Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Hawaii before hiring.
Showing 7 umbrella insurance agents in Ewa Beach, HI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Frelynn Kahalehili - State Farm Insurance Agent
91-902 Fort Weaver Rd p103, Ewa Beach, HI 96706
(808) 689-7700
ewabeachinsurance.com
Colin Alos - State Farm Insurance Agent
91-1123 Keaunui Dr Ste 227, Ewa Beach, HI 96706
(808) 689-6899
alosinsurance.com
Rayna Toyama - State Farm Insurance Agent
91-3575 Iwikuamoo St #9005, Ewa Beach, HI 96706
(808) 674-4144
raynatoyama.com
Marc Dixon: Allstate Insurance
91-902 Fort Weaver Rd #205, Ewa Beach, HI 96706
(808) 689-9770
agents.allstate.com
Assure Plus Insurance HI
265 Fort Weaver Rd, Ewa Beach, HI 96706
(808) 646-2307
Pickard Insurance
5912B Gannet Ave, Ewa Beach, HI 96706
(808) 312-1889
Trust Guard Insurance HI
5238 Iroquois Ave, Ewa Beach, HI 96706
(808) 773-8277
theannuityproducersshop.com
What Does a Umbrella Insurance Agent in Ewa Beach Cost?
In Hawaii umbrella insurance typically costs between 150 and 350 dollars per year for one million dollars in coverage. Higher limits of two to five million dollars may cost 300 to 800 dollars annually. Costs vary based on your claims history number of properties and vehicles and personal risk factors. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Ewa Beach do?
An umbrella insurance agent helps you purchase a personal liability umbrella policy that covers claims exceeding your primary policy limits. In Hawaii these policies often include coverage for legal defense costs and certain claims not covered by standard policies. The agent assesses your assets and risk exposure to recommend appropriate coverage amounts.
How much umbrella insurance do I need in Hawaii?
Most agents recommend at least one million dollars in umbrella coverage for homeowners in Ewa Beach due to high property values and tourism-related risks. Hawaii courts have awarded large settlements in liability cases making higher limits advisable for those with significant assets. Your agent can calculate the right amount based on your net worth and lifestyle.
Are there Hawaii-specific rules for umbrella insurance policies?
Hawaii insurance regulations require umbrella policies to meet certain minimum underlying coverage limits typically 250000 for auto liability and 300000 for homeowners liability. The state also mandates that insurers offer uninsured motorist coverage which can be included in an umbrella policy. Your agent will ensure compliance with Hawaii Revised Statutes Chapter 431.