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Directory of umbrella insurance agents in Edgewater, Florida. Verify credentials with the state department of insurance before hiring.
4 agents listed
Updated May 2026
Edgewater, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 4 umbrella insurance agents in Edgewater, FL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
AA Armstrong Insurance
1 Pelican Dr, Edgewater, FL 32141
(386) 427-6830
aaarmstronginsurance.com
Lane Insurance
501 N Ridgewood Ave a, Edgewater, FL 32132
(386) 427-5201
laneins.com
Shift Insurance Group
612 N Ridgewood Ave Suite #1, Edgewater, FL 32132
(386) 410-5513
shiftinsurancegroup.com
Berlin & Denys Insurance - Home Auto Business
328 N Ridgewood Ave, Edgewater, FL 32132
(386) 308-3268
berlindenys.com
Umbrella insurance agents in Edgewater Florida help you secure extra liability coverage that goes above your auto or homeowners policy limits. Florida law requires minimum liability limits on auto insurance but does not mandate umbrella coverage. An agent can explain how a personal umbrella policy can protect your assets from large claims or lawsuits common in this state.
What Does a Umbrella Insurance Agent in Edgewater Cost?
The typical cost for a 1 million dollar umbrella insurance policy in Florida ranges from 150 to 300 dollars per year. Factors like your driving record, number of vehicles, and property value affect the premium. Costs are generally lower than the coverage amount because the underlying policies already cover primary risks. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is an umbrella insurance policy in Florida?
An umbrella policy provides additional liability coverage after your primary auto or homeowners insurance limits are used up. In Florida this extra layer can help cover legal costs and settlements for incidents like a serious car accident or a dog bite on your property.
Do I need an umbrella policy if I live in Edgewater Florida?
You may benefit from an umbrella policy if you own a home, have a boat, or have significant savings or investments. Florida does not require umbrella insurance but it can protect your assets from lawsuits that exceed your standard policy limits.
How much umbrella coverage can I get from an agent in Edgewater?
Most agents offer umbrella policies starting at 1 million dollars in coverage with higher limits available up to 5 million or more. The amount you need depends on your total assets and your risk exposure from activities like driving or owning property in Florida.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Florida.