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Compare umbrella insurance agents in Bellevue. Review contact information and insurance categorys before you decide.
2 agents listed
Updated May 2026
Bellevue, KY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Kentucky before hiring.
Showing 2 umbrella insurance agents in Bellevue, KY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
S Cohen Insurance
215 Taylor Ave, Bellevue, KY 41073
(859) 694-2284
scoheninsurance.com
Desmond Insurance
217 Fairfield Ave, Bellevue, KY 41073
(859) 491-5100
desmondinsurance.com
Umbrella insurance provides extra liability coverage above the limits of your home and auto policies. In Bellevue Kentucky, agents can help you secure this additional protection to guard against large claims or lawsuits. Kentucky law does not require umbrella insurance, but it is a common option for homeowners and drivers who want more security.
What Does a Umbrella Insurance Agent in Bellevue Cost?
Typical costs for a one million dollar umbrella policy in Kentucky range from 150 to 300 dollars per year. Higher limits of two to five million dollars may cost 300 to 700 dollars annually. Your actual premium depends on your driving record, home value, and number of properties. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Bellevue do?
An umbrella insurance agent helps you purchase a personal liability umbrella policy. This policy adds coverage above your existing home and auto insurance limits. The agent will review your assets and risk level to recommend an appropriate amount of coverage.
How much umbrella insurance do I need in Kentucky?
The amount you need depends on your total assets and future income. Many agents suggest at least one million dollars in coverage. Kentucky courts can award large judgments, so higher limits may be wise if you own a home or have significant savings.
Does Kentucky law affect umbrella insurance policies?
Yes. Kentucky follows a modified comparative fault rule for liability cases. This means your coverage may be reduced if you are partially at fault. An agent can explain how this rule affects your umbrella policy and claims.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Kentucky.