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Compare Umbrella Insurance Agents in Carmel, IN

Compare umbrella insurance agents in Carmel. Review contact information and insurance categorys before you decide.

20 agents listed
Updated May 2026
Carmel, IN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Indiana before hiring.
Showing 20 umbrella insurance agents in Carmel, IN Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Dean Ballenger Agency Inc
14767 Oak Rd, Carmel, IN 46033
(317) 867-5433 insurewithdean.com
Hittle Insurance
14801 Market Center Dr Suite 130, Carmel, IN 46033
(317) 895-5555 hittleinsurance.com
Penwell Insurance
600 E Carmel Dr Suite 162, Carmel, IN 46032
(317) 559-3022 penwellinsurance.com
BWC Insurance
13295 Illinois St # 134, Carmel, IN 46032
(317) 324-1489 bwcins.com
ShieldPoint Insurance
571 Monon Blvd Ste 200, Carmel, IN 46032
(317) 395-3877 shieldpointinsurance.com
Goosehead Insurance - Ted King
13295 Illinois St Suite 302, Carmel, IN 46032
(317) 975-0303 goosehead.com
The DeRoss Insurance Agency
1905 S New Market St Suite 265, Carmel, IN 46032
(317) 219-3100 thederossagency.com
Hoffman Insurance Strategies
580 E Carmel Dr SUITE 301, Carmel, IN 46032
(317) 991-1101
Paige Sutherlin at Comparion Insurance Agency
Hamilton Crossing IV, 12900 N Meridian St Suite 250, Carmel, IN 46032
(317) 814-7853 comparioninsurance.com
Rain or Shine Insurance
231 Lark Dr Unit 1, Carmel, IN 46032
(317) 601-7472 rainorshineinsurance.com
Midwest Insurance Indiana
11939 N Meridian St, Carmel, IN 46032
(317) 349-7943
Special Insurance Brokers LLC
1320 City Center Dr, Carmel, IN 46032
(317) 349-7954
National Insurance Services CO
11590 N Meridian St, Carmel, IN 46032
(317) 349-4641
Gregg Insurance
4000 W 106th St PMB#125-272, Carmel, IN 46032
(317) 344-2009 greggins.com
Superb Insurance IN
11455 N Meridian St, Carmel, IN 46032
(574) 281-9296
Sunday Insurance Agency
301 E Carmel Dr SUITE C500, Carmel, IN 46032
(317) 571-5200 sundayins.com
Safe Fest Insurance Co
102 Congressional Blvd, Carmel, IN 46032
(317) 279-5023
Cover Me Insurance Service
113 Veterans Wy, Carmel, IN 46032
(317) 406-7819
Mutual Insurance IN
468 Gradle Dr, Carmel, IN 46032
(317) 207-6490
NSB Insurance
160 W Carmel Dr Suite 228, Carmel, IN 46032
(317) 575-2900 nsb-insurance.com

Umbrella insurance agents in Carmel Indiana help residents secure extra liability protection beyond standard auto and home policies. Indiana law does not require umbrella insurance but it can safeguard assets from large claims or lawsuits. Agents in Carmel guide clients through policy limits and coverage gaps specific to Indiana legal standards.

What Does a Umbrella Insurance Agent in Carmel Cost?

Umbrella insurance in Indiana typically costs between 150 and 300 dollars per year for one million dollars in coverage. Higher limits of two to five million dollars may cost 300 to 600 dollars annually. Costs vary based on your personal risk factors and the insurance carrier. This is general information not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an umbrella insurance agent in Carmel do?
An umbrella insurance agent in Carmel helps you purchase a personal liability umbrella policy that provides additional coverage above your existing auto and homeowners insurance. They assess your risk profile and recommend appropriate limits based on Indiana legal exposure.
How much umbrella coverage do I need in Indiana?
Most agents recommend starting with one million dollars in umbrella coverage for Indiana residents. Your specific needs depend on your assets income and potential liability risks such as a home pool or rental property.
Does Indiana law affect umbrella insurance requirements?
Indiana follows a modified comparative fault rule which can affect how liability is allocated in lawsuits. Umbrella insurance helps cover defense costs and judgments that exceed your primary policy limits regardless of Indiana fault rules.