The top-rated umbrella insurance agent in Alpharetta, Georgia is Globe Life Liberty National Division: Aderholt Agency, rated 4.9 stars across 1,111 reviews. Other highly rated options include North Point Insurance Group, Integrity Insurance & Financial Services, Inc., Craig Ritchie - State Farm Insurance Agent. This directory lists 22 umbrella insurance agents serving Alpharetta.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Globe Life Liberty National Division: Aderholt Agency | 200 North Point Center E Suite 100 | (770) 299-1400 |
| 2 | North Point Insurance Group | 1005 Powers Pl | (770) 696-5569 |
| 3 | Integrity Insurance & Financial Services, Inc. | 282 S Main St STE D | (770) 475-4000 |
| 4 | Craig Ritchie - State Farm Insurance Agent | 3970 Old Milton Pkwy Suite 110 | (770) 685-6133 |
| 5 | Gillman Insurance Problem Solvers | 11175 Cicero Dr Suite 575 | (678) 822-0148 |
| 6 | Barr Insurance Agency | 4010 Old Milton Pkwy # 100 | (770) 623-0323 |
| 7 | Southern States Insurance, Inc. of Alpharetta | 3600 Mansell Rd #525 | (678) 715-9513 |
| 8 | OnePoint Insurance Agency | 555 North Point Center E Suite 400 | (888) 899-8117 |
| 9 | Singh Insurance Group, LLC | 3480 Preston Ridge Rd Suite 500 | (678) 310-6782 |
| 10 | Lone Mountain Insurance Group LLC | 4625 Alexander Dr Ste 125 | (678) 447-0488 |
Globe Life Liberty National Division: Aderholt Agency serves the greater Alpharetta metro area, offering professional umbrella insurance agent services to residents and businesses. This agency helps clients obtain additional liability coverage beyond standard home or auto policies, protecting against major claims and lawsuits. The office focuses on evaluating individual risk exposures and selecting appropriate umbrella limits for comprehensive protection. Its umbrella insurance agent services address both personal liability gaps and business owner needs for extended coverage.
North Point Insurance Group provides umbrella insurance coverage to help protect clients from excess liability claims that exceed standard policy limits. Service plans include risk assessment consultations and periodic policy reviews to ensure adequate coverage limits as personal assets or business exposures change. The agency assists with comprehensive liability protection for properties including single-family homes, apartments, retail spaces, and restaurants.
Integrity Insurance & Financial Services, Inc. serves homeowners, businesses, and property managers in Alpharetta, Georgia, who need specialized umbrella insurance coverage. This type of policy provides extra liability protection above standard auto and homeowners limits. Agents assist clients in assessing their unique risks and securing appropriate policy layers. Coverage is designed for those seeking financial peace of mind against major claims or lawsuits. The agency also extends its umbrella insurance services to clients in the neighboring community of Roswell.
Serving Alpharetta and the surrounding north metro Atlanta communities, Craig Ritchie’s agency handles umbrella insurance policies designed to extend liability coverage beyond standard home and auto limits. These policies protect clients from major claims and lawsuits that could otherwise threaten personal assets or future earnings. Residents often seek such coverage as an additional layer of financial security against unforeseen accidents or property damage incidents. To handle a typical policy placement, the agency begins with a thorough review of an individual’s existing insurance portfolio and personal exposure level.
Gillman Insurance Problem Solvers in Alpharetta, GA distinguishes between a single-purchase umbrella policy, arranged for immediate liability coverage, and recurring service that reviews and adjusts policy limits annually to match changing assets or risk exposure. This local agency provides umbrella insurance extending liability protection beyond standard home and auto policies to shield personal savings and future earnings. Service operates on an as-needed basis, allowing clients to request a policy review or new coverage when their circumstances change without committing to a recurring schedule.
Barr Insurance Agency provides umbrella insurance coverage in Alpharetta, GA, focusing on liability protection that extends beyond standard policy limits. The agency works with clients to help safeguard their assets, covering claims for bodily injury, property damage, and personal liability issues that arise from unforeseen accidents. This service is essential for homeowners and drivers who wish to be prepared. During the busy holiday season, when hosting gatherings can increase the risk of an accident on your property, having extra liability coverage can help protect your financial stability as a host.
In Alpharetta, the unpredictable storms of spring and summer often expose gaps in standard home and auto coverage, a need that Southern States Insurance, Inc. of Alpharetta addresses directly by offering umbrella insurance policies. These policies provide an extra layer of liability protection beyond the limits of a client’s primary insurance. The company helps individuals and families assess their personal risk exposure and vehicle usage to determine appropriate coverage amounts. An initial, no-obligation consultation and review of existing policies begins this process for all new clients.
OnePoint Insurance Agency works with individuals and businesses in the Alpharetta area to structure their liability coverage. The company specializes in umbrella insurance, which provides an extra layer of protection beyond standard home or auto policies, helping to safeguard personal assets against major claims or lawsuits. This general agency can secure additional liability limits for a variety of commercial operations, including professional offices, warehouses, and food service establishments.
Based in Alpharetta, this agency serves residential clients by securing personal umbrella coverage that extends liability protection beyond standard home and auto policies. Commercial umbrella policies are also available for local businesses needing higher liability limits in today’s risk environment. Service is provided throughout Alpharetta and the surrounding North Georgia area, addressing a wide need for supplemental insurance. Clients can expect coordinated management of their existing policies and responsive support for claims. They also provide efficient follow-up service to adjust coverage between regular policy renewal visits.
Lone Mountain Insurance Group LLC, based in Alpharetta, Georgia, is an umbrella insurance agent known for providing extra liability coverage beyond standard policies. The company helps clients obtain additional security against major claims or lawsuits, working with personal and commercial clients throughout the local area. Umbrella insurance offered here generally extends protection for assets by covering large settlements. For specialized needs, a separate policy such as excess liability coverage for rental properties can often be added on.
What Does an a Umbrella Insurance Agent in Alpharetta Cost?
The cost of an umbrella insurance policy in Georgia typically ranges from 150 to 500 dollars per year for 1 million dollars of coverage. Factors that affect the premium include your driving record, number of properties, and the underlying insurance limits. Higher coverage amounts, such as 2 million or 5 million dollars, will cost more. This is general information and not insurance advice.
About umbrella insurance agents in Alpharetta
Umbrella insurance agents in Alpharetta Georgia help clients secure additional liability coverage that goes beyond the limits of auto and homeowners policies. Georgia law requires minimum auto liability limits of 25/50/25, but an umbrella policy can provide an extra layer of protection for assets such as homes and savings. Local agents understand the specific risks faced by residents in the Atlanta metro area and can tailor coverage to your needs.
Frequently Asked Questions
What does an umbrella insurance agent in Alpharetta do?
An umbrella insurance agent in Alpharetta helps you purchase a personal umbrella liability policy. This policy provides extra coverage above your existing auto and home insurance limits. The agent evaluates your assets and risk exposure to recommend an appropriate coverage amount.
How much umbrella coverage do I need in Georgia?
The amount of umbrella coverage you need depends on your total assets and potential liability risks. Many agents in Alpharetta suggest starting with 1 million dollars in coverage. Georgia courts can award large judgments, so higher limits may be wise for homeowners or business owners.
Do Georgia laws affect umbrella insurance requirements?
Georgia does not require umbrella insurance by law. However, Georgia follows a modified comparative fault rule for liability claims. This means you could be held financially responsible for a share of damages. Umbrella insurance helps protect your assets in such situations.
Umbrella Insurance Agents in Other Georgia Cities
Albany · Athens · Atlanta · Augusta · Canton · Carrollton · Cartersville · Columbus · Dalton · Douglasville · Duluth · Evans · Gainesville · Kennesaw · LaGrange