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Directory of umbrella insurance agents in Agawam, Massachusetts. Verify credentials with the state department of insurance before hiring.
3 agents listed
Updated May 2026
Agawam, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 3 umbrella insurance agents in Agawam, MA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Rush Insurance Group, Inc.
100 Main St A, Agawam, MA 01001
(413) 786-3535
rush-insurance.com
ICNE, Insurance Center of New England
1070 Suffield St, Agawam, MA 01001
(413) 781-2410
icne.com
Insuritas
67 Hunt St Suite 203A, Agawam, MA 01001
(860) 653-1100
insuritas.com
An umbrella insurance agent in Agawam Massachusetts can help you secure excess liability coverage that goes beyond your auto home or boat policies. Massachusetts law requires minimum liability limits on auto insurance but these may not be enough to protect your assets. An agent can explain how an umbrella policy provides an additional layer of security for your savings and future earnings.
What Does a Umbrella Insurance Agent in Agawam Cost?
The cost of an umbrella insurance policy in Massachusetts typically ranges from 150 to 400 dollars per year for one million dollars in coverage. Higher limits of two million or more may cost between 300 and 700 dollars annually. Your actual premium depends on factors like your driving record home value and number of properties. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Agawam do?
An umbrella insurance agent in Agawam helps you assess your risk and find a policy that covers claims above your existing liability limits. They review your current coverage and recommend a suitable amount of extra protection. This is important because Massachusetts has a high cost of living and lawsuits can quickly exceed standard policy limits.
How much umbrella coverage do I need in Massachusetts?
The amount of umbrella coverage you need depends on your assets and income. Many agents suggest at least one million dollars in coverage but higher limits may be wise if you own property or have significant savings. Massachusetts courts can award large judgments so adequate coverage is important.
Is umbrella insurance required by law in Massachusetts?
No umbrella insurance is not required by Massachusetts law. However it is a common recommendation for anyone with assets to protect. The state requires minimum auto liability coverage of 20000 per person and 40000 per accident but these limits are often too low for serious accidents.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Massachusetts.