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Find Umbrella Insurance Agents in North Lauderdale, FL

Compare umbrella insurance agents in North Lauderdale. Review contact information and insurance categorys before you decide.

2 agents listed
Updated May 2026
North Lauderdale, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 2 umbrella insurance agents in North Lauderdale, FL Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Estrella Insurance
1291 S State Rd 7, North Lauderdale, FL 33068
(954) 970-5367 agents.estrellainsurance.com
Academy Insurance
7106 Southgate Blvd, North Lauderdale, FL 33068
(954) 726-6199 academyinsurancefl.com

An umbrella insurance agent in North Lauderdale Florida helps you add extra liability protection beyond your auto and home policies. Florida law does not require umbrella insurance, but it can shield your savings and future wages from large lawsuits. Local agents understand the risks of living in a hurricane-prone area and can tailor coverage to your needs.

What Does a Umbrella Insurance Agent in North Lauderdale Cost?

Umbrella insurance in Florida usually costs between 150 and 300 dollars per year for one million dollars of coverage. Costs can be higher if you have multiple properties, a teenage driver, or a swimming pool. Premiums vary by insurance company and your personal risk profile. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an umbrella insurance agent in North Lauderdale do?
An umbrella insurance agent helps you buy a personal liability policy that covers claims above your standard limits. They review your current auto and home insurance to recommend the right amount of extra coverage. The agent also explains how the policy works with Florida legal requirements.
How much umbrella insurance do I need in Florida?
Most agents suggest at least one million dollars in umbrella coverage for Florida residents. The amount you need depends on your assets, such as your home, car, and savings. A North Lauderdale agent can run a risk assessment to help you choose a suitable limit.
Does umbrella insurance cover legal fees in Florida?
Yes, umbrella insurance typically covers your legal defense costs if you are sued for a covered incident. Florida courts can award large judgments, and the policy pays for lawyers and court expenses. Your agent can explain how the coverage applies to specific situations like car accidents or dog bites.