ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency or broker. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. No agent listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Browse umbrella insurance agents serving Severn, Maryland. Contact information and addresses listed below.
2 agents listed
Updated May 2026
Severn, MD
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Maryland before hiring.
Showing 2 umbrella insurance agents in Severn, MD
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Ivan Henderson - State Farm Insurance Agent
8158 Telegraph Rd, Severn, MD 21144
(410) 674-2886
ivanhenderson.com
Marie Waring - State Farm Insurance Agent
8158 Telegraph Rd, Severn, MD 21144
(410) 551-4666
mariewaring.com
Umbrella insurance agents in Severn, Maryland help you secure additional liability coverage that goes beyond your auto, home, or boat policies. This type of policy is especially useful in Maryland because state law requires minimum auto liability limits that may not fully cover a serious accident. An agent can explain how an umbrella policy can protect your savings and future earnings.
What Does a Umbrella Insurance Agent in Severn Cost?
The cost of an umbrella insurance policy in Maryland typically ranges from 150 to 400 dollars per year for one million dollars in coverage. Factors that affect the premium include your driving record, the number of properties you own, and your overall risk profile. Higher coverage limits will increase the annual cost. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Severn do?
An umbrella insurance agent in Severn helps you find a policy that provides extra liability coverage above your existing insurance limits. They assess your assets and risk level to recommend an appropriate coverage amount. They also guide you through the application process and explain how the policy interacts with your other insurance.
How much umbrella coverage do I need in Maryland?
The amount of umbrella coverage you need depends on your personal assets and risk factors. Many agents suggest a minimum of one million dollars in coverage, but higher limits may be appropriate if you own property, have significant savings, or face higher liability risks. Your agent can help you calculate a suitable amount based on your situation.
Does Maryland law require umbrella insurance?
Maryland law does not require umbrella insurance. However, it can be a wise choice because Maryland requires minimum auto liability coverage of only 30,000 dollars per person and 60,000 dollars per accident. An umbrella policy can help cover costs that exceed these minimums, such as medical bills or legal fees from a serious accident.
Free • No Obligation
Compare Umbrella Insurance Agents
Get matched with agents in Severn who handle your type of coverage.
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party insurance marketing service. BeforeInsuranceUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any agent. Your information is collected and handled by the form provider according to their privacy policy.
Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Maryland.