Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Maryland before hiring.
Showing 2 umbrella insurance agents in Kensington, MD
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
HAZAR INSURANCE
10543 Metropolitan Ave, Kensington, MD 20895
(202) 888-0605
hazarinsurance.com
Farmers Insurance - Edwin Lopez
10400 Connecticut Ave #507, Kensington, MD 20895
(301) 990-3000
agents.farmers.com
What Does a Umbrella Insurance Agent in Kensington Cost?
In Maryland, umbrella insurance premiums typically range from 150 to 400 dollars per year for 1 million dollars in coverage. Higher limits, such as 2 million or 5 million dollars, cost more. Your final rate depends on factors like your driving record, number of properties, and claims history. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Kensington do?
An umbrella insurance agent helps you buy a personal liability umbrella policy that provides extra coverage above your existing home and auto insurance. In Maryland, this policy typically starts at 1 million dollars in coverage and can protect you from lawsuits and large claims.
Do I need umbrella insurance in Maryland?
Yes if you have significant assets or a higher risk of being sued. Maryland law does not require umbrella insurance, but it is recommended for homeowners, drivers with multiple vehicles, or anyone who hosts guests frequently. It covers legal costs and judgments that exceed your primary policy limits.