ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.

Find Umbrella Insurance Agents Near You in Washington, DC

Browse umbrella insurance agents serving Washington, District Of Columbia. Updated 2026-07-14.

The top-rated umbrella insurance agent in Washington, District Of Columbia is Jon Laskin - State Farm Insurance Agent, rated 4.9 stars across 184 reviews. Other highly rated options include Tyler Sweigart - State Farm Insurance Agent, Capital Insurance Partners, Max James - State Farm Insurance Agent. This directory lists 17 umbrella insurance agents serving Washington.

Showing 17 umbrella insurance agents in Washington, DCListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Jon Laskin - State Farm Insurance Agent5600 Connecticut Ave NW #400(202) 364-7400
2Tyler Sweigart - State Farm Insurance Agent1763 Columbia Rd NW Suite 100(202) 462-1061
3Capital Insurance Partners5028 Wisconsin Ave #103(202) 362-4500
4Max James - State Farm Insurance AgentSTATE FARM AGENCY, 1713 7th St NW(202) 319-0005
5Crystal Insurance Group, Inc.1801 Belmont Rd NW #201(202) 387-9162
6Lashawn Hayes - GEICO Insurance Agent3115 14th St NW(202) 920-8600
7CB Chambers Insurance Agency4315 50th St NW # 100(202) 681-6168
8All Insured1415 Elliot Pl NW(202) 804-1234
9HWP Insurance80 M St SE #350(202) 331-9200
10Lockhart's Insurance Services3907 Georgia Ave NW(202) 829-6222
JL
5600 Connecticut Ave NW #400
Jon Laskin - State Farm Insurance Agent
Umbrella Insurance Agent · Washington, DC

Jon Laskin - State Farm Insurance Agent serves the Washington, DC metro area, providing umbrella insurance policies to local residents. This type of insurance offers supplementary liability coverage that extends beyond the limits of standard homeowners and auto policies. It helps protect personal assets against major claims and lawsuits, offering added financial security for policyholders. The company handles umbrella liability coverage for clients who require higher protection limits. It manages both personal and commercial umbrella insurance policies in this area.

TS
1763 Columbia Rd NW Suite 100
Tyler Sweigart - State Farm Insurance Agent
Umbrella Insurance Agent · Washington, DC

Tyler Sweigart - State Farm Insurance Agent provides umbrella liability insurance coverage, offering a range of personal and commercial protection policies. These policies help safeguard clients against major claims and lawsuits that exceed standard policy limits. Standard service includes personalized policy reviews and claims assistance to ensure adequate coverage over time. The company serves clients managing various asset types, including single-family homes, apartments, retail spaces, and restaurants.

CI
5028 Wisconsin Ave #103
Capital Insurance Partners
Umbrella Insurance Agent · Washington, DC

Capital Insurance Partners serves the Washington, DC area and its surrounding communities, handling comprehensive umbrella insurance policies for local residents and businesses. The agency provides an extra layer of liability protection that extends beyond standard home and auto coverage limits. It assists clients in safeguarding their assets against major claims and lawsuits. For each policy, it conducts a thorough review of underlying coverage to identify potential gaps. It then sources appropriate umbrella limits from multiple carriers to match each client’s personal risk exposure.

MJ
STATE FARM AGENCY, 1713 7th St NW
Max James - State Farm Insurance Agent
Umbrella Insurance Agent · Washington, DC

Max James - State Farm Insurance Agent provides umbrella liability coverage primarily for homeowners, business owners, and property managers in Washington, DC. This type of policy extends additional protection above the limits of standard auto, home, or renters insurance, helping clients safeguard their assets against major claims. The agency offers personalized service to evaluate each client’s individual risk profile, ensuring appropriate coverage levels are selected. Their client base includes residents and commercial operators across Northwest DC, with service also extending to nearby Arlington neighborhoods in Northern Virginia.

CI
1801 Belmont Rd NW #201
Crystal Insurance Group, Inc.
Umbrella Insurance Agent · Washington, DC

Crystal Insurance Group, Inc. specializes in providing umbrella insurance policies that extend liability coverage beyond standard home and auto limits. Based in Washington, DC, it serves clients throughout the local area, offering protection against large claims and lawsuits. With increased exposure from seasonal travel or hosting winter holiday gatherings, this coverage can shield assets and future earnings from unexpected financial burdens.

LH
3115 14th St NW
Lashawn Hayes - GEICO Insurance Agent
Umbrella Insurance Agent · Washington, DC

Lashawn Hayes - GEICO Insurance Agent in Washington, DC offers both one-time policies that protect against a single liability event and recurring coverages that safeguard property and assets over an extended period. Umbrella insurance agents in this area provide an extra layer of liability protection that goes beyond the limits of standard homeowners or auto policies, helping to cover large claims or lawsuits. Service runs on a one-time, scheduled, or as-needed basis depending on the specific policy arrangement.

CC
4315 50th St NW # 100
CB Chambers Insurance Agency
Umbrella Insurance Agent · Washington, DC

When unexpected liability claims arise from winter ice or summer crowds in Washington, DC, residents often seek broader protection beneath their standard policies. CB Chambers Insurance Agency serves as an umbrella insurance agent, offering policies that extend coverage limits for serious incidents like major auto accidents or injuries on personal property. These policies activate only after underlying home or auto coverage is exhausted, providing crucial financial safeguards against large lawsuits. The process typically begins with a thorough assessment of existing coverage, completed during an initial consultation to determine appropriate additional protection.

AI
1415 Elliot Pl NW
All Insured
Umbrella Insurance Agent · Washington, DC

All Insured provides umbrella insurance for residential properties in Washington, DC, ensuring personal liability protection beyond standard homeowners policies. The agency also serves commercial clients, covering businesses and landlords throughout the District of Columbia. Their service area includes the entire capital region for both individual and corporate policyholders. Regular policyholders often schedule annual reviews to adjust coverage limits for new assets or changing liability needs, and the agency frequently receives follow-up inquiries for policy endorsements between scheduled visits.

HI
80 M St SE #350
HWP Insurance
Umbrella Insurance Agent · Washington, DC

HWP Insurance provides general insurance agency services in the Washington, DC area, with a focus on offering umbrella liability policies that extend coverage limits for both personal and business clients. Umbrella insurance helps protect policyholders from substantial claims and lawsuits beyond the limits of their standard home, auto, or commercial policies. The company can serve a range of commercial sectors, including offices, warehouses, and food service establishments.

LS
3907 Georgia Ave NW
Lockhart's Insurance Services
Umbrella Insurance Agent · Washington, DC

Lockhart's Insurance Services in Washington, DC is known for providing personalized umbrella insurance policies that extend liability protection across multiple existing coverage lines. These policies offer an additional layer of security against major claims or lawsuits, helping to safeguard personal assets and future earnings. By serving clients throughout the local area, the firm evaluates individual risk exposures to tailor appropriate coverage limits. A common add-on service for clients is excess liability protection for high-value rental properties or waterfront homes.

IN
1615 Q St NW #1108
Insuranceisland
Umbrella Insurance Agent · Washington, DC
(240) 335-2426
insuranceisland.com
RI
100 M St SE Suite 600 Office 658
Ryant Insurance and Financial Services
Umbrella Insurance Agent · Washington, DC
(202) 791-4832
ryantinsurance.com
CF
626 8th St NE
Capitol Fidelity Insurance
Umbrella Insurance Agent · Washington, DC
(202) 953-4502
WI
901 20th St NW
Washington Insurance Group
Umbrella Insurance Agent · Washington, DC
(425) 385-0720
annalisarivello873.wixsite.com/washington-insuran-1
AI
1660 L St NW #210
Alliance Insurance Services
Umbrella Insurance Agent · Washington, DC
(202) 638-1010
allianceindc.com
VI
1725 I St NW
Value Insurance Agency Inc.
Umbrella Insurance Agent · Washington, DC
(202) 999-2131
businessinsurancewashingtondc.com
GI
5125 MacArthur Blvd NW # 50
Georgetown Insurance Group
Umbrella Insurance Agent · Washington, DC
(202) 537-0064
gtinsgroup.com

What Does an a Umbrella Insurance Agent in Washington Cost?

Typical costs for an umbrella insurance policy in the District of Columbia range from 150 to 300 dollars per year for one million dollars in coverage. Higher limits of two to five million dollars may cost between 300 and 800 dollars annually. Your actual premium depends on factors such as your home value, number of vehicles, and claims history. This is general information, not insurance advice.

About umbrella insurance agents in Washington

Umbrella insurance agents in Washington, District of Columbia help clients secure additional liability coverage that goes beyond standard auto and homeowners policies. In the District, local regulations require agents to be licensed by the Department of Insurance, Securities and Banking. This extra layer of protection can be especially valuable for residents with assets to safeguard or those who face higher liability risks in an urban environment.

Frequently Asked Questions

What does an umbrella insurance agent do in Washington DC?

An umbrella insurance agent helps you obtain a personal liability policy that provides coverage above the limits of your existing home and auto insurance. They assess your risk profile and recommend appropriate coverage amounts. In DC, agents must follow local insurance laws and disclose policy terms clearly.

How much umbrella coverage do I need in the District of Columbia?

The amount of umbrella coverage you need depends on your assets and potential liability exposure. Many DC agents recommend at least one million dollars in coverage for homeowners with significant equity or rental properties. Your agent can help calculate a suitable limit based on your specific situation.

Are there any District of Columbia laws that affect umbrella insurance?

Yes, DC insurance regulations require that umbrella policies be clearly written and that agents provide a full explanation of coverage limits and exclusions. The District also has a three-year statute of limitations for most personal injury lawsuits, which can influence how much coverage you may need.

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.