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Directory of umbrella insurance agents in Orono, Maine. Verify credentials with the state department of insurance before hiring.
2 agents listed
Updated May 2026
Orono, ME
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Maine before hiring.
Showing 2 umbrella insurance agents in Orono, ME
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Kylie Bean - State Farm Insurance Agent
6 Stillwater Ave, Orono, ME 04473
(207) 827-2702
kyliebean.com
Dawson Insurance Agency (Orono)
50 Main St, Orono, ME 04473
(207) 866-5714
dawsoninsuranceonline.com
An umbrella insurance agent in Orono Maine can help you secure extra liability coverage beyond your auto and homeowners policies. Maine law requires minimum liability limits on auto insurance but an umbrella policy provides an additional layer of protection. Local agents understand the unique risks for homeowners and drivers in Penobscot County.
What Does a Umbrella Insurance Agent in Orono Cost?
Umbrella insurance premiums in Maine typically range from 150 to 400 dollars per year for one million dollars in coverage. Higher limits cost more but the rate per million often decreases. Costs vary based on your risk profile number of vehicles properties and driving history. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Orono do?
An umbrella insurance agent helps you evaluate your current liability coverage and recommends a policy that adds extra protection. They review your assets and risks to suggest a coverage amount that fits your needs. The agent then shops among insurers to find a suitable policy for you.
How much umbrella coverage do I need in Maine?
Most umbrella policies start at one million dollars in coverage. The right amount depends on your assets income and potential liability risks. A local agent can help you calculate a suitable limit based on your personal situation.
Are there Maine laws that affect umbrella insurance?
Maine sets minimum liability limits for auto insurance at 50/100/25 but umbrella policies add extra coverage above those limits. Maine also follows a modified comparative fault rule which can affect liability claims. An agent can explain how these laws impact your coverage needs.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Maine.