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Find Umbrella Insurance Agents Near You in Lahaina, HI
Directory of umbrella insurance agents in Lahaina, Hawaii. Verify credentials with the state department of insurance before hiring.
5 agents listed
Updated May 2026
Lahaina, HI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Hawaii before hiring.
Showing 5 umbrella insurance agents in Lahaina, HI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Chad Santiago - State Farm Insurance Agent
40 Kupuohi St STE 101, Lahaina, HI 96761
(808) 667-7888
westmauiinsurance.com
Adams & Associates - Hawaii
5095 Napilihau St, Lahaina, HI 96761
(808) 757-9464
adamsassociatesinsurance.com
MAUI LIFE INSURANCE
4465 HI-30, Lahaina, HI 96761
(808) 250-5164
protectmyohana.com
Insurance Associates Lahaina
40 Kupuohi St, Lahaina, HI 96761
(808) 661-0401
insuringhawaii.com
State Farm
325 Keawe St #104, Lahaina, HI 96761
(808) 667-7888
Umbrella insurance agents in Lahaina help residents and businesses secure extra liability coverage beyond standard home or auto policies. Hawaii law requires minimum liability limits for auto insurance, but an umbrella policy can provide additional protection for assets and future earnings. Working with a Lahaina agent ensures your policy aligns with local risks such as hurricane exposure and tourism-related activities.
What Does a Umbrella Insurance Agent in Lahaina Cost?
The cost of umbrella insurance in Hawaii typically ranges from $150 to $400 per year for a $1 million policy, depending on your risk profile and number of underlying policies. Factors like property value in Lahaina and the number of rental units can increase premiums. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Lahaina do?
An umbrella insurance agent helps you purchase a personal or commercial umbrella policy that provides extra liability coverage above your existing homeowners, auto, or boat insurance. In Lahaina, agents often advise on coverage for oceanfront properties and guest-related incidents common in tourist areas.
Do I need umbrella insurance if I live in Lahaina?
Umbrella insurance is recommended if you own property, have significant savings, or face higher liability risks such as hosting vacation rentals or owning a boat. Hawaii law does not require umbrella insurance, but it can protect your assets in a lawsuit.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Hawaii.