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Umbrella Insurance Agents in Jensen Beach, FL

Looking for a umbrella insurance agent in Jensen Beach? Review the directory below to compare your options.

8 agents listed
Updated May 2026
Jensen Beach, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 8 umbrella insurance agents in Jensen Beach, FL Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Jensen Beach Insurance Agency
1530 NE Jensen Beach Blvd, Jensen Beach, FL 34957
(772) 334-3347 jensenbeachins.com
Becker Insurance Agency, Inc.
742 NE Jensen Beach Blvd, Jensen Beach, FL 34957
(772) 934-6006 beckerinsurance.org
Smart Choice Partners
890 NE Jensen Beach Blvd, Jensen Beach, FL 34957
(772) 905-3333 smartchoicepartners.com
Robert LaFleur: Allstate Insurance
875 NE Jensen Beach Blvd, Jensen Beach, FL 34957
(772) 214-1515 agents.allstate.com
Tequesta Insurance Agency
1530 NE Jensen Beach Blvd, Jensen Beach, FL 34957
(561) 746-7744 tequesta-insurance.com
Valencia Insurance Group Inc
3412 NE Sugarhill Ave, Jensen Beach, FL 34957
(772) 344-8899 valenciainsurance.com
Kearns Agency of Florida Inc
2334 NE Dixie Hwy, Jensen Beach, FL 34957
(772) 334-5822 kearnsagencyfl.com
Elite Insurance Services FL
2334 NE Dixie Hwy, Jensen Beach, FL 34957
(772) 666-5392 kearnsagencyfl.com

Umbrella insurance provides an extra layer of liability protection beyond your home and auto policies. In Jensen Beach, Florida, an agent can help you secure coverage that responds after your primary policy limits are exhausted. Florida law does not require umbrella insurance, but it is a common option for homeowners and boat owners in coastal areas like Jensen Beach who face higher liability risks.

What Does a Umbrella Insurance Agent in Jensen Beach Cost?

The cost of an umbrella insurance policy in Florida typically ranges from 150 to 300 dollars per year for 1 million dollars in coverage. Premiums increase with higher limits, with 2 million dollars costing roughly 200 to 400 dollars annually. Your actual rate depends on factors like your driving record, home value, and number of properties. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an umbrella insurance agent in Jensen Beach do?
An umbrella insurance agent helps you purchase a personal umbrella policy that extends liability coverage. They assess your assets and risk exposure to recommend appropriate coverage limits. The agent can also explain how the policy interacts with your existing home and auto insurance.
How much umbrella insurance do I need in Florida?
Typical umbrella policies start at 1 million dollars in coverage. Many agents recommend coverage equal to your net worth plus future income potential. In Florida, where hurricane and flood claims are common, higher limits may be prudent for homeowners.
Does umbrella insurance cover lawsuits in Florida?
Yes, umbrella insurance covers legal defense costs and settlements for covered claims, such as bodily injury or property damage. It does not cover intentional acts or business-related liabilities. Florida law allows umbrella policies to provide excess coverage after your primary insurance is exhausted.