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Compare umbrella insurance agents in Kaneohe. Review contact information and insurance categorys before you decide.
4 agents listed
Updated May 2026
Kaneohe, HI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Hawaii before hiring.
Showing 4 umbrella insurance agents in Kaneohe, HI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Reid Tokujo: Allstate Insurance
45-943 Kamehameha Hwy Ste 101, Kaneohe, HI 96744
(808) 262-7713
agents.allstate.com
Lori Pasion - State Farm Insurance Agent
45-588 Kamehameha Hwy Ste 205, Kaneohe, HI 96744
(808) 235-6481
loripasion.com
Kiha Tirrell - State Farm Insurance Agent
46-024 Kamehameha Hwy, Kaneohe, HI 96744
(808) 247-5250
kihatirrell.com
Synergy Insurance
45-125 Moamahi Way, Kaneohe, HI 96744
(808) 292-9475
An umbrella insurance agent in Kaneohe Hawaii helps you secure additional liability coverage that goes beyond your home and auto policies. Hawaii law requires minimum liability limits for auto insurance but does not mandate umbrella coverage. Local agents can explain how an umbrella policy can protect your assets from lawsuits common in island communities.
What Does a Umbrella Insurance Agent in Kaneohe Cost?
Typical umbrella insurance costs in Hawaii range from 150 to 300 dollars per year for one million dollars in coverage. Premiums vary based on your number of properties driving record and claims history. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Kaneohe do?
An umbrella insurance agent in Kaneohe helps you purchase a personal umbrella policy that provides extra liability coverage above your existing home and auto insurance limits. They assess your risk factors such as property value and lifestyle to recommend appropriate coverage amounts.
Is umbrella insurance required in Hawaii?
No, umbrella insurance is not required by Hawaii law. However it is recommended for homeowners and drivers who want extra protection against large lawsuits. Hawaii does not have a cap on personal injury damages so a lawsuit could exceed standard policy limits.
How much umbrella coverage do I need in Kaneohe?
Most agents recommend at least one million dollars in umbrella coverage for homeowners in Kaneohe due to high property values and tourism-related risks. Your agent will consider your assets income and potential liability exposure to determine the right amount for your situation.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Hawaii.