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Find Umbrella Insurance Agents in Biddeford, ME

Compare umbrella insurance agents in Biddeford. Review contact information and insurance categorys before you decide.

2 agents listed
Updated May 2026
Biddeford, ME
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Maine before hiring.
Showing 2 umbrella insurance agents in Biddeford, ME Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Rousseau Insurance Agency
334 Elm St, Biddeford, ME 04005
(207) 282-7568 rousseauinsurance.com
P&C Insurance
260 Main St Ste 1, Biddeford, ME 04005
(207) 283-1486 insurancepc.com

An umbrella insurance agent in Biddeford Maine helps you secure additional liability protection beyond your auto and homeowners policies. Maine law requires minimum auto liability limits of 50/100/25, but an umbrella policy can provide coverage up to 1 million or more. Local agents understand the specific risks for coastal properties and seasonal tourism in York County.

What Does a Umbrella Insurance Agent in Biddeford Cost?

Typical umbrella insurance costs in Maine range from 150 to 400 per year for 1 million in coverage. For 2 million in coverage costs may be 250 to 600 per year. Rates vary by insurer and your personal risk factors such as driving record and property value. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an umbrella insurance agent in Biddeford do?
An umbrella insurance agent helps you purchase a personal liability umbrella policy that covers claims exceeding your underlying insurance limits. In Maine these policies often require you to have at least 250,000 in auto liability and 300,000 in homeowners liability. The agent reviews your assets and risk profile to recommend appropriate coverage.
Do I need umbrella insurance in Maine?
Umbrella insurance is not required by Maine law but is recommended if you have significant assets or face higher liability risks. Maine courts can award large judgments in personal injury cases. An agent can help you decide if the extra protection is right for your situation.
How much does an umbrella policy cost from a Biddeford agent?
Typical umbrella insurance costs in Maine range from 150 to 400 per year for 1 million in coverage. Costs depend on your number of vehicles, property value, and claims history. An agent in Biddeford can provide a personalized quote based on your specific needs.