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Find Umbrella Insurance Agents Near You in Gambrills, MD
Directory of umbrella insurance agents in Gambrills, Maryland. Verify credentials with the state department of insurance before hiring.
7 agents listed
Updated May 2026
Gambrills, MD
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Maryland before hiring.
Showing 7 umbrella insurance agents in Gambrills, MD
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Jodi Jones - State Farm Insurance Agent
1117 MD-3 Ste 105, Gambrills, MD 21054
(410) 721-8132
jodijones.net
Lighthouse Insurance Services
1119 MD-3 #210, Gambrills, MD 21054
(410) 721-6000
lighthouse-insurance.com
Craig S. Mader & Performance Insurance
1388 Defense Hwy, Gambrills, MD 21054
(410) 721-2725
maderperformanceinsurance.com
Phillip Grossmiller: Allstate Insurance
1053 MD-3 Ste E, Gambrills, MD 21054
(410) 352-4100
agents.allstate.com
Olson Inc
882 Annapolis Rd, Gambrills, MD 21054
(410) 923-7100
insurewitholson.com
Bay Point Insurance, LLC
2101 Basil Hall Ln Suite 200, Gambrills, MD 21054
(410) 987-3230
mybaypointinsurance.com
Grossmiller Agency
1053 MD-3, Gambrills, MD 21054
(410) 352-4100
An umbrella insurance agent in Gambrills, Maryland can help you secure additional liability protection beyond your standard home and auto policies. Maryland law requires minimum auto liability coverage of 30/60/15, but a personal umbrella policy can provide $1 million or more in extra coverage. This is especially useful for Gambrills residents with property, savings, or future income to protect.
What Does a Umbrella Insurance Agent in Gambrills Cost?
In Maryland, a $1 million personal umbrella policy typically costs between $150 and $300 per year. Higher limits of $2 million to $5 million may cost $300 to $800 annually. Costs vary based on your risk profile, number of vehicles, and insurance history. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Gambrills do?
An umbrella insurance agent helps you purchase a personal liability policy that covers claims above your existing home and auto limits. They assess your assets and risks to recommend an appropriate coverage amount. This agent can also help you bundle policies for potential discounts.
Who needs umbrella insurance in Maryland?
Anyone with significant assets, a swimming pool, a dog, or who hosts frequent guests should consider umbrella insurance. Maryland courts can award large judgments in liability cases, and umbrella coverage protects your savings and future wages. It is also useful for landlords and those with teen drivers.
How much umbrella coverage do I need in Gambrills?
Most agents recommend at least $1 million in umbrella coverage, but higher limits are available. The right amount depends on your total assets, income, and risk exposure. An agent can help you calculate a suitable limit based on your personal situation.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Maryland.