on your specific situation.
Are there any District of Columbia laws that affect umbrella insurance?
Yes, DC insurance regulations require that umbrella policies be clearly written and that agents provide a full explanation of coverage limits and exclusions. The District also has a three-year statute of limitations for most personal injury lawsuits, which can influence how much coverage you may need.